Pets Best Review
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Reviews 5895 
Jessica R.
I’ve had Pets Best for about 6 years…
I’ve had Pets Best for about 6 years now. It’s been very helpful when there have been medical emergencies with my pet. The only downside to this insurance is that it can take 3+ weeks to get your claims processed and then another 5-7 days to get reimbursed. When I first started using this company, the wait time was shorter between claims and reimbursement.
Amber
Better for emergency services
The claim was quick which I appreciated. I am disappointed at how little they pay for spays though. I thought it was more than 150. I don't know of any place where it would that cheap. I feel like I could take the money that I'm paying for the additional benefits and save it and pay more for things that pay for the best wellness portion. The coverage for emergencies I find is very important though.
Jan Laman
I have experienced excellent customer…
I have experienced excellent customer service with every claim. I really appreciate the coverage for preventative care.
Sue C
The ease of submitting a claim
From the time I submit a claim to the time I receive the EOB for the service is incredibly fast. I can appreciate that so much. They also have an incredible customer service staff
LAKiefer
Exceptionally Customizable - Administratively Challenging
PetsBest is great for it's customizable plans to fit your budget. However, claims take a month or more to process, customer service wait times are 10-15 minutes plus, and a receipt for services does not seem to be adequate if you've met your deductible and are owed money. My most recent claim, submitted in November 2025 for dental procedures, was rejected because the vet did not send medical records. I was told to get medical records dating back to October 2024 from ALL vets my pet had seen, open a new claim, and submit the records. I did all of this and just received a message last week that I needed to resubmit the records. I guess if you're not due money back, PetsBest is great, but if you've met your deductible and are owed money, be prepared for administrative hassle that can drag on for literally months.
Sara Carter
Multiple "delays"? Why
I appreciate the communication; however, the delay in processing seems to be an issue. I received 3 of these emails, one is understandable, but I do question the quality and business practices when there are multiple delays. As a side note, I am an executive consultant specializing in efficiencies within operations. Please let me know if I can be of any assistance. Thank you for your time and consideration! Sara
Skyler
Feeling like I’m doing the very best…
Feeling like I’m doing the very best for my dogs feels great. The website for petsbest is easy to use and they are good at getting back to me via email.
Nikki Vuytecki
Complete, but Untimely
They fulfilled all of the terms of the reimbursement policy, however it took way too long to get reimbursed.
werner van zyl
Mixed feelings
The most frustrating bit has been their flaky claim system. Cannot submit claims via the app or website. Always something with their azure platform. Have to email it and then you get "incomplete" claim returns and with no way knowing what the claim was about because the previous attachment didn't register so have to be very meticulous what and when you submit things. I really wish they would spend time fixing this. Had a recent pet emergency and required hospitalization and it's been two weeks and still no acknowledgment on some claims. Phoned and they told me to be patient. Emails sent to claims never respond in our experience. For past claims we are happy with the service; can't fault them. Co-pays etc exactly as per policy and I give them 5/5 for when it does work. Unfortunately have to mark them down for the long claim delays and recent issues with their systems. At least acknowledge there are issues and notify users in the app or website. It takes time to prepare the claims and when it times out without any warning and time spent on it was a waste, It's absolutely infuriating in this day and age. If you know there are issues act on it. Whoever is managing your IT systems, website or apps they need a kick up the ass.
Ly Tran
Very user friendly and great…
Very user friendly and great experience. The process for submitting claims is straightforward and benefits are easily explained. Service was quick and claims were process in a swift and timely manner. I recommend Pets Best to anyone who is thinking about insuring their precious fur babies
Vernon Davis
The function of pets best insurance is…
The function of pets best insurance is what makes it great. They make submitting claims easy. It's a customer friendly experience.
John Cunningham
Care for our high maintenance dog.
Bentley is a high maintenance dog but thanks to Pets Best, he has always received excellent care. Their premiums have been reasonable, claims are dealt with quickly, fairly and with consideration for his wellbeing. We could not recommend Pets Best more highly.
Margaret Mills
It appears that the processing time is taking longer than usual.
It appears that the processing time for claims is extended. There have been some errors, which have further delayed reimbursement. The payment transfer to my bank seems to take more time compared to other institutions. However, I do appreciate the direct deposit option. The coverage options provided are satisfactory.
Renee Jones
Slow processing
In the past, claims I have initiated were processed very quickly. This one took nearly a month to process and I still haven’t received the funds before the bill is due.
