Chime Review
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Reviews 11051 
customer Antoinette Kimbell
Great with all thete protection…
Great with all thete protection services Thank You Chime 😊
Jazzy Rice
For the most part I love my account and…
For the most part I love my account and love chime one of the best accounts that I have ever had so far will definitely recommend to family and friends
Sheena Lewis
Chime is a great institution to bank…
Chime is a great institution to bank with, will definitely highly recommend to a family or friend.
Stuna Stancil
Very smooth with deposits
Very smooth with deposits, paying bills and sending family money.. Great App!
Veronique Johnson
Way better than cash app!!!
Way better than cash app!!!
Dyann
I absolutely love Chime because of My…
I absolutely love Chime because of My pay , and Spot me. No other financial institution is fee free like Chime. They charge very little interest and it's very convenient for me to use.. no complaints here !
CHARLES CAMPBELL
Great banking experience
I’ve never had a better banking experience than with Chime. I have been with them since they were “Simple” and don’t regret it at all. Great company, great business practices, great customer service.
Marco
Chime has been so amazing to me.Only…
Chime has been so amazing to me.Only thing I regret is not signing up for earlier.
Mark Schwarzel
Fast helpful & informative
Fast helpful & informative
Faye
I have been with Chime 9 years
I have been with Chime 9 years! Great at times but no major complaints. I need swag and other options from Chime, more boost me and keep scammers away!
Mary
I would to send a big shout out to all…
I would to send a big shout out to all guys at that help me ya are awesome I tell everyone they are the best much love from me ya are my number 1 banking ppl ...
MATTHEW
I love chime
I love chime, my very first card and banking service I ever use and haven’t ever had any problems with them in 6 years they are just great
Princesss
I had chime for about 6 years no…
I had chime for about 6 years no complaints love rm
Michelle Tillemans
So far so good 😊
So far so good 😊
Denise Stevens
EVERYTHING!!✅✅✅✅👍👍
EVERYTHING!!✅✅✅✅👍👍
customer Leonor moya reyes
I haven't had any problems
I haven't had any problems wit my chime at all. It has helped me and my family all 7 of us have it and no problems. Thanks chime
James Lagle
I like the fact I get my check early i…
I like the fact I get my check early i don't like I've been with you for this long and only get 75 dollars spot me that sucks
Shay
service
love, love the service!
Christy Bailey
No complaints
No complaints, best bank I've ever used! Been with chime for years.
Jeff Myers
I wasn't so sure at the beginning…
I wasn't so sure at the beginning really but, after one full year as a Chime member I Highly recommend Chime to everyone I know. Chime sent a survey out about a year ago asking if I felt like they had my best interest in mind first and I said I wasn't sure. Let me say that today if asked again I would say that "Yes" Chime is without a doubt on my side and has my best interest in mind in every way. I love Chime. From setting my own spot me limit, being able to move my money from account to account multiple times a day, to My pay, the interest rate on my checking account, Credit Builder is an Amazing Benefit, customer service you name it. Chime is Everything I want and need and I appreciate them more than I can convey. Get Chime now and don't look back!
christie richard
Nothing but a positive experience
I have had nothing but a positive experience with Chime. I love the spot me boosts and the over draft protection. Everything they add helps me meet my financial goals. With the way our economy is and how it's trajectory, I am happy that I bank with Chime for just a bit of piece of mind knowing that I'm not being penalized when I'm in a tough spot and can get through to the next paycheck when I need it.
Demetri Brown
For the most part they are amone of rhe…
For the most part they areone of the best online banking that pays you atleast 2 to 3 days earlier and they dont charge late fees so its easy to pay bills borrow money without the hassle of being charged interest its simple what wver you borrow thats all you pay back on next pay day. I love chime!!!!!
Annie
Chime is truly FEE FREE @ designated…
Chime is truly FEE FREE @ designated ATM's = Walgreens &Speedway stations which are hundreds of both stores in your neighborhood. If needed you can call Chime 24 hrs per day with any questions or concerns & you can speak to the virtual AI or request live customer service agent. They are always very professional & truly want to get you the correct help you request. I had one instance where some small amts of money were beig withdrawn from ckg acct. I dud not recognize the name money went to so I immediately called Chime and without hesitation they were able to cancel these pending transactions that amounted to no more than $23 & blocked this company so I no longer had to worry of losing more $$. However in my 4 years as their customer and with 4 nice size direct deposits they handle for me I would not go to another on line bank. I have had Cash App & Venmo but have dropped them both because every transaction on my ckg acct they both took a fee. These 2 banks charge for every and any ATM you go to and if you transfer funds from them to a person or link another bank they charge you a fee. That's all they want is to take your hard earned money. Chime also offers a program called Spot Me. Thus is earned with boosts you receive each month from your friend who are Chime members and when you also set up auto deposits from your employer or social security or a pension your spot me balance increases. Thus is TOTALLY FREE MONEY Chime puts on your acct in the event you run low between deposits you can go over your ckg acct balance by using the spot me amt available on your acct and Chime will auto deduct that exact amt you borrowed with no extra fee attached. That's $0.00 fees on an overdraft ... now this should make up your mind that CHIME is the answer you have been wishing for. You cam get the spot me cash from an ATM machine with no fee as long as you use Chimes ATM they support. You may pay a vendor at a store like gas for your car or grocery or prescriptions. But the only thing spit me will not pay is one of your bills like electric or heat bills etc. You will not be sorry you drop all the other on line banking companies and choose CHIME =FEE FREE.... thanks for reading and my apologies for any mis spells....Annie..
