Capital One Quicksilver Cash Rewards

 The Capital One Quicksilver (and its sibling, the Capital One Venture) offer a simple cashback program with no annual fee and no foreign transaction fees. Both cards earn 1.5% cashback on all purchases so it doesn't matter if you are buying groceries or filling up your gas tank, you are earning cashback with these cards. The only difference between the Quicksilver and Venture is that the Venture has a $59 annual fee (waived the first year) and lets you earn double points on all hotel reservations booked through hotels.com/venture.

The Capital One Quicksilver Cash Rewards Credit Card is right in the middle of the pack in terms of credit card rewards with cards like Discover it Cash Back and Chase Freedom offering 5% back on rotating categories (on up to $1,500 per quarter). The Citi Double Cash allows you to earn 1% when you buy and then an additional 1% as you pay for those purchases.

The Capital One Quicksilver is more of a basic cash back credit card with no annual fee, no complicated bonus categories to keep track of, and the same rate of return on every purchase. The simplicity of earning 1.5% on all purchases makes this an attractive option for any consumer looking for a card that offers flat-rate cash back without having to enroll each quarter in new bonus categories.

Capital One Rewards Card Features

Here is a quick overview of the features of the Capital One Quicksilver card:

• Cashback Rewards 1.5% 
• Cashback on All Purchases 
• No Limits or Restrictions on Earnings 
• No Annual Fee 
• No Foreign Transaction Fees
• Travel & Purchase Benefits 
• 24/7 Travel and Purchase Protections 
  
  

Visa Signature Benefits

The Capital One Quicksilver Cash Rewards Credit Card is a good option for anyone who wants the simplicity of earning 1.5% on all purchases without worrying about bonus categories or enrolling in rotating rewards programs. The lack of an annual fee also makes this card attractive to consumers who are looking for a cash-back rewards card to complement a more valuable premium travel credit card.

The Capital One Quicksilver Cash Rewards Credit Card is a great option for cash-back junkies who don't want a lot of fuss and bother when using their credit cards to earn cashback on all their purchases. The lack of an annual fee also makes it a good choice for consumers who want to add a simple cash-back credit card to their wallet when they don't have room for yet another premium travel credit card.

The Quicksilver from Capital One is a great choice if you're looking for a straightforward cash-back card that offers a flat rate of return on all purchases. There's no need to enroll in quarterly rotating categories, and there are no limits on the amount you can earn. There are no foreign transaction fees, so if you want to travel outside of the country without paying extra for currency conversion, this is a good card to have in your wallet.

One downside of Quicksilver is that you won't receive any sort of sign-up bonus, and that puts this card behind competitors like the Discover it Cash Back. Capital One also doesn't have an early spend bonus for new users, so if you're looking to offset your spending in the first three months or get a large amount of cashback on small purchases, then this isn't the card for you.

What's Unique About it? 

There are many choices when it comes to cashback cards; some offer bonus categories, while others feature rotating rewards. The Capital One Quicksilver is a flat-rate cash back credit card with no annual fee. Its no-hassle rewards make it an ideal choice for most consumers.

Conclusion

Bottom Line: Overall, the Capital One Quicksilver is a good option for most consumers who want to earn cashback on all their purchases. While it doesn't offer any sort of sign-up bonus or early spend rewards, this card offers simplicity and flexibility that can't be beaten by other flat-rate cash-back cards.