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Pumpkin Review

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Reviews 2528

Vickie

2025-12-14

Stellar Customer Service

They are responsive, and if a claim is taking a longer than it should, they speed up the process no problem!

Adam

2025-12-14

Pumpkin paid both my claims

Thanks pumpkin. They have paid 90% of my claims after my 500.00 deductible. No issues whatsover. They paid me back a little over 1100.00. I have the unlimited plan with 90% payout. My cat had watery diahrea that wouldnt go away for over 2 weeks and then a few months later some urinary issues, pain and not feeling well. Pumpkin paid 90% for xrays, ultrasound, bloodwork, antibiotics, pain shot, and 3 visits. I am very satisfied. I just hope my rates don't skyrocket. All i had to do was upload vet invoices and give a brief description of what was going on. First claim was approved in 3-4 days, 2nd claim took a week probably due to backlog over Thanksgiving. My boy is 9 and i pay about 80.00 a month

Suzanne Cissna

2025-12-14

Excellent pet insurance - 5 Stars

Excellent insurance for my cats and rapid turn around for reimbursement!! I’ve had other pet insurances for other animals in the past and Pumpkin by far is the best!!

Jacki

2025-12-14

They were very efficient and easy to…

They were very efficient and easy to navigate.

Newt

2025-12-13

First Claim Filings

Since this is the first claims I had made since switching to Pumpkin, the one thing I would have appreciated is that I received more communication on getting our account set up with ALL of Etta's medical records since she was a puppy. If I truly understood this was required I would of been more prepared.

MBO

2025-12-13

I’m very happy with the experience so…

I’m very happy with the experience so far!

Joan

2025-12-13

Stella's journey

We purchased pumpkin insurance when we rescued Stella around six months old. Because we did not know any of her history (both physical or medical) we thought it might be a good idea to get some insurance. She is now almost five years old and has developed some allergies. We tried changing her diet and even chewables that were supposed to help, but eventually decided to go with a medication that required a veterinarian. We are super happy that we have the insurance as it covers most of the blood work and medication that Stella is on. The team at Pumpkin is quick to respond and easy to deal with...Thanks Pumpkin!

K.Hooks

2025-12-13

Worth the Wait

Uploading supporting documents took a bit of coordination via fax so was finally able to email records and then the claim was reviewed/settled in a fair timeframe. If faxes are still a way to receive medical records I wish there were a better way to confirm receipt of records btwn Pumpkin and my vet. In the end, it all worked out!

Lea

2025-12-12

Your promptness on paying claims

Everyone I talked to was extremely helpful and courteous.

Jon

2025-12-12

Great Pet Insurance

The best pet insurance in the market. My vet bills are reimbursed very fast!

Linda

2025-12-12

Quick response

I was very impressed with how fast my claim was processed. I was reimbursed in 6 minutes. Outstanding service. Will recommend to my friends.

Erin

2025-12-12

Easy to submit claims and fast…

Easy to submit claims and fast responses.

customer

2025-12-12

Always very helpful and answer all my…

Always very helpful and answer all my questions thoroughly

Maria Alvear

2025-12-12

I feel the plan works for me and my…

I feel the plan works for me and my dog. Fast response from customer service. No issues

Linda Freeman Pettit

2025-12-11

My first claim was handled perfectly…

My first claim was handled perfectly and met all my expectations!!

Keith

2025-12-11

Generally good, but can be trigger happy on denials

Generally they have been responsive and approved claims but I had to fight an early denial on a basis that made no sense and took a significant amount of work and time to get overturned once escalated.

Alexandria

2025-12-11

Because of pumpkin

Because of pumpkin, I can make better decision for my love one.

Linda

2025-12-11

Very curious

Very knowledgeable

Rachael

2025-12-10

There for my fur baby

It is comforting to know that Pumpkin is there for me so that I can be there for my fur baby. They are very helpful and quick to respond taking the stress out of getting the care needed for our family member. Thank you Pumpkin!

Robin Dawkins

2025-12-10

Very happy with Pumpkin!

Very happy with Pumpkin

Donna

2025-12-09

Quick response times on all claims.

Quick response times on all claims.

Melanie Whaley

2025-12-08

My heart broke… but fortunately we had insurance

My heart broke when a large dog attacked my service dog. The long recovery process has been challenging for all of us. The owner's dog never offered to help pay for the medical bills. Pumpkin Insurance never hesitated to pay out their share of my invoices, and therefore, with all the life-changing issues with KAZ’s health, at least I don’t have to stress over paying 100% of the medical bills. We are still in recovery mode, and it is still tricky, but now with PT, I hope my service dog can return to taking care of me.