Slater
Been with chime for years and this…
Been with chime for years and this platform is awesome help me get through life.
Brooklyn Burt
Convenient Banking With phenomenal perks
Chime has been a reliable and convenient option for my everyday banking needs. The app is super easy peasy to use, deposits post quickly, and early direct deposit is a huge benefit that helps me stay on top of my finances the most. I also appreciate the fact that there are no hidden fees, which makes budgeting more straightforward. Chimes phenomenal Customer support has been helpful whenever I’ve needed assistance, and I feel confident using Chime as my primary account.With that being said, for digital first banking, Chime delivers on its promises hands down. It’s a great choice if you’re looking for simple, transparent, and completely fee free banking.
Eileen Jonas
I love some of the perks of Chime like…
I love some of the perks of Chime like MyPay, Instant loan, Spot me boosts and Spot me. The things I don’t like are the fraud that don’t get paid back and people hacking in my account. I hate that it’s not FDIC insured that would better everything and I won’t have to take further action .
Katherine
My chime payment is so far always on…
My chime payment is so far always on time and the spot me comes in handy as my rent and bills are very high.
Charles Oakley
Best Bank, Easy Signup!
Easy to use, no overdraft and great benefits! Better than any brick and mortar bank I've ever used!! Loan services would be a nice added feature!
Zed Wagner
Grok AI sent me to Chime
Grok AI sent me to Chime, but I have found it to be a mixed bag. Overall, I'd highly recommend it. I started in a tough place... debanked status. After a confrence with Grok (on August 22nd) , it was recommened that I download the mobile app, get it setup and then head to Walgreen's to fund it. 25 minutes later, I had 80USD in an account with a virtual visa debit card. I threw the virtual debit card into my samsung wallet and turned on my NFC. Within a day, I could buy stuff again at a contactless point of sale / register's swipepad. Real progress. It took about 9 days for the phisical debit card to show up in the mailbox (but they told me to expect it Sept 5th, so I got it 7 days ahead of schedule). I tried to use the phisical card to pay for a European VPN and Privacy Email service... card was declined... Some troubleshooting shows that you have to log into the Website and turn on "International payments" or your card's account will decline "out of the USA" purchases and transactions. It would have been nice if there was a publically facing FAQ on the website to let users know and act accordingly for such an issue. Their rationale for having it disabled by default is anti-fraud protection. I agree with their reasoning here, but the app should make the user aware asap, so they are not blind-sided, and have to spend hours trying to research the issue (2 minute fix). Other quibbles... when you first call their customer service line, you will get a standard chatbot with a bit of an attitude. It can be tricky to dodge her and get a human for customer service. I did manage that, and found the human customer service representative was english speaking, but with a regional dialect that was hard to understand... the short version: The call lasted a lot longer than it should have. But... to be fair, the agent's attitude was golden, and they were able to address and resolve the issue that I called about. I suppose that's what really matters. Later this afternoon, I'm going to use their tax filing feature. I'm a late filer but I have all my records standing by. I will be back to continue the review on that as part of my meta-take on Chime's banking service. (crosses fingers) Whatever happens, I'm blaming the IRS. But all jokes aside... stay tuned. I found Chime outperforms Varo Money as a Neobank... and if you are in a tight place, needing to reboot your financial journey... Chime fits the bill.
Sonia Meza
Chime has really helped me with my…
Chime has really helped me with my credit and I like getting paid 2 days earlier than anyone else!
Sean Bruce
Chime has a lot of benefits if used a…
Chime has a lot of benefits if used a tool. It won’t let you overdraft and you know exactly how you can spend. There are “no frills”, but that also means no exorbitant fees .
Derrick white
Best online banking platform
Best online banking platform. I left my bank 10 years ago to join chime and I have been a satisfying customer since. My credit score is constantly on the rise and my money is safe and secured. Thanks for everything chime
Timothy Mccollum
Great it really good so join asap thank…
Great it really good so join asap thank you
Rita
Great job Chime!
