Chime Review
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Reviews 11871 
Candace Shoemaker
Experience with Chime
My credit score shot up substantially with credit builder. I absolutely love my chime account and credit builder account. Couldn’t ask for anything more.
Richard
Great experience for yrs never had…
Great experience for yrs never had issues with chime!!!
king Mitchell
So far so good
So far so good
Anna
It is what it is...
It's been a great experience, especially when I need to borrow a little bit of money before payday. I am not as please with their tech team when my wallet was stolen, I went on the app and locked the cards but the thieves were still able to use my card and for more than what was in the account; which I haven't been able to do so I don't know how they did without my pin too!?! It was a loss of $80ish and I reported it stolen and even pointed out the purchase was at 2am and 3am when I never have had a purchase at that time - single mom in bed haha! But they still didn't believe me and I was unable to get my money back other than that no issues...if I made mad money I would use a bank or credit union because you can't buy a house with a chime account, that's what my realtor told me.
Judy ann
They are honest abd fair
They are honest and fair . They are polite and have excellent service. I like that I can borrow money against my ldeposits. When you are elderly and have tight budget things can get tight toward the end of the month They employee polite well trained customer service
Inez “PHATSNACKS” Howard
I haven't found anything wrong yet so…
I haven't found anything wrong yet so so far so good and I like the different options they have as far as services
C.Luster
I love Chime because it lets you borrow…
I love Chime because it lets you borrow money then pay it back when you get pay but it could do a little bit better when you borrow the money let you get all of it out instead of little by little. Overall I love using Chime.
Melvin “Lee” Vaughn Jr
Chime has helped Me wiMy Credit…
Chime has helped Me with My Credit Score that went from 0 to 750 rating now by having Chime. Their always helpful in some way.
Eduardo
Thats so amzing financial
Thats so amzing financial
Carnell Coleman
I love it so much
I love it so much
SS SS
Not a negative thing to say
Not a negative thing to say. Chime has come in clutch many times.
Felicia
I like chime it's easy to use and has…
I like chime it's easy to use and has nice features for having direct deposit
Luke pietsch
If your late making a payment on your…
If your late making a payment on your loan they take your mypay away smh.
Monica S
I trust Chime.
I trust Chime.
Happy Customer
I’m Grateful to Chime
Chime helped me thru a life changing transition. With Chime I got my finances back on track, I’m rebuilding my credit, and Chime gave me opportunities that I wasn’t able to get with other companies. I’m grateful to Chime for being in my corner.
Angela Macias
They have been great with my money
They have been great with my money . And covering me if I should go over on charges. NO FEES. 👍 . IF I NEED JUST LITTLE MORE MONEY TOL NEXT CHECK THEY ALSO GOT YOUR BACK. The loans they offer are not rediculous rates or fee. The helped me raise my credit score. 👍
timelesslyunbroken
Christmas heartbeak
I cannot see how ultimate charge was able to make my account I don't understand how this happened
Maria Ojeda Coronado
Because when I need funds for food I…
Because when I need funds for food I can get what I get in benefits don't cut it . If I didn't have chime I'd be starving
Jeffrey Morales
Top tier online banking experience
Top tier online banking experience. Chime rewards it’s members and has found innovative ways to help in our credit recovery. I have been a member for two years and I am so grateful for Chime!
George Kittson
Really is my most used app
Really is my most used app. I love chime. Seems like they always got me!
beverly robershaw
I love Chime
I love Chime. They take you seriously as a customer and will help you if there’s a problem.
Robin E.
LOVE CHIME!
LOVE CHIME!
customer
Really cool you guys
Really cool you guys. I'm glad im able to use this to put my work check on. Back im the day there wasn't anything lile this. Appreciate the bonus during Christmas also. Good experience. Just a minor annoyance. Wish i could disable the message. Telling me to add cards to google wallet. Im never going to do that. Don't trust google. They're everywhere like a plague because they think they can have everything with money. They spread lies through youtube using censorship which divides us. And using their ai they snoop on cloud. Final thing they will not hesitate to alert authorities. Bout whatever they find. They did so on a friend of mine. Turns out it was something silly. Caused a misunderstanding. Charges thrown out at court. So please let me disable the add to wallet thing. Gets in the way.
