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Chime Review

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Reviews 11240

Mandelina

2025-10-20

Thank you!!

TY!! Good job. Keep it up.

Jon Jon III

2025-10-20

There’s no other Institution like it!

To me and countless others I’ve invited to Chime…it has been a better financial institution than most larger and renowned banks across America. Their benefits aren’t based off credit or length of established accounts but how well you keep your account status and history with them. I wouldn’t dare change my direct deposit from Chime to another institution although I do have them for other purposes and not only because Chime gives so many perks for having it deposited here but their customer service is fast and courtesies and know how to treat their customers should an issue arise. I love it here!

Bobby Pittman

2025-10-20

All the perks and service is outstanding

All the perks and service is outstanding

Destiny Davis

2025-10-20

I’ve been a member of chime since 2020…

I’ve been a member of chime since 2020 so about 5 years . I love chime , although they could update a couple things on here . But for the most part ii enjoy getting paid early .

Lashanda Harvey

2025-10-20

Chime offer's a lot of great rewards…

Chime offer's a lot of great rewards and listen if there's any issues with the account.

William Black

2025-10-20

Texas

Add the card

Brenda

2025-10-20

My experience was because the process…

My experience was because the process was easy, simple and fast. All in one place at one time at any time is the best.

Robert Tyson

2025-10-19

This is why I Chime

Chime is always there for me and I've never had a problem. Even the staff is very helpful.

Jackie Morrison Brown

2025-10-19

Chimes is my #1

I honestly must say I love banking with Chimes.My credit score has gone through the roof since banking with Chimes.Chimes has been a true blessing to me and my family too bad for me I forgot to have my family to use my referral code😂.However we all are winning 🏆

NONAME FCKYA

2025-10-19

suggestions!

offer something else besides another job for loyal consumers. perhaps $25. Hell, even $5, for 1 year consumers. 6 yrs and all i get is a reminder within an email that i get every other DAY to "invite friends"!

Maggin lasha Deatherage

2025-10-19

I love the card now I can buy online

I love the card now I can buy online

Joanna Gòmez-Luciano

2025-10-18

Chime has been great for me

Chime has been great for me. It allows me to have money daily with the My Pay and the spot me has saved me more than once. Also its great getting paid early.

rena Abbott

2025-10-18

This card issuer has never let me in idle…

This card issuer has never let in idle they are one of the best cards I’ve used this far . They keep informed of any promotional information they are having and if a problem ever occurred they were there at my fingertips and in my ear listening while resolving at the same time ! If I could give more than 5 star I would ! Keep on doing great things Chime and keeping me safe and protected from scammers ! I reallly love this card and highly recommend it 😊

Edward Kuhne

2025-10-18

I really love the benefits of being a…

I really love the benefits of being a chime member. What i especially like is not overdraft fees, and how well I get notifications about suspicious activity

Sabrina Taylor

2025-10-17

Service has been good and the little…

Service has been good and the little incentives are great too.

Reece Bryant

2025-10-17

I love it it’s going good and we gonna…

I love it it’s going good and we gonna keep it that way #chimewayornoway

Jaime Wade Sibloski

2025-10-17

I loveChime

I loveChime. Chime has saved me thousands in overdraft fees and Chime just keeps on giving with the MyPay feature.

Juan Gonzalez

2025-10-17

I love Chime

I love Chime. I will not use any other financial institution. Chime has so many great options. They have a credit building option that really works.

Maricella Bonboster

2025-10-16

Love chime

I love everything about chime its my go to bank.

Kayonna Mackey

2025-10-16

Chime you guys never disappoint me I…

Chime you guys never disappoint me I love you guys

Tiffany Ghoston

2025-10-16

I love it

I love it! I build my credit score very good! Plus i love that i can put money in my savings. I love there's no fees at all. I recommend everyone that doesn't have Chime to join.

