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The Best Buy Credit Card - Why So Popular?

Christopher James

2022-02-10

The best buy credit card is a store charge card. You can think of it as a different type of credit card that you cannot use for anything other than shopping at the great Buy stores. The best buy credit card has been in existence since 1987, and by now there are more than thirty-three million users. There are two different types of cards issued by the company, one that is designed for individuals and another for commercial users. 

As an individual, you qualify to obtain either of the cards if you are eighteen years or older, have a valid social security number, and reside in the United States. The good news is that even people with bad credit can obtain these cards quickly.

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The Best Buy Credit Card

The Best Buy Credit Card may provide certain advantages to those who are regular customers at Best Buy. Many consumers would surely favor having just one credit card for all their purchases, as opposed to a different card for each store they visit often. The issuer of the Best Buy Credit Card is Comenity Bank and it can be used at Best Buy and anywhere that accepts MasterCard as a form of payment.

Some people might prefer getting a store credit card from the retailer they often visit, and Best Buy is certainly among the most popular retail chains out there. But does it make sense to get this type of credit card? Should consumers apply for it or not? That is what this article will try to answer.

In addition to the rewards that Best Buy itself offers its customers, those who have this credit card can enjoy a lot of extra benefits as well. The most important advantage is 5% back on purchases made at BestBuy.com. When combined with any RewardZone membership, customers can get even more discounts and rebates, including on Best Buy gift cards which can be used at its physical stores.

With the Best Buy Credit Card, every purchase you make is automatically entered into a sweepstake, and some lucky customers might win a prize of up to $5,000! All things considered, this card's rewards program looks pretty interesting from an applicant's perspective. All the Best Buy Credit Card rewards can be redeemed as long as you have at least $5 worth of reward points. It is only when the balance goes below this threshold that cardholders will need to wait a few months before earning more points. 

You can choose from three different ways to redeem these points:

• In Best Buy stores, on BestBuy.com, or by calling 1-800-Best Buy

• By donating them to one of the charity partners supported by Best Buy

• To offset your outstanding credit card balance


Card Benefits

1. Low-Interest Rates

2. Great Rewards 

3. No Annual Fee 

4. Free Credit Score Access 

5. Purchase Protection Plan 

You are not allowed to combine RewardZone Points with My Best Buy points. Only one type of reward can be redeemed per order through the Rewards Store. For more information about the Best Buy Credit Card, you should visit comenity.net. For general questions, call 1-866-528-3960.


Conclusion

Best Buy credit cards are a great way to earn rewards, get your free Credit Score access and purchase protection plan. Low interest rates make them even more attractive for many people who don't want the hassle of carrying around cash or paying high-interest charges on their balance. No annual fee means you can enjoy all these benefits year after year without having to pay additional fees that could add up over time. Apply online today!