How to Send Money Online

There is an endless number of online money transfer websites, all who provide quick, easy ways for people to get cash quickly. There are many benefits of using money transfer services instead of visiting a brick-and-mortar location or wire transfer. Below are just some advantages:

Convenience
These sites allow you to send anyone any amount of money from a computer or mobile device with Internet access.

Accessible Funds
Most companies offer a variety of ways to withdraw money, including direct deposit and prepaid debit cards.

Receiving Fees
You can avoid remittance fees simply by sending money to a debit card.

Provide Estimates
These services provide upfront fee information which allows you to make informed decisions about your transfers. This way, you can avoid hidden fees or other surprises that may come up during the transfer process.

List of Money Transfer Services

MoneyGram
Money Gram was founded in 1940 and is one of the most reliable services available. To get started, visit their website and sign-up for an account. It is also possible to send cash at more than 185,000 locations worldwide.

Western Union
Founded in 1851, Western Union allows customers to choose from more payment options when making a transfer. The site offers live customer service representatives who are available for assistance around the clock.

PayPal
PayPal is one of the most popular online wallet services in existence today. Their service transfers money directly into recipient's bank accounts in just minutes. The service also provides an extra layer of protection against fraud which makes it among the safest choices out there. To use PayPal, visit their website and sign-up for an account.

Zelle
Zelle is a recently launched service that allows people to send money quickly and easily via mobile phone. Zelle uses the bank account, debit card, or credit card information of the person you intend on sending money to. This feature makes it very easy and fast for both parties involved but does not allow for cash transfers at locations like Western Union or Money Gram do.

P2P Payment Apps
Many people today rely on their smartphones and mobile devices to perform a variety of tasks. Because of this, many companies have developed money transfer apps which allow users to send and receive funds from any location. There are P2P apps for both Android and iOS systems, such as Venmo, Square Cash or Cash App.

Prepaid Debit Card
If you'd like to avoid fees and stay within the same network, it may be easier just to use a prepaid debit card. These cards are issued by the same companies who offer online transfer services, making them very convenient. They can also be used for more than just sending money. Many of these cards provide free ATM access.

Wire Transfer
Although wire transfers are not as popular as they once were, many people still send money through this method. Wire transfers can be a bit more costly, but the funds should be available to your recipient within a few hours. To receive a wire transfer, visit the bank or credit union associated with your recipient's account and fill out the necessary paperwork.

Conclusion

There are a number of ways to send money to family and friends in times of crisis. The most convenient way is usually through an online money transfer service, which offers quick and easy transactions. You can also use a prepaid debit card, wire transfer or peer-to-peer payment app. Whichever method you choose, be sure to do your research in order to find the best deal possible.