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Spot Review

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Reviews 9695

Tonya

2025-11-24

Very easy to file the claim.

Very easy to file the claim.

Phoebe Made

2025-11-23

I highly recommend Spot Pet Insurance…

I highly recommend Spot Pet Insurance to anyone looking for trustworthy and stress-free pet insurance. Spot has been reliable, supportive and incredibly user-friendly from day one.

Allison Dooley

2025-11-23

This was my first time ever submitting…

This was my first time ever submitting an insurance claim for my pet. It was very simple, straightforward, and I heard back in a timely manner. It made an extremely stressful time in our life a little easier.

SL

2025-11-23

Filing a claim was incredibly easy

filing a claim was incredibly easy

Mary Austin

2025-11-23

Ive only had one claim

Ive only had one claim. I had a deductible but SPOT paid the balance with no hassle.

Faizan Atique

2025-11-23

How is animal

How is animal

William Brose

2025-11-23

Spot pet insurance rocks

After satisfying my deductible, the balance of my bill was deposited in my checking account. Best of all the website is easy to navigate through and real people answer the phone if you have any questions

Kim Scoville

2025-11-23

Submitting claims and getting my money

Submitting claims and getting my money Quickly is a huge benefit!

Helen Saliman

2025-11-23

Submitting my claim was easy and my…

Submitting my claim was easy and my claim was processed in a timely manner.

customer

2025-11-22

I’m very happy that they reimbursed…

I’m very happy that they reimbursed very quickly

Stephanie

2025-11-22

Easy claims

Easy claims, great platform. Worth the piece of mind!

Debbie Samuelson

2025-11-22

Fast turnaround.

Fast turnaround.

Catherine Holloway

2025-11-22

Timely processing

Submitted my claim and it was timely processed.

Lorraine Gregoire

2025-11-21

They have made making claims easy and…

They have made making claims easy and if there is any question it is very easy to call.

Teresa Guinon

2025-11-21

Spot Pet Insurance Is Reliable and Efficient

The process of submitting a claim was straightforward, and Spot’s response was prompt. I don’t want to have to use my dog’s insurance because that means she is ill or injured, but I am sure glad I have this policy to help financially if do need it.

Mary Piskula

2025-11-21

Claim sent claim Tuesday and was…

Claim sent claim Tuesday and was finished within 2 days. Very efficient!

Ginger

2025-11-21

Claims

On line claims was easy once I figured it out. 2 of 4 claims were processed within 3 days and still waiting on 2 with no response as to the hold up on claims.

DJ

2025-11-21

They were true to their word of what…

They were true to their word of what they refunded to me according to to their agreement. Once all the paperwork was submitted they paid quickly

Mary

2025-11-21

It was easy to file a claim and…

It was easy to file a claim and reimbursement was prompt

Olga Morales

2025-11-21

They are great at processing the claim.

They are great at processing the claim.

Sonja Paul

2025-11-21

Love how quick you got back to me on…

Love how quick you got back to me on the claim I submitted. There was a problem with not getting reimbursed for the yearly exam. I contacted Spot and after review the exam was covered.

customer

2025-11-20

They paid my claims timely

They paid my claims timely. Very happy with their service.

Jessica Wilson

2025-11-20

Super easy to file a claim and great…

Super easy to file a claim and great turn around time to get reimbursed!

Lyn

2025-11-20

My little Oscar needed to have dental

My little Oscar needed to have a dental. The Dr. had to remove some teeth. I sent my receipt in and filed a claim. I did not have to do anything else. When I checked my claim, I already had my reimbursement in my bank account. It was so easy to file. When I wanted to add another pet to my policy, I called Spot. The woman on the phone was so nice.She made it very easy. I highly recommend using Spot Pet Insurance. It is very affordable and filing a claim is very easy.

Aimee

2025-11-20

so easy to file claims

so easy to file claims. all my cats have had issues the last few months and it’s been very helpful having such great coverage for them.

Marielle Wiklund

2025-11-20

Reliable and quick

Reliable and quick

Jennie Hall

2025-11-20

Great service

Great service. Easy to manage website

Robyn Lewis

2025-11-19

I love Spot Ins

I love Spot Ins! It is very self explanatory, claims are so easy and refunds are very fast!