LILLIAN GIST

2025-10-16

My daughter send chime yes money send…

My daughter send chime yes money send yes got it thanks

Leon Collins

2025-10-16

Can't ask for more

I've become more fiscally aware of my money and how I'm spending. I love the roundup to my savings so that I'm always adding to it when spending. The interest rate is good and I feel more financially secure since I'm on a limited income. Keeping track of my bills and paying them is a breeze for me and keeps me from having to touch my savings. Completely satisfied with my experience ☺️.

Cassandra

2025-10-16

Chime Banking is Great

Ever since I joined Chime, it has been wonderful. Getting paid two early is awesome. I have never had an issue with Chime since I became a member and I even got my husband signed up and he loves it as well. Having all my banking needs at the tip of my finger.

Melissa Lowe

2025-10-15

It I ever had a issue they take care of…

It I ever had a issue they take care of it right way . I love Chime . I get my money early

Michelle Larkins

2025-10-15

Why I love Chime

I love Chime. Being disabled and not able to drive or get to a local bank during the winter months due to the fact that I am in a power wheelchair, Chime is the perfect banking solution for me. It allows me to pay my bills either online or over the phone, order food supplies from Amazon, and get some new clothes when I have budgeted right. Sure I have to pay a minimal fee to withdraw from my closest 🏧, which is only 2 blocks from my apartment, where I get a money order to pay my rent. Other than that Chime is fast, convenient, fair, easy, and the Spot-Me feature is a PERFECT little insurance buffer for those of us that need it!

Martez Burton

2025-10-15

SPONSOR ME CHIME

I would love to promote chime as a job sponsor me

Shawn Fearn

2025-10-14

Love it works great get deposit today…

Love it works great get deposit today early

Daniel Hectus

2025-10-14

The early pay is amazing

The early pay is amazing. I get my paycheck 12:00am Saturday mornings. Spot me and my pay helps when I need a little extra with bills or groceries. Let's not forget the credit builder that helps my credit.

Leandro chapa

2025-10-14

Well first of all

Well first of all, it's very convenient.Everything is your one stop shop.Do every you need as far as bills?Send money to family overdraft fees et cetera.Et cetera

Lashawn

2025-10-14

No complaints

No complaints. I love it, great banking option.

J Olsten

2025-10-14

Build your credit and no fees to worry about

Chime makes banking as easy and straightforward as possible, and I’ve increased my credit score consistently with my Credit Builder account. I never have to worry about insufficient fund charges and other monthly fees piled on. Chime offers free overdrafts with SpotMe, advance pay with MyPay at zero cost, as well as an Instant Loan with a small fee. All around positive experience that I never had with traditional banking. Customer for 5 years — highly recommend!

Angelhernandez Hernandez

2025-10-13

Chime like that fr

Chime like that fr

Angela Carroll

2025-10-12

Chime is the best

Chime is the best! I have NEVER had a issue! Ty Chime . Have had chime for 6 yrs

Colleen Flanagan

2025-10-12

Been banking with Chime for 5…

I have been banking with Chime for 5 years now. Most of the Chime customer service people are great! Very polite and helpful. I have only had 1 bad experience with customer service. The no overdraft fee is awesome and the spot me is great as well.My pay is also very helpful in a pinch.

Melody

2025-10-11

I used Chat for a question concerning…

I used Chat for a question concerning receiving funds. The answer was perfect! Thank you!

Peggy Carver

2025-10-11

Easy convenient and fast

Easy convenient and fast. Adding other cards together it’s great.

Elisha Norman

2025-10-11

I love having Chime it’s been very…

I love having Chime it’s been very useful this past 5 years! No issues ever with anything and very helpful in tough financial situations

Lidia Serrano

2025-10-11

Chime

I enjoy it. The spot me works perfectly for me

Derra

2025-10-10

I’ve had Chime for at least the last 12…

I’ve had Chime for at least the last 12 years !! It’s such an awesome banking system and between the 3.75 apy Savings Account, Spot Me, and My Pay, Chime has its users covered in every area!

Kelly

2025-10-10

I love everything about Chime

I love everything about Chime! There is only one exception JADE! Annoying. Thanks! I have learned a great deal! Also Chime has helped my online anxiety.

