Pumpkin Review
Find a customized quote easily
Reviews 2451 
Penny
Piece of mind when accident happened
I felt so relieved knowing that I could take my dog to the vet when he accidentally ate a watchband. I didn’t have to wonder if I could pay for the diagnostics or procedures. My claim was processed in a timely manner.
Claudia Crawford
My dog
My dog, Zainah has been through a traumatic surgery. Pumpkin has been with me all the way--she is recovering now. Not only have they been there financially, but also emotionally. Each person with whom I have spoken has been so caring and supportive. My only frustration has been that check take a long time to come---I would so appreciate if this could be expeditated. I have already recommended Pumpkin to many people. And now the hospital who did the surgery has Pumkin on their referral list.
Trisha
AMAZING
This insurance js amazing! I tell people my dog has better insurance than me. They approved my claims within minutes and I received the money the same day! So thankful to have a peace of mind when it comes to my doggy!
Randy
The best
Always there when needed.
NN
Easy to understand! Clear coverage
Easy, friendly , informative, clear information & swift payment! :)
Kathleen
Been very happy with this company and…
Been very happy with this company and would recommend it to anyone
Patricia
The person I spoke with was kind and…
The person I spoke with was kind and understanding of my frustrations
Alyssa
Pumpkin has always made it so easy to…
Pumpkin has always made it so easy to file claims after a vet visit. The website is user friendly and I always get paid out in a short amount of time.
Deborah
Thankful for Pumpkin Insurance
I was honestly skeptical when I first filed the claim for Odie who herniated a disk in his neck chasing a squirrel of all things. Every communication I've had with Pumpkin was great. Each Agent gave me assurance that my claim was being processed and that gave me peace of mind. Once I filed the claim it was paid within days. Thank you Pumpkin Insurance for being there when we needed you. They fulfilled their promise and I cannot ask for anything more.
Susan
I sent an email at 11:31 pm about a…
I sent an email at 11:31 pm about a claim that partially processed incorrectly. One minute later, I received a nonautomated response!
Natalie G.
I have 100% confidence with Pumpkin for my pets!
Wonderful experience with having Pumpkin for my cats! My emotional support cat had to have major surgery, so I was already stressed out of my mind and Pumpkin made it so easy that I didn't have to stress about the bill. The percentage of coverage was exactly as they said it would be, no questions asked, which is nice knowing that there's a human on the other side of the email and phone numbers. HIGHLY recommend getting your fur baby covered! You'll thank yourself.
Susan
Quick turnaround on claims
Lately, claims are being processed very quickly which is really nice.
Sandra Hewett
Excellent fast service
It’s so nice not second guessing and waiting when my puppy isn’t feeling well.
Patrice Colamesta
Pumpkin stood by their coverage
I have a lot of dogs so I must be very careful about which insurance I apply for for them.. Pumpkin seems to be the best.. hopefully they will maintain their quality .
Wendy Miller
Easy claim process
Easy claim process, quick payment!
Karen
This was our first claim in about 2…
This was our first claim in about 2 years. The entire process was so easy and fast. We were so surprised at how quickly our reimbursement suddenly appeared in our bank account. We have had other pet insurance with other pets - but Pumpkin is by far the best...
Pete S.
Always a great experience with Pumpkin!
Always a great experience with Pumpkin! Very quick turnaround time with claims and immediate direct deposit of reimbursement with claim approvals. Highly recommend Pumpkin to anyone considering pet insurance!
Maya G
I’ve had such a great experience with…
I’ve had such a great experience with my pet insurance. It gives me so much peace of mind knowing my furry baby is protected. Claims are easy to submit, customer service is always kind and helpful, thank you Darion! 😁🐶Reimbursements come quickly. I’m truly grateful for the comfort and support they provide.
Don Lynn
Good follow up
Good follow up. We received an email confirmation and a letter from you for our records.
Ronald Young
Claim Processing
Pumpkin processed my claim for reimbursement in a very timely manner and a deposit to my account was made in just a few days. I am quite happy with my experience.
Jan
I've called twice with…
I've called twice with questions/concerns and was able to talk to a friendly yet professional woman. She was able to quickly help me both times to get me the answers I needed!