Araceli Carreon
I recently submitted my first claim for…
I recently submitted my first claim for my golden retriever, and overall the experience was great. The online system was having trouble uploading my vet invoice, so I called in. They immediately apologized for the inconvenience and gave me a direct email to send the bill so they could process the claim. It took about a week or so, and I received my reimbursement pretty quickly. So far, I’m really happy with the service. I’ve never had pet insurance before, but based on this experience, I definitely recommend it.
Kimberly Morley
Great to work with
Responsive, friendly, and easy to work with.
Mark W
Great outcomes!
I have had Pets Best with Accident/Illness and Wellness coverage for 3 years now. Up until Dec 2025, I had only filed Wellness claims which were satisfactorily paid each time. In Dec 2025, my dog suffered a bad back injury that required an ER visit and then to a neurology specialty clinic. After an MRI, no surgery was required, but 1 month strict lockdown. I filed 2 claims right away, and while it took a full month for the claims to be processed, I was paid exactly as expected (90% minus deductible). My dog is recovering well, and I'm grateful to Pets Best for taking good care of our claims.
Michele
Excellent service
Thank you so much for handling our claim. Pets Best has always been so professional and trustworthy on what they offer. In the time of unexpected circumstances, they are there to provide coverage for our service dog Canela. Thank you much once again
Christine Murphy
They are very good at communication
They are very good at communication, they let me know immediately that there might be a delay in processing and refunding, but that was fine, I really appreciated any and all updates and communication.
Jennifer Vardas
They ended up reimbursing me what they…
They ended up reimbursing me what they were supposed to it just took a while
Monica Taylor
Unable to access account online
Unable to access account online. I have to call and get assistance to get into my account. This has been going on since October.
ktrooper
More speedy claim processing
Pets Best has been pretty speedy in the past with claims, however recently the claims process is averaging 4-5 weeks or more. I am hoping for quicker processing of claims in the future.
Christine Lee
Took too long for claim to be…
Took too long for claim to be processed. It was just for some drugs which had been approved before in a prior claim.
Marillouise
Good but with a few problems
Up til now, they have been good, but my last claim is having issues. My dog had surgery and part of the invoice included 2 sets of pre paid post surgery x-rays. They did not cover them on that invoice as hasn’t happened yet. When set in invoice for first set, didn’t pay it as there wasn’t a charge for then, even though I sent in invoice for surgery with it to show I had paid. Contested it and still waiting for an answer
KIM
Timely
Timely, great customer service and explanation of benefits. Helpful if needing to make a change in the plan.
Jen Green
easy to submit claims and fast turn…
easy to submit claims and fast turn around .
Jerry Smith
I took out Pets Best insurance a couple…
I took out Pets Best insurance a couple of months ago, it was very easy to set up and choose exactly what you want. Cody had his yearly checkup and I submitted the bill to Pets Best, within 3 days we received an email telling me how much was covered and to expect payment. My wife and I were very impressed with your quick service and ease of opening a claim. Thank you!!
Tish
Easy Breezy
Submitting my first claim was a breeze and my credit card was credited less than a week later!
Jim Bahler
Pets Best kept me informed
Pets Best kept me informed of the status and then informed me of the results.
Steve Wylong
Pets Best Insurance Evaluation
The overall on-line claims process is easy, user-friendly, and effective. The coverage provided is excellent, and I have the option to modify my it, through level of coverage and deductibles. Every time I have dealt with someone on the phone, they have been friendly, knowledgeable, and professional. Very pleased!
KC
Great for insurance, AWFUL technology issues
They, as an insurance company, are great and who I recommend to all of my friends/family. HOWEVER despite going back and forth several times with the company about getting locked out of my account because the validation links (sent mere seconds ago) are magically expired! 0/10 for the technology.
Sue Fisher
PetsBest - Super Easy to Work With
PetsBest has always been easy to work with, making claims is super easy and reimbursement is always fast.
Debz
I am very disappointed.
I am very disappointed.. the processing time has taken months and for how much we pay each month, that continues to go up each year, and you pay very little money back. We not only have a big deductible but what's with a Co pay on top of that? So basically you'll only get reimbursed about 25% of the bill..so frustrating!!
Samantha
Great Customer Service experience
Customer Service agents are very friendly and knowledgeable; claims processes are quick & easily resolved.
Lisa
Multiple positive experiences
The whole process from signing up to filing claims is simple. Pet's Best does everything in a timely manner and I appreciate their attentiveness to my insurance needs.
Ronald Davis
claims
Always had good things to say about Pet's Best until this last claim i made, was not very happy after being with this insurance company for over 8 years.Seems like they will find some way to not paid.
