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SoFi Review

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Reviews 10668

Big Rob

2026-03-02

The options

My experience was great the process and response time was quick. I feel what the company is doing well in os the options they for different loans and they reach out to you if they need more information.

Ed Lindgren

2026-03-02

Quick and easy.

Quick and easy.

Kristine

2026-03-01

Off great interest.

I was working on paying off a new furnace and credit cards. Applied for the loan with Sof and got approved very quickly. Now I have one loan with a favorable interest rate. Thanks

Helena

2026-03-01

very easy and fast process

very easy and fast process. Loan was funded in no time. Love the automatic worry-free payments. Only wish: a better interest rate

Tamika Motton

2026-02-28

The application process was easy and…

The application process was easy and fast. I was not expecting approval because of my credit usage. My only wish would had been to consolidate my loans and only nake one affordable payment. At first I was approved for $7500 but only received $5000. It would had been great to have received what I was approved for

Brad Orr

2026-02-28

It was quick and easy

It was quick and easy. Funds were available quicker than any loan that I have ever received. The rates were also fair according to credit score, but not the best. Overall the experience was great, thanks.

Skeeter in TX

2026-02-28

Easy Peasy!

The process was straightforward and efficient. The rates made the process worth my while.

Sue

2026-02-28

Easy to get done

Easy to get done. My credit score was good enough for a loan and has increased since taking the loan. Good decision. Thank you, SoFi!

Richard

2026-02-27

The approval process was very detailed…

The approval process was very detailed and user friendly.

Joe Mopps

2026-02-27

Super easy and fast loan application…

Super easy and fast loan application and approval. Money deposited 24hrs after completion. Made the process enjoyable.

Scott P

2026-02-27

Easy application with a quick response

Easy application with a quick response

Christine

2026-02-27

Sofi is a awesome company I had a great…

Sofi is a awesome company I had a great experience I needed a personal loan to consolidate a high interest loan and they solved my problem. Loan application was easy and funds was delivered next day .I would highly recommend them to my family and friends.

Carol Valley

2026-02-27

I wanted to know if I could post my…

I wanted to know if I could post my monthly payment n the first of the rather than wait for the autopay to make the deduction on the 12th. The customer service rep advised me that even if I made a payment ahead of autopay it would still be deducted on the scheduled date. He advised me to call back after the 12th and request a payment date change. He was very professional and courteous during our entire conversation.

Peter Perhac

2026-02-26

Fast and easy

Fast, easy application and quick response. Got the cash in 24 hours. Great website for payment Also got a great rate

David Greene

2026-02-25

Fast secure rewarding experience

Fast secure rewarding experience - excellent communication

Jayne Keith

2026-02-25

Simple

Simple, easy and quick to do.

Mario Garza

2026-02-24

Easy to apply on line quick response…

Easy to apply on line quick response for the amount of money to consolidate my bills with a way lower interest rate and straight deposited to my account with no hold to use it from my bank.So far so great THANKS SoFi.

Coultzin

2026-02-24

Happy sailing on a website that was easy to navigate

The SoFi website was easy to navigate. The entire process, filing out forms, providing documentation etc. was painless and I quickly finished and was approved in a very short amount of time. The rate was excellent, much lower than the credit cards I have.

James Hutzel

2026-02-24

fast and easy

fast and easy

Mark Cumberland

2026-02-24

SoFi was really easy to deal with

SoFi was really easy to deal with . I applied and the funds were in my account in 48 hours . Thank You . Mark Cumberland

daking

2026-02-24

Easy

Easy , clear application process.

Kathleen King

2026-02-24

Such a quick and easy experience

Such a quick and easy experience! About 3 minutes total. I got an amazing rate and the money in 2 days! I wish everything in life was this easy! Thank you for your superior customer service.

Martha

2026-02-24

The site was easy enough to navigate

The site was easy enough to navigate. I was having some difficulty in knowing how to upload documents requested but I figured it out and everything from there forward was fast and efficient.

customer

2026-02-22

Process was very professional and…

Process was very professional and efficient. Responses were timely and delivered within expected timeframe.

George

2026-02-22

Very fast no problems whatsoever

Very fast no problems whatsoever

Bess Bess

2026-02-22

The experience was easy

The experience was easy, the interest rates were competitive and the money was sent within hours. I definitely recommend Sofi!