Cheryl Lynn
We are so happy we got Pumpkin…
We are so happy we got Pumpkin insurance for our Bob. Also it's such a blessing they had Pet advocates that always response right away and how amazing they were when we found out our boy has hip dysplasia and that he has always been healthy and never shown signs of it including he has had amazing vet visits which he never showed signs until he started limping. The advocate was so loving with me and understood how devastated we are and calmed my heart. Thank you Pumpkin !
James
Good experience
So far, my experience with Pumpkin has been great!! They offer great coverage, customer service, and good response time to claims. I currently have a big dental surgery claim pending for one of my fur babies. We'll see if they remain 5-stars. Make the right choice Pumpkin. :)
Patty
Pumpkin insurance for pets
When I call pumpkin insurance, all Reps whom attended to me for whatever reason, we're very nice Nice and helpful. Would have listened to me and they would explain everything to me very nicely and precisely
Carly
Fast Turn Around
The time from sending in a claim to getting reimbursed (on the Wellness Plan I have) was SO QUICK. I couldn't ask for anything better. Thanks!
Gwen
Prompt service
Prompt service
BROOKE GINDLESBERGER
Very easy to work
Very easy to work with! And very quick to respond
Elizabeth
Quick Processing of Claim
The processing time for my claim was great. Still waiting for the check to be delivered.
AC
Easy and fast
Easy to file a claim. Clear explanation of benefits. Fast payment. My only constructive feedback would be using the issue/treatment drop-down menu. It’s tedious to try and find the correct option. For example: I can type in “S” for spay but it only takes me to treatments that start with the letter “s”. It doesn’t recognize letters after that. So I’m left having to scroll through all the S’s to find the right option. Sometimes it’s quick but others times it’s not. Overall, I still would recommend Pumpkin to all!
Lisa Cas
This insurance works for my 3 dogs…
This insurance works for me payments are made quickly and deposited to my account or deductible. The only thing is I wish Pumpkin would apply some money to other vaccines dogs have to get because that would be even better. I've looked at other insurances and find that Pumpkin is the best coverage for my 3 pets a of now.
Glenna
Pumpkin is quick to respond.
Pumpkin is quick to respond.
T Smith
I was fully satisfied with the service…
I was fully satisfied with the service I received the rep helped explain everything to me and made signing up easy.
Alan
Claims paid as promised on time.
Claims paid as promised on time.
Jan Dorwarth
I have 6 pets insured with them !!! 5 STARS !!!!
I'm so so so lucky to have this pet insurance. It saved me soooo much money. I have 6 pets insured with Pumpkin and 3 of my pets got seriously sick and the bills of the hospital stay of my doggies were a few thousand $$$. They approved my case in 1 day and I had the money back in my bank account in 3 days. Unbelievable !!!! Please don't wait till something happens to your furry friend and then you want to buy pet insurance. Then its too late. You never know what can happen. I also have a younger 5 year old sweet Chihuahua Dachshund Mix and all of a sudden she needed to go to the hospital because and had to stay there for 3 days and was diagnosed with Diabetes. The hospital bill was a few thousand $$ and they paid super quick for it because it was not preexisting. I have now 4 dogs and 2 cats insured with them. A few years ago, I had a different pet insurance but they raised their premiums like crazy every year and now I'm with Pumpkin and they have good prices. Remember, the premium always depends on the breed of the dog and their life expectancy. Of course a younger healthy dog is much cheaper than an older dog. Don't look any further and get your furry friend insured with Pumpkin. Submitting claims on their website is pretty easy as well. I usually don't like insurances but I LOVE PUMPKIN !!!!!
Deborah
Easy to submit claim
Easy to submit claim. Speedy repayment.
Pejman Tanaeim
They are amazing
They are amazing, no games simply submitted a claim and got paid.
Jerry Price
Good Purchase Experience
Information was clear and complete.
Brian
Quick and easy!!
Quick and easy!!