Joe Hall
I enjoy chime they are on point for the…
I enjoy chime they are on point for the most part.. I've trusted them with lots of money and I've been with them for 5 years and I can truly say I recommend them to my friends
Amariyna Rollins
Chime helps me in more ways than once…
Chime helps me in more ways than once and I love chime!
HeatherJacob Chastain
Chime is the best gives me security
Chime is the best gives me security, peace of mind and extra cash when I need it without all the crazy fee's. I got$100 just for referring someone to come too!!
Racquel L
Great bank system /App
I really enjoy chime, the app is easy to use you get real life alerts, they let you borrow money before your pay date. Awesome perks my pay ,build credit and no overdraft fees I miss the original medal credit card (bring it back)
Bee Tee
I like Chime overall…
I have more good feelings about Chime than bad. I opened my account with them through a promotion. I like them but have noticed that they have work to do to compete with other banks. I don’t like that there are only two ATMs near me, and in stores that are closed when I get out of work. I have had to use other ATMs and pay the fees. Also there are no ATMs near me that I can deposit cash. I would have to drive to one. In addition when an ATM search is done there’s no option to put in an address or zip code. The search is very weak. It’s only geared to the home address. What about when I’m at work or elsewhere???? The customer service is very good and I like that it’s 24/7. I also like MyPay and use it often. My paycheck, through direct deposit, arrives in the evening of the day before pay day. I’ve had one disputed charge so far and it’s taken a while to resolve. I’m telling you the good and the bad, so hopefully Chime can use this information to improve in the needed areas.
Seth Robinson
great app overall!!
great app overall!!
Kennie Underwood
One of the best apps out there, great app
One of the best apps out there
Tasha
I love using chime
I love using chime, the ease of “my pay” is an awesome tool, also they offer credit building cards and hassle free access to a loan which comes in handy during the holidays, emergency car repairs or bills. Thanks chime!
Alexis Castillo
Chime is always very helpful and always…
Chime is always very helpful and always has my back when I need it
Dalynne Simon
Best customer service I’ve received thus far
I talked to “John” on the phone about closing my account and he made the process very easy and simple, while also giving me time to express why I was closing the account. I haven’t had very good interactions in the past with the customer service line, so this was a nice change of pace.
Judy ann
I am 69 year old great grandmother
I am 69 year old great grandmother. They have always been kind and helpful when I had a problem when someone was trying to cheat me. They let me borrow money I have direct deposit and pay most of my bills with chime. I no longer drive due to health avd vision issues. So far they have provided excellent service and I will stay with them as long as they give me this quality of care a d respect.
James Pfeifer
Not bad at all
Not bad at all
Joseph Barney
I have had THE best experience with…
I have had THE best experience with Chime and is so very nice to have overdraft protection as well as the other features, and a nice app and more support than having to wait for a bank to be open on the weekdays.
Juan Estrada
I really enjoy chime
I really enjoy chime, the app is easy to use you get alerts, they let u borrow money before your pay date. for free.
Luis Gonzalez
Good benefits plus early pay
Good benefits plus early pay
Melvin Lewis Jr
Chime has helped me out many times when…
Chime has helped me out many times when I was short on cash
Kathy
I Love Banking With Chime
I Love Banking With Chime. I like that you can get your pay as you need it, plus all of the other absolutely fantastic perks. Thanks Chime I will recommend every breathing person to switch to Chime! Kathy
Leah James
I absolutely love my chime
I absolutely love my chime. The spot me, the my pay. You guys always help me and answer my questions. It’s free to move, get, and add money!!
customer
Chime is simple to use
Chime is simple to use. It is easy to transfer money instantly, I control what I do, and great to work with.
Richard Williams
Being able to transfer money easily
Being able to transfer money easily
Shawn Hazlett
They've been over all good but for some…
They've been over all good but for some reason they keep cutting my pay down and that really does help me get through the week but its not so helpful anymore they cut it down over half way then what it is and doesnt make sense why
Nick Brown
I love chime only problem I have had is…
I love chime only problem I have had is I never received my federal taxes back after I filed through them
Danny - Action TEAM
My Best Chime
In Chime, everything is easy to understand. As long as you have a direct deposit, you can be trusted with small personal loans that can be helpful in a pinch. I love SpotMe and MyPay. The chat is great for any questions. Thanks, CHIME.