Yana Allen

2025-10-10

I have been with Chime for at least 6…

I have been with Chime for at least 6 years. And I have received my weekly direct deposit without a delay or problem every single time. I have a real CreditUnion bank account with my car loan and I use it as a secondary account. Chime has so many features I love. I never have to worry about overdraft fees. I LOVE my credit builder card. My credit score is 720 now and I have 60+ on time credit card payments on my credit report because of Chime. I can’t recommend it enough.

Andrade Sanchez

2025-10-09

A remarkable company

A remarkable company! In every sense of the word, time has been very helpful and essential for helping me to manage my money the best that I can.

Nesha

2025-10-08

Good bank to choose if you want to get…

Good bank to choose if you want to get your funds two days early I highly recommend

Ken Kirby

2025-10-08

Early paydays are great 👍.

Early paydays are great 👍.

Erin Ellis

2025-10-08

I love chime but having them for…

I love chime but having them for SEVERAL years they have never not once offered to increase my spot me amount with consistent paychecks coming in. Very frustrating

Charlean Gloss

2025-10-06

Chime is the best I was so happy to get…

Chime is the best I was so happy to get chime again I felt so lost without my chime I will always represent come to everyone it's the best banking in the world. So if I was you I would get chime banking

Gina

2025-10-05

Chime is the best bank around

I love Chime. I will not use any other financial institution. Chime has so many great options. They have a credit building option that really works. It helps you to build up your credit by reporting positively to credit bureaus, it has a spot me feature that helps with overdrafts so they dont exist, they offer loans and many other great features. Check it out today! You get your direct deposit and other benefit pay 2 days early too!!!

DeeJay Brown

2025-10-05

The experience that makes it great for…

The experience that makes it great for one, they are very trustworthy and considerate on the behalf of it's customers. They make sure they dig deep into the root of your problems, great customer service, secure and you are able to get paid early with direct deposit. Unlike national banks, chime helps with improving your credit score, there are no hidden fees and secrets, you are able to take qualifying loans in times of need and overall it's a good place to have your finances in savings, checking or a credit builder account.

Nicholas Berge

2025-10-05

Very good banking app and easy to…

Very good banking app and easy to control

Fran

2025-10-05

I am very pleased with joining Chime

I am very pleased with joining Chime. The entire experience has been fantastic. The site is so easy to use. The help & assistance they provide is amazing. Thank you all for providing such a wonderful service!! Absolutely 5 stars!! ⭐️

john H

2025-10-04

Helpful Customer service and Overdraft…

Helpful Customer service and Overdraft protection+ My Pay Advances when you need them between paychecks.

Secah Tate

2025-10-04

Spotme…

Chime had me at a 100 dollars for spot me, then decrease it to 20 dollars. What a tease! We are not living in 1990s anymore. What can I do with 20 dollars. 👎

Brenda Tannehill

2025-10-04

At first I was apprehensive

At first I was apprehensive about banking online-when I saw they are backed by BanCorp I decided to give it a try. I have no regrets. If you work the program right Chime is awesome. I highly recommend. You receive statements just like any other bank. With Chime you don’t have to worry about overdrafts. Chime also reports monthly bill payments to the credit bureau’s which helps boost your credit. I’ve used Chime for a couple of years now-no issues.

Latricia

2025-10-02

Safe chime consumer

What made me excited about chime is I never have to borrow from a friend to get gas money a day before pay day.It helps me stay on track with my credit score.I feel good to know that I have money that's my own money that's safe and a company that cares and helps you out

Keaton Aday

2025-10-02

E everything is perfect except having…

E everything is perfect except having to jump through hoops to borrow cash

Danielle Cherowitzo

2025-10-01

Best Account Ever!!!!

Chime is the best bank account I have ever had. Their customer service is amazing. They resolve issues quickly. The alerts have saved me from fraudulent activity. The Spot-me feature has helped get from one paycheck to another. This is definitely hands down the easiest banking I have ever done.