Jenn
What a great insurance company Pumpkin…
What a great insurance company Pumpkin is. When your attention is on making sure your pup is going to be ok and not the finance part it makes it that much easier. The claims process is so simple and the turnaround time for a response and payment is within 1 week. I refer all my friends to Pumpkin. This is our second year with them and unfortunately, I've met our deductible each year and they have covered 90% without a hassle. I highly recommend Pumpkins for all your fur babies.
Cheryl
Great coveage…
You got 5 stars because of your low prices and quick payouts. Covering my Supreme with pet ins was the best decision I've made.
Fr
Time and Ease
The turn-around time for a response/payment is very reasonable. Site is friendly to navigate through.
Barbara
Very easy to submit claims and prompt…
Very easy to submit claims and prompt responses and payment.
Pat Kiphart
Setting up my account was easy
Setting up my account was easy, I haven't used the insurance yet but hope if and when I do that process will go well.
Vicki
Insurance Review
Everyone is always so nice and easy to deal with. They process claims in a timely manner. I have recommend Pumpkin to many for pet insurance.
Alma Reeves
Reliable
They were very quick on accepting and paying our claim
Joi Aldridge
Insurance That Works For Me and My Roxi
I feel Pumpkin was a great choice for my Roxi. I've just been with them since October 2025, and the Wellness package has helped to defray some of the cost associated with getting my Roxi her first year of vaccinations. The staff has been very accommodating when I've needed to call with questions. They have each displayed excellent customer service.
Stephanie
We love Pumpkin❤️
Pumpkin pet insurance and their wellness plan is amazing. I use the wellness plan for all three of my fur babies. It’s simple I go to the vet, submit my invoice with my claim and get paid within a couple of days!! Pumpkin, you are the best!! My fur babies say thank you!❤️
Tracy
Easy claims processing
Easy claims processing, customer service is outstanding and understandable explanations
Angelina
They are always on top of my claims and…
They are always on top of my claims and very professional on phone .
Joseph
The staff is alway helpful and kind on…
The staff is alway helpful and kind on the phone ,,or thru an email,
Jessica
Easy and fair
The ease in submitting the claim and they reviewed fairly.
Lau
Love Pumpkin Insurance.
Love Pumpkin Insurance.
Roger C Goff
Everything was smooth with pumpkin for…
Everything was smooth with pumpkin for me and Marley.
Michael
Awesome customer service.
Awesome customer service.
Arthur
Great overall experience
Great overall experience. Fast reimbursements. Thank you!
Jody Wins
Prompt response and processing
Prompt response and processing
Carin
The team at Pumpkin is very effective…
The team at Pumpkin is very effective and very quick on dealing with claims or any questions I may have
Lisa
+-Wonderful Caring People to Speak to
+-Wonderful caring people to speak to, and service beyond excellent. Lightning quick approvals and payments. I cannot say enough about Pumpkin. So glad that we decided to get it for our pets. Keep up the fantastic work. *
Robert Roche
Insurance for the Pup!
We took out insurance on our Chesapeake Bay Retriever and we are very happy with the service we have received. We would recommend this coverage to everyone.
COLLEEN C
Prompt payment and very receptive
Prompt payment and very receptive
E S
Outstanding Experience with Pumpkin Pet Insurance
I did a lot of research before choosing pet insurance. I had a different pet insurance before, but I wanted a company that offered great coverage at a reasonable price — and didn’t take forever to process claims. Pumpkin has been incredible from day one. Their representatives are always available, friendly, and knowledgeable. Submitting claims is quick and painless, and their system is super reliable — never any downtime. I’ve had nothing but amazing experiences with Pumpkin. They truly deliver on what they promise. Five stars all the way!
Morgan
Very quick to respond and approve my…
Very quick to respond and approve my dog’s care! The reimbursement check was in my mail box less than a week later.
cheryl kratzer
Such great service!!
Such great service!!
Ronnie
Met expectations
Met expectations. Timely processing. Easy to access and responsive to questions.
Ken
Easy to file and quick responses
Easy to file and quick responses
Constance
Quick and easy
Quick and easy, hassle free. I had a fast return on refund amount. Most importantly my little dog is able to get the care he needs.
