Advertising Disclosure

Upgrade Review

Find a customized quote easily

Reviews 43414

Ruthetta Porter Taylor

2025-08-04

The application process was easy to get…

The application process was easy to get thru. The customer service representatives were very helpful with their knowledge. Made the process memorable.

blanca diaz

2025-08-04

Easy process

Easy process

Troy Reps

2025-08-03

Fast and easy process applying and…

Fast and easy process applying and receiving the card. Helpful when needed

JG

2025-08-03

Great customer service.

Great customer service. All questions answered short but thoroughly.

mark

2025-08-03

this was very fast

this was very fast, simple and super easy. I had my money in my account the next morning. Save on the APR with autopay, great job!!

CHRISTINA

2025-08-03

Using Upgrade to obtain a personal loan was so easy.

Using Upgrade to obtain a personal loan was so easy. I filled out the application and got my approval the same day. They offered two options for the loan payment. I chose the option to have a specific amount of the loan sent directly to my credit accounts with the balance sent directly to my bank account. The whole thing only took a couple of days.

LANG NGUYEN

2025-08-03

Your customer service and loan officer…

Your customer service and loan officer are very helpful and nice, but the loan rate is little bit high

ERNESTO GONZALES

2025-08-03

Debt

Had a great response and got my money so fast. Love that everything is upfront. This is the second time I get help from Upgrade!!

Angela Dobbins

2025-08-03

Great card

Great customer service and great card

R M

2025-08-03

easy to navigate

You'll find the result fast & the apps easy to navigate. You don't need to worry about the loan requirements, unlike other lending company making you go around only to find out ur not approved after ding ur credit score. I have good experience in this company.

Stephen Reid

2025-08-02

Great options

Great options, Best terms, quick funding!!

HECTOR MORIEL

2025-08-02

The speed of the transfer and quantity…

The speed of the transfer and quantity of services

regina lawsonpair

2025-08-02

I dislike the fact that I sent the same…

I dislike the fact that I sent the same information 3 times and still saying that I had to send it again so I cancelled the loan

Julie Weisbarth

2025-08-02

Just the easiest way and approval

Just the easiest way and approval

Chad Thomas

2025-08-02

Very helpful on the phone

Very helpful on the phone

Amber

2025-08-02

Willingness to work with me and allow…

Willingness to work with me and allow me to consolidate some of my credit cards.

Timothy Labonte

2025-08-02

The customer service and help here was…

The customer service and help here was above and beyond I recommend using this place

Edwina

2025-08-02

Great experience

The ease of doing the application and the quickness of being qualified and them paying off my credit cards and sending me the difference. So I can pay my other credit cards. Great experience will definitely use them again and would highly recommend to all my friends and family.

Sherry Brown

2025-08-02

Was easy to apply

Was easy to apply

SHIRLEY BROCK

2025-08-01

Prompt Service

When applying for a new loan the process was quick and straightforward, no hidden requirements, completely hassle free. The funds were almost instantly transferred to my bank account. I appreciate that my past payment history was recognized enabling me to qualify for a lower interest rate.

James

2025-08-01

Quick and easy

Quick and easy

Heather Cousins

2025-08-01

So thankful

Upgrade allowed me the opportunity to consolidate some of my bills which got me out of a rut. No one else would. Great prompt service!!

David Butler

2025-08-01

Very easy to worFirst Class Companyk with

Very easy to work with. A simple and quick process.

Sheryll Mills

2025-08-01

It was easy to understand and fill out…

It was easy to understand and fill out the application. It was nice to be able to do everything online and I got my money quickly.

K Herron

2025-08-01

Company is mostly easy to work with as…

This company is easy to work with as long as everything is going to plan. When things are not going to plan or it's complicated is of difficult experience to work with their customer service.