Karlee Jimenez

2025-11-19

Claims are super easy

Claims are super easy! And when I spoke to a rep on the phone, she was super helpful and kind! She also asked me how my pets were doing and I felt that she genuinely cared about their well being.

Courtney Becker

2025-11-19

Very fast turnaround rate

Very fast turnaround rate - easy to use app and website.

Kylie Maloy

2025-11-19

Easy and quick!

It is so easy to upload your vet bill to spot! I just answer a few questions upload a picture and wait for the claim to process. It’s been quick and easy, getting claims processed before my card payment is due so I never have to worry about falling behind or not having enough money.

Michael Kintz

2025-11-19

We process the claim quickly and sent…

We process the claim quickly and sent out the check immediately. Thank you.

Caryn M.

2025-11-19

Spot is the best

Without Spot, I do not know how we would be able to afford all the medication and tests needed for our furbaby’s diabetes. They are quick answer questions. It is easy to set up claims and there is a quick turnaround time. We will forever insure our pets because you never know.

Hilary Wink

2025-11-18

Took only a few days to process my…

Took only a few days to process my claim and it was very easy to submit online.

Kyndra Wyse

2025-11-18

We had to put our dog down and they…

We had to put our dog down and they called with condolences and to check on our other pup as well. We got reimbursed exactly as expected, and they took care of automatically cancelling our deceased pup’s policy so we didn’t have to even think of it. It’s not easy losing a family member but they did everything they could to make it easier

Chikako Gray

2025-11-17

It was easy to fill out the information…

It was easy to fill out the information and reimburse all the fee very quickly. Thank you so much, appreciate it.

LAURIE MCCLAIN

2025-11-17

So happy I have Spot for my pups!

I have Spot Insurance for all 3 of my dogs. For the first time I submitted 2 claims for an injury on my 4 y/o dog. One for a specialist and the second for a CT scan. Spot paid the claims without any issues and very timely. I have heard horror stories about other companies. I couldn’t be happier with Spot!

Lawrence Mccarthy

2025-11-16

Reimbursements

We didn't need to use our insurance the first several years, but this year we needed it, and Spot reviewed and reimbursed us promptly for the invoices we submitted.

Guadalupe

2025-11-16

I submitted my claim on line a few days…

I submitted my claim on line a few days later and found it to be quite easy. It just felt like the process to get paid took a while. I highly recommend people submit their checking info so they don't have to wait for a check in the mail. I highly recommend Spot Pet Insurance for anyone that is looking to purchase pet insurance in the future.

Grace

2025-11-16

Easy to submit claims!

Easy to submit claims!! Plus speedy reimbursement. Made crazy vet pills more digestible

RP

2025-11-16

Easy to submit claims with a quick…

Easy to submit claims with a quick turnaround. Definitely worth it!

Donald Olivero

2025-11-16

The team handled my claims in a timely…

The team handled my claims in a timely manner and the process worked well. I have been telling my friends and neighbors about my positive experience with Spot.m

QUENTIN

2025-11-15

Great and economically and professional…

Great and economically and professional pet insurance. They are quick to pay and the honor their commitment unlike Embrace which took 18 months to pay for a broken leg on one of my GoldenDoodles. I will never leave Spot.

Mary Jane Hurley

2025-11-15

Fast reimbursement

Fast reimbursement

James Morse

2025-11-15

Spot's customer service is exceptional

Spot's customer service is exceptional. They made the claims process effortless and fast. The biggest weight off my mind was when they coordinated with my vet for my dog's medical history, saving me a critical step during a difficult period. This is a company that truly cares for its customers.

Jee k

2025-11-15

So happy with Spot!

I’m so glad I got Spot insurance for my pup. So easy and convenient to use. What they say is exactly what you get.

DB

2025-11-15

Claims Processed Quickly

I’m pleased The claim was processed within days. I wish my human insurance claims were processed this quickly.

Juanita

2025-11-15

Very Satisfied!!