Kelly Hicks
CHIME is a wonderful tool!
CHIME has enabled me to cover unexpected car repairs and daily needs whereas waiting to be paid was just not an option.
Melinda
Time is always on the money their…
Chime is always on the money their courtesy is outstanding and they always try to solve the problem when when a problem arises thank you chime happy holidays Melinda Redbox
Glenn Mills
good service lotta perks but only…
good service lotta perks but only drawback is the quality of the cards they seem to be week and lot of readers in stores have trouble reading them
DeeDee Lowe
Real Review
Good so far. Haven’t really used it yet
Carol Mennig
Have been with Chime for over 2 years…
Have been with Chime for over 2 years and have had no problems. They appear more caring than the brick and mortar banks I have dealt with. Chime is innovative with OD coverage, MyPay and Quick Loans and don't nickel and dime you with fees and charges.
Shannon Michele Allison
Everything is great!
Everything is great!
Kathie MacCallum
Best decision I've made..
Chime is absolutely the best banking there is. I've never had 1 problem. I left for a few months once. I'll never do that again, it was a huge mistake. Chime feels like a brick and morder bank, except it's not. No fees, no minimum deposits. Thanks Chime for making my life easy peasy.. Go with Chime, you won't be disappointed..
April Tucker
The fact I can borrow money and it’s…
The fact I can borrow money and it’s not taken out until my next paycheck is so convenient and the cash back offers are amazing!
Dee Burnell
I really love Chime!
I really love chime. It is the only way I have been able to pay bills and not get behind by using the spot me and advances from my next check.
Helen Ervin
Chime is just the best bank to have…
Chime is just the best bank to have with perks like credit building,spot me,my pay, and cash back etc I been with Chime since 2019 and I'm staying Thanks Chime.
Bree Brown
I have had nothing but positive…Awesome
I have had nothing but positive experiences with Chime. I truly think they are the best thing since sliced bread. Keep up the good work.
Gurdip
Great service
Great service. No problems. Keep up the good work
Mary H.
I give chime a five because they look…
I give chime a five because they look after you and their customer very kind and considerate very patient very helpful you have a problem if the AI Department can't handle it they will get back to you with a human being I've had nothing but good luck with the AI Department answering my questions and helping me even when I had some fraud issues keep up the good work time
Jordan Morris
Personally love chime and everyone I…
Personally love chime and everyone I know dose too. So easy to transfer funds from PayPal to Cash App to checking savings Friend family we code to get paid it’s really simple I love that. No fees. For anything. And can withdraw free at so many places
AJ Chestnut
Exactly the right fit for me
Exactly the right fit for me, I Love the help & assistance that's always available.
Amanda Hayes
Chime is great
Good app has credit card options so that’s nice. Easy to use very simple and efficient. With direct deposit u unlock good benefits including overdraft protection (up to a certain amount ) all depends on their terms when u choose to unlock it. Overall I’ve always been happy with chime.
Jordin Gg
Love the app work really well for me…
Love the app work really well for me never had a problem yet good online banking experience
customer
The best bank I’ve ever dealt with
The best bank I’ve ever dealt with! They care about their customers.
Darlene Pickens- Horton
Chime is one of the best money managers… period!!
Chime is one of the best money managers credit building, money saving, checking accounts I have ever used! I love the app and customer service the spot me and my pay features as well as cash back! I use my direct deposit and I been with them since 2020 this was a life saver! Thank you chime for everything! Also the safety features and fraud prevention is amazing you done so much to help me recover and keep track of my money!
Adam
good app and service
good app and service, easy to use! not as user friendly as cash app. wish they did offer a higher borrowing rate however. but great!
Sheldon Wilson
Dependable
From day one Chime has been reliable and true to word, when I needed currency, I was able to get advanced payments. They let me know of suspect activity and assist with building credit. One can't ask for a better experience. Chime is tops!
MightyM
Helps you build your credit and get…
Helps you build your credit and get paid early. Notifications on purchases are quick to notify you.