Marcia Coulson

2026-02-21

Fast and easy process.

Fast and easy process.

Karen R

2026-02-21

Applying for my loan was very easy

Applying for my loan was very easy. I was pleasantly surprised at how easy and quick it was from application to funding. My interest rate was awesome. I am saving a lot of money by paying off my credit cards. I recommend SoFi to anyone who wants to save money.

Heather

2026-02-21

So easy

So easy, very helpful and understanding when I had hard questions.

Israel Chaffin

2026-02-21

I had a good experience…

I had a good experience working with SoFi. The application process was streamlined, and efficient.

Sharon

2026-02-20

seamless from app to deposit

seamless from app to deposit

Cynthia Jones

2026-02-20

My loan was approved in minutes!!

My loan was approved in minutes!!

Tom Accardi

2026-02-20

A new look at banking

Application for my loan was user friendly and response was quick. I was very pleased with the online experience. Your performance has changed my consideration for my future banking needs. Thank you.

Paula Martin

2026-02-20

Great experience for first time user

Application was quick and uncomplicated. Easy to use website. Quick funding and ability to auto pay from my bank so no payments will be missed.

LJEdwards

2026-02-20

Fast and Easy!

The process for a personal loan was fast and so easy!

Michael

2026-02-20

Very quick and easy !

Very quick and easy !

Stephanie Speight

2026-02-20

My experience with SoFi was excellent

My experience with SoFi was excellent. The entire process was fast, straightforward, and stress-free. I was approved quickly and received my loan much sooner than expected. If you’re looking for a smooth, efficient lending experience, they deliver.

Rob

2026-02-20

The loan process was fast and easy.

The loan process was fast and easy.

Margo Emmi

2026-02-20

Absolutely wonderful

The process to getting this loan was very easy and the interest rate is amazing!!!!

Anna

2026-02-19

Using SOFI through Credit Karma was so easy!

Using SOFI through Credit Karma I received the lowest interest rate!! The approval process took a minute and I received the money in my bank account in less than 24 hours. I was really impressed how easy the entire process went!! Their app is so easy to use!! I highly recommend them!!

Jacob Dubas

2026-02-19

Great app

Great app. User friendly!

Andre Cross

2026-02-18

When I tell you SoFi was one of the…

When I tell you SoFi was one of the easiest loans I’ve ever applied for, it is true. They go over everything with you so there are no surprises or misunderstandings. SoFi made my life easier. Thank you:

David Sullivan

2026-02-18

Simple application process and payment…

Simple application process and payment made promptly. Having the option of them paying creditors directly was very helpful. Definitely recommend SoFi!

John

2026-02-18

Best experience in obtaining a loan for Financial Reorganization

Best experience in obtaining a loan for my specific concern

G. Brown

2026-02-18

Easy and smooth experience with SoFi

Easy and smooth experience with SoFi. I couldn’t believe it. Plenty of options and can do all your banking with them.

Lonita Jensen

2026-02-17

Easy site to navigate

Easy site to navigate, quick response, better interest rates.

Christine Morgan

2026-02-17

I recommend SoFi for the ease of…

I recommend SoFi for the ease of applying for the loan. How quickly it was approved and funded.

Mark Rackovan

2026-02-16

Everything was so easy and complete

Everything was so easy and complete. Fast turnaround and awesome customer service.

Tommie Taylor

2026-02-16

Streamlined Process

The process was streamlined, had flexible options to meet my needs, and all questions answered in a timely manner.

Marvin Taliaferro

2026-02-16

Quick on-line application process

Quick on-line application process Fast and convenient process Easy to understand terms

Kendra

2026-02-16

Easy, Quick, Done

From beginning to end, the entire process was simple. The application was easy to understand and submit. The wait time for approval was a day and it funded in 2 days. Highly recommend a loan from SoFi rather than a bank.

Justin Garner

2026-02-15

The loan process was very simple

The loan process was very simple, quick and easy. I received a deposit in less than 36 hours from start to finish.

Flaannie

2026-02-15

Thank you for the quick service.

Thank you for the quick service and lower interest. I am looking forward to reducing my debt quickly.