Jackie

2025-10-01

Chime is amazing

Chime is amazing. My pay and spot me has helped me on my worst days. Paying early as well very helpful. Also no charging $2 every time is awesome. Number 1 than a bank.

Deborah Fluker

2025-10-01

Hard work and Change

My journey has been hard, but with help from Chime, I’ve worked very hard to get back on track..Thanks Chime 🥰😘🥹 HUMBLE!!

James

2025-09-30

I've been with Chime for a year

I've been with Chime for a year. I just started using the credit builder ,which is going to be very beneficial for me. The customer service is the greatest. Always very helpful. They make every problem simple. I'm hoping to get the new bank savings card here shortly. This will also be very beneficial for me. I'm not your normal bank institution type person. I have always had bad experiences with banks. Not Chime, it's the greatest thing going. I got everyone at my job using Chime and they all love it also. I get direct deposit, which shows up 2 days early. If you thinking about using Chime, think no more, just get connected with them, you won't regret it. Happy customer.

Gary Rogers

2025-09-30

Great company

Great company and bank

Sherry Sweetwood

2025-09-30

I've been with Chim4e approximately 3…

I've been with Chime approximately 3 years overall I would rate it a 4. It's very convenient I enjoy getting my pay early. The problem I have my spot me has been at $20 ever since I've joined and hasn't raised any.

Regina C

2025-09-29

Chime is better than Big Banks

I have been with Chime 4 years and I love it. I haven't had to use an actual bank since I started using Chime. The fees are almost non-existent and they offer MyPay that helps between checks. I love Chime!

Christy Stiglet

2025-09-29

Everyone should bank with chime

Everyone should bank with chime

Sharon Clisby

2025-09-29

Chime has been Great

Chime has been great in helping me maintain my finances. I have never had a problem with them, or in using their app.

Elizabeth Davis

2025-09-29

I have had the best experience using…

I have had the best experience using chime for the past 8 years. Chime has never let me down in any aspect. Chime offers so many bonuses such as the spot me, credit builder card, boosts and my pay!! Chime has literally saved me so many times helping me between paychecks. I will probably never leave Chime!! I can’t wait to see where the company/app goes.

sheila whitaker

2025-09-29

I honestly don’t even know how they got…

I honestly don’t even know how they got a lower rating than they got. This is literally the best place I’ve ever banked at. They’re not greedy. They’re fair. You always get your money. And if you make a claim, they honor it.

Teresa Web

2025-09-29

I've been with chime for years I love !!! Paid 2 days early overdra…

I've been with chime for years I love it . It's great 2 days early overdrafts

Angel 🍪

2025-09-29

Alright my grammar won’t be the greatest…

Alright my typing won’t be the greatest at all just a heads up Won’t let me go back to when I’ve started using chime but here’s my story So I’ve been with chime for maybe bout 2 years or maybe 3 not sure but chime has helped me raise my credit with their credit builder card most people tell you how to get credit started like get a car loan stuff like that but never tell you it’s kinds difficult to get get a car loan started off not really having a history of credit and was needing to get some to upgrade my vehicle due to rolling on its last leg so saw chime had a credit builder card and started using it and sure enough after a few months my credit started climbing fast forward years later got my credit ended up selling my old vehicle to transport port me and my little family and ending up getting my dream truck and now moving on to purchasing our forever home thanks to chime for having a credit builder card for some people that’s difficult to get any type of loans if it wasn’t for chime and their employees/company wouldn’t be making my dreams come true as fast as this man.

Chance Medlock

2025-09-29

I love using chime its better then…

I love using chime its better then going too bank and you have everything you need right at your hands... they are friendly and way too go when getting paid....

Raul Alcantar

2025-09-28

Better than Bank of America

Since I was getting older and Bank of America was already charging me fees monthly and it was ridiculous and I hate being paid every Friday every two weeks, and I’ve heard good things about chime, after one year it’s been very helpful and helped me financially, deposits and everything has been very easy

Jerry Pottratz

2025-09-28

I have no complaints

I have no complaints. I am an elderly person who appreciates not having to go to a walk in bank. Being able to get my money earlier is a great help.

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