Mimorie

2025-12-08

Charlene who assisted waa very friendly…

Charlene who assisted waa very friendly and efficient. Explained things thoroughly. Thank you

Joanne Bivona

2025-12-08

I have used two other pet insurance and Pumkin is the BEST

I have used two other pet insurance companies over the past 25 years and Pumpkin is by far the best. The customer service is excellent and very caring and they pay you back in most cases in less than a week.

Alexandra

2025-12-08

Quick reimbursement services.

Quick reimbursement services.

Staci

2025-12-07

Great company hassel free reimbursement

Great company hassel free reimbursement

kelly Baranowski

2025-12-07

Pumpkin is the best partner in my pet’s…

Pumpkin is the best partner in my pet’s care We have insured four girls with them and we have never had any problems. Most recently, my dog is being treated for a lung mass and they processed my claim overnight due to the severity of the issue, and I did not request any special treatment. I am so pleased and will insure all my dogs with pumpkin.

Shannon

2025-12-07

Great easy experience

Great easy experience. Would recommend Pumpkin insurance to anyone for their pets.

Dina Powers

2025-12-07

Very straightforward process for…

Very straightforward process for submitting claim. Responsible and respectful requests for missing information. Immediate processing of claim once I got my cat’s records to you.

Elizabeth

2025-12-06

Easy and simple to use

Easy and simple to use. Great Coverage with most importantly a great price.

Simla

2025-12-06

Pumpkin has always been reliable and fair

Pumpkin has always been reliable, quick, and straightforward, never letting us down. A far cry from a couple of other pet insurance companies we tried before Pumpkin. Fair premiums, fair insurance assessments and payouts, no hassle. Thank you, Pumpkin - we recommend you to friends all the time!

customer

2025-12-06

I switched from one pet insurance…

I switched from one pet insurance company to you guys so I have not had a chance to use the policy and hopefully I don’t have to so we will just find out how everything works out

Lori

2025-12-05

So user friendly and quick

So user friendly and quick! I am grateful to have found Pumpkin.

Judith

2025-12-05

Quick reimbursement with no hassle.

Quick reimbursement with no hassle.

Michelle Price

2025-12-04

Quick & easy claim submissions

Quick & easy claim submissions

customer

2025-12-04

Pumpkin has covered (90%) our little…

Pumpkin has covered (90%) our little dog’s operation for a luxating patella and the follow up operation a year and a half later to remove the pins used to stabilize the patella. We could not have done this without Pumpkin’s financial support. Their website is easy to navigate and they are prompt in dealing with claims. Can’t recommend them highly enough.

Brian Butler

2025-12-04

It’s so easy to file a claim.

This is the first pet that we have had insurance for. What an experience we have had. We never thought we would have to use it. But….. With a torn ACL on a 5.5 pound Yorkie. It sure has been a God send. Who would have thought that could have ever happened. Thankfully I listened to my wife when she said let’s get insurance.

Deborah Patrick

2025-12-04

Very prompt and easy to understand.

Very prompt and easy to understand.

Marianne

2025-12-04

Fast,easy,no nonsense pet insurance.

I had pet insurance on my 2 dear pups back in 2005. It was a nightmare to get any money back. Had to get paper copies from Vet,fill out long claim forms with lots of details,mail it in ,then was often called for more info. Not with Pumpkin,my husband uploads the paperwork that my Vet is nice enough to email me. I fill out a few important questions on Pumpkins online claim form,upload the documents and that's it,no questions asked! Now that I have direct deposit I get reimbursed so quickly! I've called customer service for some questions and they answer the phone is than less a minute. That's unheard of these days. I am so happy my dear pup has Pumpkin insurance to help with the costs of her care

Kendra Winston

2025-12-03

No comments.

No comments.

Noralyn Giles

2025-12-03

This was a smooth and FABULOUS process

This was a smooth and FABULOUS process. I am so thankful that my vet suggested insurance for my pet.

Cary

2025-12-03

Always received a quick response and…

Always received a quick response and was given a refund as soon as I submitted my claim.

Tina

2025-12-03

Love their service!!!

Love their service!!!

raymond

2025-12-02

Always an easy submission

Always an easy submission, with quick updates through process.

Linda

2025-12-02

Their advertising is accurate

I was happy to find a dog insurance at this price Have not used it yet Let you know when I do

mitchell nowak

2025-12-02

love Pumpkin always so friendly and…

love Pumpkin always so friendly and helpful when i do call wonderful people to deal with

Friend

2025-12-01

Having pumpkin insurance has been

Having pumpkin insurance has been. Lifesaver for toto!!