Naomi

2025-08-01

I am extremely happy with this place

I am extremely happy with this place! I needed a quick personal loan to catch up on some bills and they approved me and I saw funds the next day! Tysm for giving me the chance to also rebuild my credit

JOHN MAWYER

2025-08-01

The transaction was stalled until I…

The transaction was stalled until I spoke to the Upgrade employee who was excellent. Provided a clear path to closing the loan. Biggest issue was software failure during my attempt’s to move through the process. Credit card balances not accepted and this stopped the transaction each time.

priscilla balbastro

2025-08-01

Fast simple easy to use

Fast simple easy to use

SCOTT O.

2025-07-31

Low Interest Rates on Small Loans

Offering low interest rates on smaller loan amounts.

Adwoa Farrell

2025-07-31

On time when needed

Customer service and timeliness.

Ian K.

2025-07-31

The process was very streamlined

The process was very streamlined. Instructions were clear and the communication was prompt. They responded to questions very quickly.

DB

2025-07-30

The process was simple and efficient

The process was simple and efficient. The funds were received in a timely manner.

PUA HOOMANAWANUI

2025-07-30

Fast and easy process

Fast and easy process. Funds were quickly distributed to my different accounts. Would love to use your services in the future!

JENNIFER REZAC

2025-07-30

I appreciated how easy the loan was to…

I appreciated how easy the loan was to apply. My funds were sent within a day. Highly recommend

Billie

2025-07-30

Patient

Patient, thorough, and responded in a timely manner

Cheryl Waybright

2025-07-30

They offered me a credit card with a…

They offered me a credit card with a great line of credit and a fantastic interest rate. I would definitely recommend them.

JOSE ESPINOZA ORTIZ

2025-07-30

was easy and fast

Process was easy and fast

Sidney Parker

2025-07-30

Easy quick will always consider Ugrade…

Easy quick will always consider Ugrade when need financial support

Christopher Erchick

2025-07-30

This was a very simple and…

This was a very simple and straightforward process.

Shante Chadwick

2025-07-30

I excellent quick response!

I excellent quick response!

Cynthia Rogers

2025-07-29

User friendly and transparent.

User friendly and transparent.

Mambu Dunbar

2025-07-29

This company is very knowledgeable in…

This company is very knowledgeable in what they do.

Maria D Morando

2025-07-29

User friendly.

It was easy and user friendly.

CAROL WILLIAMS

2025-07-29

It was quick and easy.

It was quick and easy.

Tony Guerrero

2025-07-29

It was fast and simple

It was fast and simple. The information was straightforward and to the point. The application was easy to understand and in a couple of days I was approved. Interest rates were fare. Very happy with the results.

Melany Wells

2025-07-28

Super fast and easy

Super fast and easy

Jerrolyn Robertson

2025-07-28

Best loan company

Best loan company. Fast approval and great repayment options. Highly recommend 10/10.

Esther Garcia

2025-07-28

You've made it easy to apply for a…

You've made it easy to apply for a loan, and once I was approved, the funds were in my account the next work day.

Mario Aguilera

2025-07-28

Easy application and faster…

Easy application and faster response.customer service friendly

Roderrick Stewart

2025-07-28

Approval time was quick and pretty…

Approval time was quick and pretty easy. Disbursement time was also quick. Whole process took 4 days

maria Baires

2025-07-28

My experience was great easy .my loan…

My experience was great easy .my loan was approved fast , the money in account in a few days , would recommend anyone to give it a try.

Chibuzo Okeke

2025-07-28

Satisfactory

Satisfactory

RANDAL

2025-07-28

Quick answer quick response - really appreciate the continued trust Upgrade has in us

Quick answer, quick

TCrouch

2025-07-28

Easy and fast experience

Very easy site to navigate and no pressure by any agents. Gave me time to consider and be sure of a good move to make for myself. I appreciate that.

Clifford Lawson

2025-07-27

Quick and simple

Quick and simple

Patrick Eakin

2025-07-26

Upgrade Helps When Others Won't

Upgrade has helped me while I rebuild my credit. I can easily afford monthly payments, but most companies don't care. Upgrade works with me, and I am grateful.