I'm glad I went with spot insurance for my pets. The claim was an easy process. I was reimbursed within the week.

Mary G Harp

2025-11-15

Its a great company

Its a great company. I submitted a clam, i get my refund right away. No hassle just approved.

D. MEYERS

2025-11-15

Filing a claim was easy

It was very easy to file a claim for my dogs emergency vet visit. They requested additional information and the claim was accepted.

Melanie Jaquess

2025-11-14

Easier than human insurance!

This is the first time we have purchased pet insurance. Spot is very affordable and super easy to use. Our dog ended up getting a foxtail in his paw and had to have two different procedures to get it out. I was able to submit his invoices via the spot app and within a week or so there was money in my account! I highly recommend them and we have even beefed up our policy for next year to include preventative care.

Marissa Kluzniak

2025-11-14

Easy to file claims

Easy to file claims, quick pay out, and helpful customer service reps.

Robert Lange

2025-11-14

Zola

My experience with spot insurance is fantastic. Every time Zola goes to the vet, I submit the bill, no problems. No hassles, easy to deal with.

Anthony Pelayo

2025-11-14

It is very easy to submit for a claim…

It is very easy to submit for a claim through the Spot App. They get back to you very quickly and the communication is great as well.

Catherine Gay

2025-11-14

Easy claims process!

Easy claims process!

Junko Masuda

2025-11-14

Prompt and effective completion

Prompt and effective completion

Ted Sparks

2025-11-13

Claims process was quick and easy.

Claims process was quick and easy.

Kristofer F

2025-11-13

Solid pet insurance

Transparent coverage, reasonable pricing, easy to use portal, real people answer the phone, prompt reimbursement. I've had pet insurance for years and have never had to use it until now. Grateful we have Spot. Get your pet insured before issues come up and keep them insured!

Dena Brienza

2025-11-13

Being up front not hiding cost.

Being up front not hiding cost.

Siu Lo

2025-11-13

Over the web to submit claim is easy…

Over the web to submit claim is easy and convenience. Claim is review and done on time. Fast submitting payment through direct deposit is great. Save time and redundant paper work.

Jonathan

2025-11-13

Very happy with Spot

Very happy with Spot Easy to get claims reimbursed Very clear about what's included or not in plan

Michael Dimaggio

2025-11-13

Spot responded quickly with clarity

Spot responded quickly with clarity. Once I met the deductible, Spot fully reimbursed us. We are grateful and appreciative to have this service available.

customer

2025-11-13

Great investment

Great investment. I am very satisfied with Spot

Mrs Haiying Tu

2025-11-12

Easy to file a claim and a fast process…

Easy to file a claim and a fast process to complete.

Victoria Fuentes

2025-11-12

Excellent Service

I submitted a claim for reimbursement after my pet was severely injured and was happy with how quickly the claim was processed and reviewed.

Patricia Weilbacher

2025-11-12

Great communication

It has been very easy to send in the Vet bills and get reimbursement for those that qualify. They have been easy to contact when I have questions that need answering.

Chris Soto

2025-11-12

The app is easy to use and they…

The app is easy to use and they refunded my expense per my plan in a timely manner with a direct deposit to may account.

Dorothy Guerrero

2025-11-12

I am happy.

I love the fact that Spot is quick and efficient. Thank you.

Caitlynn

2025-11-12

Spot is the best pet insurance route you can go!

Spot is the best possible pet insurance I could've gone with. They were quick and reliable with processing my claim and refunding me. As well as being kind and thoughtful enough to call me and personally send condolences for my cat who passed away recently. That meant the world to me. I will continue with Spot insurance since I trust them to fully take care of both me and my cats. Thank you.

Tainesha A Wilson

2025-11-12

The claim process was easy and fast

The claim process was easy and fast! Once they approved my claim payment came the next day! So glad I chose Spot for my Chloe.

Viktor

2025-11-12

A great, smooth experience.

A great, smooth experience. From the moment the claim is opened, uploaded medical documents, and a complete invoice until the funds are received, it takes 1.5–2 weeks.

Kelly P.