Robin Moreland
Financial Support when you need it
My overall experience has been positive. My claims have been paid timely. There was a period of a few months where PetsBest was updating software and it did seem the claims took about a month to process. When my claim has been denied I followed up with needed information (due to a newly adopted pet) and then claim was processed. I did a TPLO surgery on one of my dogs and was very please at the processing time and reimbursement. I have one pet on maintenance medication and have had no issues with claims being processed. I went 2 years having no need to process claims and then this last year we have had several needs and I have grateful to have this for my 3 dogs so I can make quality of life decision without having to heavily weigh in cost as I know after deductible I'll start to receive reimbursement. I recommend this company. My overall experience has been positive. My claims have been paid timely. There was a period of a few months where PetsBest was updating software and it did seem the claims took about a month to process. When my claim has been denied I followed up with needed information (due to a newly adopted pet) and then claim was processed. I did a TPLO surgery on one of my dogs and was very please at the processing time and reimbursement. I have one pet on maintenance medication and have had no issues with claims being processed. I went 2 years having no need to process claims and then this last year we have had several needs and I have grateful to have this for my 3 dogs so I can make quality of life decision without having to heavily weigh in cost as I know after deductible I'll start to receive reimbursement. I recommend this company.
Tammie
The process was easy
The process was easy. Just upload and submit. Because I didn't opt for vet visits they denied the consultation in the ER which was the vet going over the results from the visit in the emergency center. As part of the appointment it should be covered.
Jen
Be Proactive with Patience
Generally I like Pets Best. However, they take a long time to process claims. Easily 3-4 times as long as my friends company. But I have a better policy with more coverage and a better online experience. The automatic email communication is subpar. Several times the issue with a claim getting processed was a lack of medical records but Pets Best didn't tell me they weren't getting a response from my Vet. I had to call Pets Best to figure out what was going on over a month later. This could have easily been prevented if in the first delay email they just included WHY the claim was delayed. But again over all I am satisfied that Pets Best is the best option for me and my pupper right now.
Miguel Nowak
It was so easy and fast
It was so easy and fast; submitting the paperwork, acknowledgment, processing, and payment.
KCD
I had a friend suggest pet insurance a…
I had a friend suggest pet insurance a few years ago and decided to give it a try. My dog is healthy but we had an unexpected accident in October where he hurt his knee. Pets Best made the process easy and WAY less stressful. Pet insurance is a MUST, I will never go without it again!
Gloria Quintal
I like what I received it just took…
I like what I received it just took longer than I thought it would to get the reimbursement.
Edward Majewski
Pets Best is amazing
Pets Best is amazing. Wonderful customer service. Rates and coverage options to fit any budget. The claims process is simple and works seamlessly with prompt processing. I highly recommend Pets Best and am so glad to have them to assist with our pets health care needs.
Jim
We love Pets Best
We love Pets Best! They have been fantastic with claims and reimbursement of those claims.
Cindy K
Dental pain relief
I was fortunate to not need the insurance after purchasing it for a few years. But when my girl Lacey ended up with dental fracture injuries PetsBest processed my claims quickly - even reaching out to my vet for records. All applicable charges for visit and surgery were taken care of and I received payment based on my policy terms. Highly recommend PetsBest !!
Karen Ritchie
Quick processing of claims
Quick processing of claims and I have never once had to fight to have a claim approved.
Richard
Need information in a timely manner
I’m disappointed that the process took as long as it without knowing why. Only after calling and eventually getting an email did I find out that the delay was due to problems that had to do with updating the system. I would have felt more comfortable knowing that before I had to make the call. Especially since my monthly bill came right on time with no glitch.
Eve Sclawy
A valid claim was denied and a phone…
A valid claim was denied and a phone call to a rep resolved the oversight quickly. It took another two weeks but it was during the holiday season. I was very satisfied with how well everything was handled.
Kara
Mixed reviews
I like the service, it’s very easy to file a claim. I hate that you say my dog has all kinds of pre existing conditions that you don’t cover with the amount that I pay for her. Also, the claim took longer than usual this time but that may just be because of the holidays.
Mollie
Disappointed Once they review the invoice correctly…
Once they review the invoice correctly they pay quickly. I have called twice and resubmitted at least the same amount to get my dogs annual exam and vaccinations paid. I subscribe for the wellness package also. They finally have corrected one but I have not heard anything on the second dog. The annual visit was October, I submitted immediately and am still trying to get this straight.
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