Scarlett Goulburn

2025-12-01

I’ve had a wonderful experience with…

I’ve had a wonderful experience with Pumpkin. The team is always so nice and helpful, and they handle claims quickly and efficiently. Because of this, I’ve confidently recommended their pet insurance to many other pet owners.

Candis Amasalian

2025-12-01

Pumpkin has been so easy to work with

Pumpkin has been so easy to work with

Teri

2025-12-01

Excellent coverage and handled quickly…

Excellent coverage and handled quickly & efficiently

Michael Pappaceno

2025-12-01

Easy and clear to purchase.

Easy and clear to purchase.

Heather

2025-11-30

Easy to upload records and get refund

Easy to upload records and get refund

Mary

2025-11-30

Claim was processed fast

Claim was processed fast

Susan V.

2025-11-30

Responsive

Responsive. Fast. No endless questions. Website is easy to navigate.

Deb

2025-11-29

Easy and quick process!

Easy and quick process!

Sara

2025-11-29

Everything went really quickly

Everything went really quickly

Michael

2025-11-29

Amazing experience

Fast, easy to use and amazingly kind customer service.

Koula

2025-11-29

Great customer service

Great customer service. Quick reimbursement. Im very happy with Pumkin and refer them to all my friends and family.

Phyllis

2025-11-29

Working with staff is always a good…

Working with staff is always a good experience! It’s wonderful to be able to talk to a real person!!

Julie

2025-11-29

Reimbursements are quick and easy

Reimbursements are quick and easy! It was so easy to add a new pet to my existing account as well. Very pleased with Pumpkin!

Patricia

2025-11-28

Pumpkin is quick getting back to you…

Pumpkin is quick getting back to you about your invoice. They tell you they are working on it and get back to you as quickly as possible. Which they do.

Brianna

2025-11-28

Submitting my claim was easy

Submitting my claim was straightforward, and it's best if you have a scanner to upload documents. I received a reimbursement check within one week!

Lana

2025-11-28

Rep was knowable of information given

Rep was knowable of information given. Considerate.I liked the reimbursement because Vet cost is very expensive.

Debbi Shahbaz

2025-11-27

Peace of mind

Pumpkin Insurance gave me a peace of mind when my cat had to be hospitalized. I was amazed at how easy it was to file a claim and how quickly I was reimbursed. I recommend Pumpkin!

Sharon

2025-11-27

Speedy attention and reimbursement

Speedy attention and reimbursement

CJ

2025-11-27

Our first experience with pet…

Our first experience with pet insurance. Glad we made the decision to insure our two kittens as one incurred a serious issue requiring weekend emergency surgery. Claim process was straight forward and completed in 2 weeks by direct deposit payment. No surprises and customer service personnel are excellent.

LAB

2025-11-27

Great Customer service

Customer service rep promptly answered my call and all my questions and sent me information I requested.

Darlene

2025-11-26

everything

everything

Neeta

2025-11-26

Quick and easy sign up

The process was very easy once a friend recommended that this was the company to go with looking forward to seeing how the actual service is now

Teresa

2025-11-26

Easy website to navigate

Easy website to navigate

Wendy

2025-11-26

Every thing was easy

Every thing was easy

Madeline

2025-11-25

They make it quick and easy to file…

They make it quick and easy to file claims!

Beverly Abdullah

2025-11-25

My dog was attacked by a feral cat

My dog was attacked by a feral cat. He had to have a drain bag for his wound. Cost us 600$, which is a lot for us. Pumpkin reimbursed us almost half. Thank you!

Brianna Moniz

2025-11-24

Love Pumpkin!!!

Love Pumpkin!!!

Cory

2025-11-24

I love my Pumpkin pet insurance

I love my Pumpkin pet insurance. The rates are reasonable and claims are paid fast.

Irina C

2025-11-24

Kudos to the amazing Pumpkin team

Thank you all at Pumpkin who always promptly , patiently and politely answers our calls and are genuinely concerned about our fur baby Fluffy.

Penny

2025-11-23

Piece of mind when accident happened

I felt so relieved knowing that I could take my dog to the vet when he accidentally ate a watchband. I didn’t have to wonder if I could pay for the diagnostics or procedures. My claim was processed in a timely manner.

