Advertising Disclosure

ASPCA Review

Find a customized quote easily

Reviews 6186

Gustavo

2025-03-27

Claims are processed quickly

Claims are processed quickly, and I’ve always had a smooth experience with them

Renee Bou

2025-03-26

The claims are easy to file

The claims are easy to file. Their response was quick and friendly and professional. And the refund was speedy. They were very helpful if I had any questions.

JM

2025-03-26

Best Health Care

Having ASPCA Pet Insurance helps me concentrate on getting the best health care for my 4 legged babies without worrying about how much it's going to cost. I get a 90% reimbursement for my expenses at the vet.

Lital A.

2025-03-24

A must have for every pet parent

I’ve been using ASPCA Pet Insurance for nearly 10 years, and I can’t recommend them enough. Over the years, they’ve helped me save thousands of dollars on veterinary care and, more importantly, given me peace of mind knowing I can provide the best for my pets without stressing about the cost. The process to file a claim is simple and straightforward, and they consistently process claims quickly. It’s been an incredibly reliable service and a true lifesaver during unexpected health issues. Highly recommend to any pet parent looking for solid, dependable coverage.

Lena Property Shop Inc

2025-03-18

Great company

Great company , have never has an issue with a single claim . I got the policy when my dog was 9 weeks old, so pre existing conditions is not an issue . The only thing is I wish premiums weren’t increased as much as they are as dog gets older

Diana Reynolds

2025-03-18

neutering and spaying lower reimbursement

Just got puppy Disappointing to find out you have lowered the reimbursement for spaying and neutering. I would think as a health care insurance company for animals. The one thing you would push is make affordable for people on your policy (whether it’s the first tier or a higher tier like we have) is reimbursing a better rate$$$$$ for spaying and neutering. Our vet charges over $500 and you portion should cover more.

Barsa

2025-03-18

Heath, accident and any other coverage

I have an English Bulldog and a French Bulldog, I knew they came with some health issues so I got insurance the day I brought then home. They are both almost 5 years old and without ASPCA insurance I would be out tens of thousands of dollars. It’s not the least expensive insurance but for me it’s the most comprehensive. It covers their allergy medications as well as vet and emergency vet costs. You can decide your deductible amount and the amount of coverage that determines your annual costs.

Alana Santillo

2025-03-18

I just want to save the world and fill…

I just want to save the world and fill there bowls and just give them food now and adopt one but my mom will say no and I just people fill there bowls thank and I love the Animals tell them one day there bowls will be filled with a bunch of food and there life will be in a cozy home with a owner I love you animals tall all the animals they will get food and a home with a nice owner very soon and that I love all of them bye have a nice week .❤️👍🏻

tazneem linwood

2025-03-16

Absolutely love this

Absolutely love this

Pat Barney

2025-03-13

Afffordablr

Very easy to join

Alice Friedman

2025-03-04

Have used for over 10 years

Have used for over 10 years. Noted improvements in the app and customer service. Banfield clinic closed so looking to add preventative luckily did so because one cat somehow wasn’t added with initial service and preventive services could begin immediately! Only complaint is that cannot add on or change plans except at annual renewal cycle and those cannot be prorated or changed to coincide with annual vet appointments. So although Cat added with prevention, I have to wait another four months before I can add the others!

Susan Pulliam

2025-02-27

Great customer service

Great customer service. Answered all of my questions. I have not used the insurance yet but looking forward to a good experience.

Tracy

2025-02-24

Absolutely the best pet health…

Absolutely the best pet health insurance. I have 6 cats insured with them. Incredibly fast payments on claims. I highly recommend them.

Scott Redmond

2025-02-18

The customer service representative was…

The customer service representative was very helpful and knowledgeable she was very helpful.

Nenette Juarez

2025-02-18

Good

Its alright.

IPQ

2025-02-17

Claims processed quickly.

Claims processed quickly.

Alexander Mohler

2025-02-12

Amazing experience

Easy to navigate and follow the steps!

Jackie Daman

2025-02-12

I was changing insurance companies for…

I was changing insurance companies for my pets and read your reviews and also the price was good. Have to keep my furry kids covered.

Jorden Kennedy

2025-02-01

Very quick with the claims and very kind staff

Back in August my dog started coughing and it was a battle to get him to stop. So many medications and tests had to be run to make sure we got to the bottom of it. It was a very expensive and trying time, but the insurance was so quick with the claims and reimbursement. They said it could be a few weeks but every time we submitted a claim, it was only a few days. We are so grateful for the quick turnaround with reimbursement especially when money is tight.