Bernice Robinson

2025-07-26

It was just so easy to get the funds…

It was just so easy to get the funds that I

Michelle Farfan

2025-07-26

I love Upgrade

I love Upgrade! I love their customer service; they were always very helpful and knowledgeable and kind💜

David

2025-07-26

👍 on 👌🏽👌🏽👌🏽👌🏽👍👍👍

👍ok 👍👍👍gig CT G jhghhh

ra ra

2025-07-26

Borrowing was easy

Borrowing was easy. Also paying off loan was easy. Didnt have to call to get a payoff amount. Everything done on line.

SCOTT B.

2025-07-26

Upgrade is great!

The card/loan process was quick and easy. The app works great and love the alerts every time I use the card. Using Upgrade has been a great experience.

Neil J Brown

2025-07-25

Efficient

Efficient, easy to Collette applications, speedy service. CSR’s are very polite and helpful. Had a very good experience. This is my 2nd time utilizing them for personal loan and I also have a card with them.

Donna Smith

2025-07-25

Quick non-pressured responses.

Quick non-pressured responses.

Johnny Snow

2025-07-25

Website was easy to use

Website was easy to use

Martin Diaz

2025-07-25

Quickly straight forward

I was very amazed at how easy and quick everything was to apply and get the money so fast. Thanks Upgrade!!! YOU ARE THE MANN!!!

Lula Baker

2025-07-25

I had a great experience applying for…

I had a great experience applying for my loan, It was a simple process and funds were distributed in a timely manner. Thank You! Upgrade!

Kevin

2025-07-25

Great productsh

Great products

CAGAMPANG/RUBY PAULINO

2025-07-25

No hassle loan

Application process is very fast. You’ll have your money in as fast as 3 days.

Gabriel Miranda

2025-07-25

Respond fast and short process

Respond fast and short process

Julie Walker

2025-07-25

Quick and easy process

Quick and easy process. They helped me out fast when I really needed the cash. Highly recommend!"

DR

2025-07-24

Fast and Easy

Fast and Easy

Elijah Robinson

2025-07-24

Outstanding Patience and Professionalism from Chris Rice

I had an amazing experience working with Chris Rice at Upgrade. From start to finish, Chris showed an incredible amount of patience and professionalism. He took the time to explain everything clearly, answered all of my questions without hesitation, and never made me feel rushed. Chris truly went above and beyond to make sure I felt comfortable and confident throughout the entire process. His calm demeanor and willingness to help made a stressful situation much easier. It’s rare to come across someone so dedicated and kind. Upgrade is lucky to have someone like Chris on their team. Highly recommend working with him!

Michelle Deal

2025-07-24

It was a simple process and the funds…

It was a simple process and the funds were in my account 1 business day.

george m

2025-07-24

Upgrade great in a pinch

I have used Upgrade on and off over time. Always been great doing business. Staff is helpful and it’s great to be able to change payment date to go along with my pay schedule at work.

customer

2025-07-23

The application process was very simple…

The application process was very simple and easy.

Tee

2025-07-23

Best online banking

They were very helpful, answered all my questions and gave great accomodations

Jamal

2025-07-23

Calm

A pleasant experience.

Omar Hudson

2025-07-23

Good service

Good service

BRENDA WHITE

2025-07-23

They make it easy to get a loan and…

They make it easy to get a loan and the interest rate isn’t as high as credit card interest is.

LEROY

2025-07-23

Great options for loans and credit…

Great options for loans and credit cards at reasonable rates. Great website functionality, easy to navigate.

customer

2025-07-23

They were very kind and I greatly…

I want to express my sincere gratitude to your company for trusting me with your support. This speaks highly of the company. Thank you very much again.

JULIE YOUNG

2025-07-23

Great experience so far!

Great experience so far!

Judy Roach

2025-07-23

This is the second time I have used…

This is the second time I have used Upgrade. Both times they have been amazing. They were very helpful and fast.

Michael

2025-07-23

Excellent customer service

Excellent customer service, super fast funding and generally nice people.

Top Credit Cards

Upgrade
Read review
Chime
Read review
PenFed
Read review