Claudia Crawford

2025-11-23

My dog

My dog, Zainah has been through a traumatic surgery. Pumpkin has been with me all the way--she is recovering now. Not only have they been there financially, but also emotionally. Each person with whom I have spoken has been so caring and supportive. My only frustration has been that check take a long time to come---I would so appreciate if this could be expeditated. I have already recommended Pumpkin to many people. And now the hospital who did the surgery has Pumkin on their referral list.

Trisha

2025-11-23

AMAZING

This insurance js amazing! I tell people my dog has better insurance than me. They approved my claims within minutes and I received the money the same day! So thankful to have a peace of mind when it comes to my doggy!

Randy

2025-11-22

The best

Always there when needed.

NN

2025-11-22

Easy to understand! Clear coverage

Easy, friendly , informative, clear information & swift payment! :)

Kathleen

2025-11-21

Been very happy with this company and…

Been very happy with this company and would recommend it to anyone

Patricia

2025-11-21

The person I spoke with was kind and…

The person I spoke with was kind and understanding of my frustrations

Alyssa

2025-11-21

Pumpkin has always made it so easy to…

Pumpkin has always made it so easy to file claims after a vet visit. The website is user friendly and I always get paid out in a short amount of time.

Deborah

2025-11-21

Thankful for Pumpkin Insurance

I was honestly skeptical when I first filed the claim for Odie who herniated a disk in his neck chasing a squirrel of all things. Every communication I've had with Pumpkin was great. Each Agent gave me assurance that my claim was being processed and that gave me peace of mind. Once I filed the claim it was paid within days. Thank you Pumpkin Insurance for being there when we needed you. They fulfilled their promise and I cannot ask for anything more.

Susan

2025-11-21

I sent an email at 11:31 pm about a…

I sent an email at 11:31 pm about a claim that partially processed incorrectly. One minute later, I received a nonautomated response!

Natalie G.

2025-11-21

I have 100% confidence with Pumpkin for my pets!

Wonderful experience with having Pumpkin for my cats! My emotional support cat had to have major surgery, so I was already stressed out of my mind and Pumpkin made it so easy that I didn't have to stress about the bill. The percentage of coverage was exactly as they said it would be, no questions asked, which is nice knowing that there's a human on the other side of the email and phone numbers. HIGHLY recommend getting your fur baby covered! You'll thank yourself.

Susan

2025-11-20

Quick turnaround on claims

Lately, claims are being processed very quickly which is really nice.

Sandra Hewett

2025-11-20

Excellent fast service

It’s so nice not second guessing and waiting when my puppy isn’t feeling well.

Patrice Colamesta

2025-11-20

Pumpkin stood by their coverage

I have a lot of dogs so I must be very careful about which insurance I apply for for them.. Pumpkin seems to be the best.. hopefully they will maintain their quality .

Wendy Miller

2025-11-20

Easy claim process

Easy claim process, quick payment!

Karen

2025-11-19

This was our first claim in about 2…

This was our first claim in about 2 years. The entire process was so easy and fast. We were so surprised at how quickly our reimbursement suddenly appeared in our bank account. We have had other pet insurance with other pets - but Pumpkin is by far the best...

Pete S.

2025-11-19

Always a great experience with Pumpkin!

Always a great experience with Pumpkin! Very quick turnaround time with claims and immediate direct deposit of reimbursement with claim approvals. Highly recommend Pumpkin to anyone considering pet insurance!

Maya G

2025-11-19

I’ve had such a great experience with…

I’ve had such a great experience with my pet insurance. It gives me so much peace of mind knowing my furry baby is protected. Claims are easy to submit, customer service is always kind and helpful, thank you Darion! 😁🐶Reimbursements come quickly. I’m truly grateful for the comfort and support they provide.

Don Lynn

2025-11-19

Good follow up

Good follow up. We received an email confirmation and a letter from you for our records.

Ronald Young

2025-11-18

Claim Processing

Pumpkin processed my claim for reimbursement in a very timely manner and a deposit to my account was made in just a few days. I am quite happy with my experience.

Jan

2025-11-18

I've called twice with…

I've called twice with questions/concerns and was able to talk to a friendly yet professional woman. She was able to quickly help me both times to get me the answers I needed!

Cheryl Lynn

2025-11-18

We are so happy we got Pumpkin…

We are so happy we got Pumpkin insurance for our Bob. Also it's such a blessing they had Pet advocates that always response right away and how amazing they were when we found out our boy has hip dysplasia and that he has always been healthy and never shown signs of it including he has had amazing vet visits which he never showed signs until he started limping. The advocate was so loving with me and understood how devastated we are and calmed my heart. Thank you Pumpkin !

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