Alysia Berube

2025-01-18

Very helpful and friendly

Very helpful and friendly

Jme Bug

2025-01-17

BE AWARE of hidden costs and exclusions!…

While ASPCA has created a very sleek and user-friendly interface for submitting and tracking a claim, I have found a NUMBER of deficiencies in their up front information and back-end service. While having a rep answer the phone quickly and having access to a kind veterinary nurse on the end of a telehealth line are all very helpful as a consumer - I was pretty floored to find that neutering and spaying aren't covered under their basic preventative care plan...the hard way. If you hope to be reimbursed for this VERY COMMON procedure, you MUST select their PRIME care package, in order to have any reimbursement for those costs. Since ASPCA did a poor job of making this information clear up front, I'm hoping this review saves someone else the trouble I've gone through. You have to read through all of the itemized treatments/procedures to see that it's not covered, which wasn't apparent, nor that there was even an upgraded insurance package available.

Julie Polati

2025-01-17

It is a great insurance company

It is a great insurance company. I feel that my dog and I are fully supported.

Caroline Beretta

2025-01-16

Easy process to add my new pet and the…

Easy process to add my new pet and the rates are within my budget. The process to submit a claim was fast. I recommend it.

Beverly Beahn-Sivula

2025-01-15

Loved working with ur staff

Loved working with ur staff. They were professional and ready to answer all my questions. Extremely pleased with not only the team you have working for you but the price of your plans compared to other pet insurances. Would recommend you to everyone!!!

Gary Spanedda

2025-01-14

Average at best

Average at best. Rates increase, increase and increase for no good reason. Your typical insurance company, not much different from human healthcare. I am sure there are better ones out there, but I also know from experience there are worse ones.

Jill Yellico

2025-01-14

Paid as expected quickly and…

Paid as expected quickly and transparently. Kind, animal loving, empathetic people.

Lexie Lippoldt

2025-01-14

Good coverage

Good coverage

Susan Noah

2025-01-14

Signing up was easy

Signing up was easy. Haven’t filed a claim yet.

Elisabeth Berlowitz

2025-01-13

I haven’t had a ton of experience with…

I haven’t had a ton of experience with this company. I came over from a previous company that I loved but unfortunately could no longer get in my state. Now a few years later an only 1 claim filed for $300 I am not seeing the benefit for staying with ASPCA. The time it took to process the claim was almost a month. If I had to shell out thousands of dollars on a claim I don’t want to wait 4 weeks for a claim to process to get my money back. If you decide you want to add wellness to your policy you have to wait until your next policy renewal period. You have a very short window to make changes to it. Now I have had multiple insurances over the years for different pets of all ages and breeds. Since I have started this policy (2/1/2021) it has increased yearly anywhere from $25 to $50 a month. I had one $50 claim, and have two dogs on my policy (4 and 3). There is no reason for the policy to increase this much. I have asked other people in my area if there policies had similar rate hikes but they did not. I think it might be time to search for a different insurance company.

Kristin McWhorter

2025-01-12

FAST REIMBURSEMENT FOR A REASONABLE…

FAST REIMBURSEMENT FOR A REASONABLE AMOUNT. BEEN WITH ASPCA PET INSURANCE FOR MANY YEARS.

Wendy

2025-01-12

Great but could be better

I've had this insurance for several years and it has been great so far. Submitting claims is fairly easy and get reimbursed is timely. What I don't like about the claim submission is the breakdown of what you had done, it might not be listed. I'd rather that not be asked and them determine the category the service should go under based on the claim submitted. Also, l have had a few occasions when I submit a claim I get nothing reimbursed, I don't like that. Don't understand why. The cost of the insurance and it's rising cost bothers me as well, it makes me consider looking elsewhere when that happens.

victor castañeda

2025-01-10

The best insurance for my dogs

I have to say that it is the best insurance company I could find. Very professional and very kind. Vanessa was very helpful to me. She listened to me in Spanish and helped me with everything. Thank you Vanessa.

CAREE K

2025-01-09

Ease of use of website

Ease of use of website

Edward Freedman

2025-01-08

They took care of a lot of my bill I…

They took care of a lot of my bill I have a puppy that had nothing done to her so her first appointment was recent

EMILY

2025-01-07

Easy to file claims

Easy to file claims. Prompt return of money. I highly recommend them!

Daisy Ebenhack

2025-01-07

Timely payments

Timely payments

Kim L

2025-01-06

Excellent insurance for us

In the many years that we have had insurance thru ASPCA, I have always had helpful people who have assisted me with adding new dogs, questions about insurance policies and anything that I needed. I would recommend ASPCA to those looking to insure their pets as they go thru the process of deciding which insurance to choose.

Roxanne

2025-01-05

ASPCA is the best insurance for pets i have found

ASPCA is the best insurance for pets. It is super easy to submit claims. And the pricing is comparable to other insurance. Also ASPCA covers special food for pets for a limited time like special science diet for kidney problems and other insurances don’t help at all with food.