Leah Bergen

2026-02-15

Experience was smooth

Experience was smooth, and quick. Highly recommend!

C Rodney

2026-02-15

The loan approval was fast

The loan approval was fast, and Sofi quickly funded the loan. The interest rate was low, and I was able to pay of some of my credit cards directly.

Josh S

2026-02-15

So far this has been a seamless loan

So far this has been a seamless loan, applied and withing minutes was approved, and funded with in 12 hours. They also have pretty decent rates and terms.

Gina

2026-02-14

Easy application on line

Easy application on line, fast approval. I called customer service they were very helpful and great customer service. It made me feel that should I have any concerns in the future I can call without hesitation.

Sheliah

2026-02-14

My experience was very easy and quick

My experience was very easy and quick. I was able to see everything I needed to know to make my decision. I did it all online and knew exactly what my payment would be and there were many options.

Lord Charles

2026-02-14

SoFi is awesome!

From the start of the process, I noticed that SoFi was going to be a safe, secure, pleasant and easy experience. I never had any doubt about my loan application. No shady business, no shenanigans! It took about two days for funds to reach my account. Thanks SoFi!

Bryan Tennison

2026-02-13

greatest experience ever

Great process and was super fast funding. I can assure you this is the only way to go.

Cynthia Fidel

2026-02-13

Fast & Simple

The application process was so quick and easy!

Beverly

2026-02-13

My experience with SoFi

My expert with getting a loan from SoFi was seamless and much appreciated. The interest rate was much lower than what I owed on my credit cards, which will help me a lot with getting out of debt.

Donald Kilmer

2026-02-13

The process to get a loan was easy

The process to get a loan was relatively easy. Website is well built. Easy to use. Communication with SoFi is excellent. I will do more business with them in the future. Highly recommend.

v deda

2026-02-13

Amazing.Very fast and proffesional

Amazing.Very fast and proffesional

Dawn

2026-02-13

Ease of application process and speedy…

Ease of application process and speedy decision was impeccable. Great rates and easy to use app. Highly recommended.

AL GARCIA

2026-02-12

The ease at securing my loan

The ease at securing my loan. The application process was smooth and easy to navigate.

john tally

2026-02-11

Was a quick and easy experience

Was a quick and easy experience, also my apr was alot lower than I expected it to be.

Robert Jeffrey Wolter

2026-02-11

Refer a Friend BONUS a scam....at least for me

The process was easy and fast ( I assume b/c my credit score is so high). I took out a loan for one of my businesses ( personally ) a 2 year term and have paid all off but 628.00 in less than 11 months . I have held off on paying this off as they offered a refer a friend bonus" that wanted to use to applied towards this small balance to pay in full. HOWEVER THEY MISLEAD BOTH OF US! THEIR REFER A FRIEND LINK WAS BROKEN WHEN HE RECIEVED IT, I SENT IT SEVERAL TIMES WITH SAME OUTCOME. HE HAD TO CALL TO GET HIS APPLICATION STARTED AND WAS ADVISED THEY WOULD HANDLE WITH THE COMPLETION OF HIS LOAN AS LONG AS HE DID ALL THAT WAS REQUIRED ( GET APPROVED AND OPEN A SOFI BANK ACCOUNT). WELL GUESS WHAT, 6 MONTHS LATER NO REFERRAL FEE AND WHEN I CALL I GET FOLKS OVERSEAS AND SIMPLY TELL ME I AM OUT LUCK AND NOT IN GREAT ENGLISH. THEY WOULD HAVE A 5 STAR RATING BUT HAVE RUINED THAT WITH THEIR SCAM.

Larry Sirgany

2026-02-10

Super convenient

Super convenient, good terms, will definitely use again

Jacques Chouinard

2026-02-10

The process was simple and the wait…

The process was simple and the wait time was not long.

Joseph Licastri

2026-02-10

Ease of application

Ease of application, quick response on application, multiple options for deposit and repayment.

Karen Pelletier

2026-02-10

The quick and easy.

Thank you for the quick and easy way to loan. The experience was impressive. I was funded the same day. I would choose Sofi again.

Jack S

2026-02-10

SoFine!

SoFine!! A++

Debra

2026-02-10

Quick turn around

Quick turn around

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