Isabella
Easy to file claims and super fast…
Easy to file claims and super fast approval, I recommend Pumpkin Insurance for you fur babies.
Marci
Fast
They always process claims extremely fast!
Jodi
Everything made easy
You make everything easy. Calling my vet's office to help with my claims and mailing the check promptly - 10/10 service. Thank you.
Makeda
It’s easy to file the claims
It’s easy to file the claims. I was able to reach my deductible quickly. I’m glad my cat’s medicine and prescription food are covered because they’re both expensive. I feel reassured that we’ll be able to manage with he has anything more serious happen.
Stephanie
Unfortunately my dog has had some…
Unfortunately my dog has had some health issues, but luckily I got Pumpkin pet insurance. It has been easy to use and at a reasonable rate. I would definitely recommend Pumpkin Pet Insurance
Leslie Feifer
Easy to file
Easy to file. Quick response. Thank u.
Amanda
Always easy
Always easy, friendly, fast reliable and great coverage.
Rick
Reimbursement and Website
Speed of reimbursement and ease of use of website.
Rick
Pumpkin Insurance is awesome
Pumpkin Insurance is awesome! I really recommend it, I do have for my 2 cats! It is a must!
Tracy Miller
Excellent customer service
Excellent customer service. Pre-estimates were returned in less than 30 minutes. Claims paid in about a couple days. It was quick and easy to get a live person to answer my questions. Representatives were caring, professional, and knowledgable. Highly recommend Pumpkin Pet Insurance.
Sharon Tuccitto
Easy to file claims and quick payouts
Easy to file claims and quick payouts. What more could you want from your pet insurance company? Pumpkin is responsive when I have questions and give me peace of mind with having to instead 4 cats. I've already had to file 3 claims in the last year and the process was a breeze.
Maria Rivera
Great experience!
My claim was processed in no more than 2 days, it was easy and I didn’t have to worry about reaching out for an update. It was a great experience knowing everything was taken care of and my money was in my account in a couple of days.
Kim
Easy to submit claims with fast response
Easy to submit claims with fast response
Susan
Very fast claim handling.
Very fast claim handling.
Mark Froman
very good service
very good service
Dan
Everyone was so helpful in getting my…
Everyone was so helpful in getting my claim processed. Thank you, Dan
Ann
Fast Claim Processing
I was very pleased with how fast my claim was processed and completed. It was less than 24 hours from my submission of the claim and completion.
Deborah
Ease of claim submission
Ease of claim submission. Direct deposit.
Jenny Rosengrant
Pumpkin pet insurance is the best…
Pumpkin pet insurance is the best around. Claims are easy to file and reimbursements are quickly given. Our 2 year old dauschaund unexpectedly passed away and they were very kind and caring. Not only did they cancel my plan and reimbursement me timely but also sent a nice gift in memory of my fur baby 🐾
Robert
we heard a lot of good things from our…
we heard a lot of good things from our vet about your company and did a little research ourselves and we are happy with our choice
Adam
Quick, Efficient, Fair
It was quick, efficient, and fair!
Ajay Sharma
Really fast reimbursement
Really fast reimbursement
Barb
Fast and easy claims.
Fast and easy claims.
CAROL ANN
Pumpkin insurance is wonderful
Pumpkin insurance is wonderful! Their customer service is very quick to answer and professional and knowledgeable. They always pay my claims quickly and I haven't had any problems with that. Highly recommend!
Ruth Garn
Awesome company
Awesome company! Easy to work with for reimbursements. Claims processed in a timely manner.
Rachael
We will see how it goes
Not super thrilled about my claim being handled
Lisa
Quick reimbursement
I submitted my expenses and had reimbursement so quickly.
Menyon
I like how quickly you send a check as…
I like how quickly you send a check as soon as I put in a claim. Everything goes in so nice and smoothly.
Rocky
The process was simple and quick.
The process was simple and quick.
andre
Just overall ease of getting the…
Just overall ease of getting the insurance
June
Fast refund!
Fast refund!
Top Pet Insurance
Pets Best
Read review
Spot
Read review
Lemonade
Read review
ASPCA
Read review
Pumpkin
Read review