Dashawn Peterson

2025-01-04

They have stood by us 100%

I was so uneasy about getting pet insurance because of hearing so many bad stories online but I have been 100% satisfied with ASPCA so far. They have covered everything we have submitted and have done so faster than I expected. It is such a relief because my dog needs surgery on his leg and if it wasn't for having this insurance he wouldn't be able to get if for a long time. there is noway I could afford it without the reimbursement amount. Thank you ASPCA!

Rebecca Owens

2025-01-03

It's mostly easy to file claims

It's mostly easy to file claims. However, the pre-loaded options can limit submission. Sometimes my animals' issues don't fit so cookie-cutter into the ones allowed and I have to make a best guess determination.

Eddy Dacy

2025-01-02

Very easy to get around the website

Very easy to get around the website A application process was pretty easy very satisfied so far would do it again and refer them to other people who are needing insurance for their pets

Theresa Merritt

2025-01-01

I have had ASPCA Pet Health Insurance…

I have had ASPCA Pet Health Insurance for many years and only once did I have an issue with them. It is a great insurance company for your pets and would never think of going to another company.

Richard D'Angelo

2025-01-01

When sending in a claim

When sending in a claim, ASPCA will respond with either the approval or why the claim was rejected.

Donna Wilson

2024-12-31

good information on the site

good information on the site

Linda NJ

2024-12-31

ASPCA Pet Insurance - The only plan we would consider

I have had ASPCA pet insurance for all my pets, and this has helped us tremendously. We have had a few crisis; our old dog had spinal surgery and ASPCA insurance covered most of it, then our young dog had a malign growth discovered at the dentist, same thing here, ASPCA pet insurance covered most of it and the process was easy both times. We just added our GSD puppy to our plan, which now covers three of our family members.

K Griffiths

2024-12-31

I love this insurance for my horses

I love this insurance for my horses. Great customer service, claims are easy to file. This provides the exact peace of mind needed to provide my horses with what they need in the case of an emergency and preventative care. I recommend this to everyone !

Jessica Myers

2024-12-31

Great Customer Service

Called the company to help us set up a new pet on our policy and the representative was absolutely the kindest representative we have spoken to on the phone for any company ever. They cared about our pets and treated us with respect and solved our problems effectively and efficiently.

Nino Colandrea

2024-12-31

I made contact with SPCA health…

I made contact with SPCA health insurance. They’re all very normal very friendly very helpful.

Wanda Casey

2024-12-31

Shavazz made it so great as I lost a…

Shavazz made it so great as I lost a pet and putting adding a new puppy.

Theresa Estile

2024-12-31

Submitted my claim and it processed…

Submitted my claim and it processed almost immediately. Received a check within 2 weeks of submitting the claim.

Kimberly Johnson

2024-12-31

Pet owner

I had this insurance a few years ago and was so happy with it then I lost my job had to cancel , I’m doing better now so I signed my pets up now while they are healthy and hip to keep it for many years

Janet and David

2024-12-29

Our special dog got mast cell cancer

Our special dog got mast cell cancer, and ASPCA Pet insurance helped with his surgery and post treatment and cancer meds. We are so grateful for that help! We had another pet insurance, but found that ASPCA was a much better option and so we switched and have been very satisfied with them. Thank you!

Michelle Lamson

2024-12-29

The associates are very helpful

The person whom I spoke with was very knowledgeable about the various plans and gave me the best information upon choosing a new plan for Lulu

Valued Norton Customer

2024-12-29

I was upset by the new medical records…

I was upset by the new medical records requirement. The bill states what was done. So why medical records for any visit? I don’t have time for this addd burden

Tara

2024-12-27

Best Pet Insurance on the Market!

Best Pet Insurance on the Market!

Neji Michael The Fox

2024-12-26

I was charged twice for pet insurance…

I was charged twice for pet insurance once on date due and again just recently for a dog who is my service animal for a mix of mental health issues please reach out to me so we can fix this or lawsuit will be filed

Rhonda Lee

2024-12-25

They have been good to work with.

They have been good to work with.

Rita Chietera

2024-12-24

Customer service is always very…

Customer service is always very helpful, knowledgeable and sympathetic to whatever the problem is at the time. Claims are processed in a timely manner.

Jenni Lynn

2024-12-24

I submitted my claims and they were…

I submitted my claims and they were processed quickly.

Bunce

2024-12-23

Highly recommend this pet insurance!

This is the best company for pet insurance. Filing a claim online is easy and it is reviewed promptly with any reimbursement money going directly into my bank account quickly. Their service center is the best as you can always talk to a live person and get clear answers to your questions.

Top Pet Insurance

Pets Best
Read review
Lemonade
Read review
ASPCA
Read review
Pumpkin
Read review