2025-11-12

Spot is great

Spot is great. My dog had a very unexpected illness that required an overnight emergency vet stay. Spot saved me thousands of dollars.

Lynn Distefano

2025-11-12

Very easy to deal with with quick…

Very easy to deal with with quick processing.

Nora Kirk

2025-11-12

Customer Service is always there to…

Customer Service is always there to help very knowledgeable considerate Whenever I’ve needed to speak to a customer rep they’ve always been there answering the phone, which is great to talk to a human that understands the needs of your pet

Pamela Davis

2025-11-11

Our Murphy had his annual physical and…

Our Murphy had his annual physical and we submitted the invoice to Spot. We had our reimbursement within just a few days! Thank you for your efficiency and easily usable website.

Anne

2025-11-11

quick turn around on reimbursement

quick turn around on reimbursement

Jennifer Valerio

2025-11-11

Good customer service

Good customer service

Nicole T.

2025-11-11

Love working with you guys

Love working with you guys! You make this process easy.

Julio Venegas

2025-11-10

Luka

The invoice submittal process was straight forward.

Pamela Cereghino

2025-11-10

Spot is Very good about confirming…

Spot is Very good about confirming receipt of claims and returns payment in a very timely way!

Pilar Moore

2025-11-10

Response:I am pleased with the insurance and…

I am pleased with the insurance and also the response time is very good

Aurawan Nizner

2025-11-10

Spot has one of the lowest premiums and best overall customer service experience

Spot quickly and efficiently processed the 2 claims I’ve submitted in the 3 years I’ve been with them. When I shopped around for pet insurance, Spot had the lowest premium with the most coverage. My premium didn’t go up in my second year and increased very little last year. I am highly satisfied with this company. The few times I spoke to a phone representative with questions, they were so courteous and patient. It was a pleasure talking with them.

Gail Turley

2025-11-10

Quick and easy reimbursement.

Quick and easy reimbursement.

Lorie Poetschke

2025-11-10

Easy to send the claim over.

Easy to send the claim over.

Christopher Porikos

2025-11-10

Our First Claim

We submitted a claim without knowing what would happen. To our surprise, the process and paperwork was seamless, resulting in coverage and reimbursement. Thank you Spot Pet Insurance!

Alex Sarcina

2025-11-10

Easy through hard moment

Made things easy through the hard moment of losing one of our furry family members. Very appreciated

Lana Kini

2025-11-09

Spot Pet Insurance was the best…

Spot Pet Insurance was the best decision I made for my little Chachi. Filing a claim was so easy and the quick response was also a plus. I have a piece of mind now when I need to take my furbaby to the vet. Thank you Spot Pet Insurance!

Mary Barber

2025-11-09

Awesome service

Awesome service - just as advertised. Communication was great. They paid out just as expected. Don't delay - get your pet insurance today. We saved thousands in vet bills with our 4 yo dog.

Mark Jones

2025-11-09

Overall easy to provide information

Overall easy to provide information

Connie Knuth

2025-11-09

Dori's Spot experience

It was my first time using my Spot pet insurance so I wasn't sure what to expect. But it was simple and easy to use. And I was refunded 80% of my Vet bill after my deductable was taken out. I'm pleased.

Kate Gaines

2025-11-09

First time filing a claim

First time filing a claim. Gather all they requested and without any hassles claim was processed and honored just like our plan stated.

Rebecca Ryder

2025-11-09

Insuring my young dogs was the smartest…

Insuring my young dogs was the smartest thing I've done! One dog hasn't needed it, but the other has—and SPOT handled our claims quickly and efficiently. I'm a huge fan and highly recommend them!

JULIE

2025-11-08

Easy!

It is very easy to file a claim and I got my return reimbursement quickly. Couldn't be happier.

Michael Reardon

2025-11-08

Easy to make the claims very simple

Easy to make the claims very simple

customer

2025-11-08

Very helpful

Submitting claims is a very easy process and great to work with.

Jennifer Roy

2025-11-08

It was very easy to submit my…

It was very easy to submit my documents, it was reviewed and processed in a timely fashion. I can't say enough about how happy we are with Spot. Thank you again.

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