Joseph Machinist
This is by far the Greatest Bank of the…
This is by far the Greatest Bank of the human being era here on earth. Get paid when you need it through My pay Earn high interest on savings. Overdraft protection Great customer service. I strongly advise you to use chime if you care about your money!!
Mr. Sanchez
Easy to Bank
Easy to Bank
Marie Baker
Happy so far
This is my first time with Chime and so far I am happy with my experience. Tonight I found out I can take a pic of a check and it will deposit to my acct...so freaking cool and saved me from being charged to cash it by bank it is drawn off of. Can't wait for tax refund so can start savings acct 😁
Jessica Besaw
Chime has made my credit better
Chime has made my credit better. And is pretty easy. Cash back on certain things is great.
Donna Proulx
How you handle things
Yes I called you and you were able to handle the situation I had on the phone.and then you were able to give me money back so that was good.
Quintin
It’s has options to build your credit
It’s has options to build your credit
Tata
Never before…..
I have never had an absolute positive experience with any financial institution. I have been banking with Chime for about a year now and I have been nothing but completely satisfied!! I have been given opportunities and special incentives to change companies and I have declined every one due to my overall satisfaction with Chime!! I appreciate them being here.
Leigh
Love Chime, helps me financially every month with there extra perks. Plus pay early
Love Chime,
Michael Jackson
I’ve been using chime for a while
I’ve been using chime for awhile back before the metal green cards. And they have always been great I only had one dispute over the years. And it was handled very smoothly but overall it’s great service wish for more points on credit report though as much as we tip or repay the check advance
Lauren Squitieri
Chime is great
Chime is great. They’ll spot you money if you need it. You can get credit through chime. I have had only good experiences with chime and I’m thankful to have it.
Shawn Waterman
I love Chime
I love Chime. You are always on time. My money is easy to handle. It's so simple. Thank you Chime.
Tamila Hewitt
Chime has been great!
Chime has been great!
Jovan Tolbert
I love that I get paid two days early
I love that I get paid two days early. I love having the spotme and the my pay. The extra funds come in handy especially for gas.
Anon Paynon
Been banking with chime for awhile now…
Been banking with chime for awhile now and have not had any problems.
Julia Herrington
Over the years I have banked with…
Over the years I have banked with Pioneer, HSBC, Key Bank, Citizen's Bank, Bank of America, IBC, Bank of Oklahoma, OnePay, Step, Paypal, Venmo......and Chime. Chime has hands down has been my favorite and I see no reason to leave. They have everything you need and offer features like spot me, my pay, credit builder, early pay, I even heard they do small personal loans now. People try to say it's not a bank it's a fintech company but I have had a better experience with chime than I have had with any of the big banks. You don't have to call them very often because the app covers just about everything but when you do call the representatives have always been nothing but polite, courteous, and professional. If it isn't broke, why fix it? I'm sticking with chime.
Sherrie Baldwin
I absolutely love Chime
I absolutely love Chime, my credit score has increased 100 points since using Chime. It gives me the ability to borrow money and it automatically repays when my deposit hits my account. I love Chime.
Linda F. Carson
Chime is awesome to have you get paid…
Chime is awesome to have you get paid early, the spot me is great when you over daft your check account. The direct deposit works well also and to be able to borrow against your check it's awesome to have that option. Chime is great!!!
Arlana Redmon
All in all a good bank so far keep up…
All in all a good bank so far keep up the good work
Donna Burnett
The update on their account
The company is doing well but I like to see them up their customers more when they have emergency issues going on with them if they have been with you guys for at least 2 years they should be eligible for the features you have
Roger
Love Chime !!!!!!
Love Chime !!!!!!! Easy, convenient & simple !!!!!
Lahcen B
I love Chime
I love Chime, simple and easy and very convenient. I love my early payday, my instant checks cashing,.
customer
Good card to have
Good card to have! No service fees is a must for me.
Kellie
Very good
Very good and get money fast
Enrique Talavera
So far guys has been great
So far guys has been great. I like that early direct deposit. I like that you help out with credit. And I like the new loan thing to help out. Although I really wish it was way more on the loan I still paid it back and it boost my credit