I love Chime. Moving from Italy, it was a shock to find out banks here charge you a monthly fee just to keep your money in there. With Chime, no fees! 3.75% API is also incredible for my savings. Direct deposit opened up the ability to deposit checks which was needed for me. And I can automatically deposit a percentage of my pay to savings. Customer service has always been good, and I recommend chime to all my friends that need to build credit because of their credit card.
Teri tesch
Best move I have made for my banking to…
Best move I have made for my banking to be thru chime. I always tell people about chime and to use this . Thank you very much
Chris Nichols
Great app
Great app. Never really had a problem. Helped me out a bunch of times. 5 stars. Wish they did loans 500 to 1000. Or more would be fantastic. Thank you Chime
Garry Harris
One of my top 3 banks of all time
One of my top 3 banks of all time
Ran Doe
Great service.
Great service.
Edrinna Harrison
Live it live it live it
Live it live it live it
Dawn White
I love my chime account
I love my chime account. I haven't had any issues with them. I love not paying extra fees that my normal bank account charges me.
Angela Kinney
I get my my checks 3 to 4 days early
I get my my checks 3 to 4 days early. Really convenient and easy to use without having to do with banks or people
A. N. Moore
Chime is a great bank for social media…
Chime is a great bank for social media users! You can get rewarded for tipping and adding Chime links to your social media accounts. And participating in their on line events. If you don't like I do because I don't have social media after 11 years of direct deposit I'm still at $90 boosts.
OLEVIA OTIS
Chime has helped me boost my credit…
Chime has helped me boost my credit scores and I always have money on hand. Thank you chime 💖
WaywardSpartan
Everything has been great
Everything has been great. A MASSIVE help with the available loans!
jasmine smith
Wonderful
Since I have been with you I haven’t had any problems. I am also building my credit.
Mary Whiting
Every thing is great you are there when…
Every thing is great you are there when I need a little help and always there thanks
becki hyman
Easy to navigate awesome help chat…
Easy to navigate awesome help chat being able to lock your cards
Tonya Turner
Chime is the BEST thing EVER!
Chime is the BEST thing EVER!! The app is user friendly & more than anything, NO OVERDRAFT FEES! And let's talk about Spot Me. This has saved me many times when I was between paydays. Chime is a Godsend!! Customer service is great, too!
Sheri Lynn Beck
Chime has helped me so much
Chime has helped me so much. I was never good at checking bank accounts but I've gotten better. Chime has taught me how to manage my money, finances and spending. I don't know what I would do without Chime. I plan to always stay with Chime. I've been using Chime about a year. It's the only banking account I'll ever need because it's more than just a bank.
Christopher Hess
It was easy to use I like it
It was easy to use I like it. I have a aphasia caused by a stroke, and it was so easy to use.
Mrs Flowers
I enjoy the ease of use
I enjoy the ease of use , from completing a direct deposit all the way to moving money around ,changing your virtual card instantly I mean I love it! The only thing that I have a discernment for is MYPAY . The amount keeps changing even though my direct deposit stays the same . I feel that as long as it get paid back they’re shouldn’t worry about my spending habits ..even still I love CHIME ❤️
Glenn Hansen
Great
Great service
Lisa
Chime has been outstanding with the 6 years I've been with them
I have been with this online banking service since 2019 and they got me through the ups and downs in my life, I have increased my credit score by almost 100 points through credit builder and now that I have a really great job I am sticking with them instead of going with traditional banking, I highly recommend them
Mary McMillen
I love the convenience
I love the convenience. Only drawback is going to a store to put the cash in. I have savings, credit card and debit card. I don't know about checks because I don't need or use them. I do wish that They would attach themselves to a Mobile money transfer from someone else. Like Zelle, cash app, etc.
Ismail Fatiga
I really not with the current…
I really not with the current situation’,the scam has occurred more space and that not acceptable……………..
Lee Lee Turner
Building my credit has been a good…
Building my credit has been a good thing but I can not get any of the 200 money promotions because my family has chime already so it’s kinda hard of annoying. But Chime is my primary.
Timothy Williams
i love using chime so much
i love using chime so much
Mikey Attardo
I have sent link to two friends over…
I have sent link to two friends over the years. And they have joined and gotten direct deposit. One last month John Simonelli. It’s the second time I got no $100 for inviting and having friend join. Not happy with this. I’m done sending friends to chime. Cause you do not honor your end. Michael Attardo and John Simonelli. Should revise the 100 $.
Marianne
I was with another bank for years They…
I was with another bank for years They used my info. And opened accounts in my name that I had no control of. I heard about Chime and thought I would give them a try. This was the best choice I have ever made in my Life . They are always there 24/7 and always courteous and respectful and willing to help. They have been over and above board with helping me when I couldn’t get answers from thoese I deal with to get product or refunds . Do more for you than Pay Pal or any credit Card Co. as long as you try and send them you correspondence and records they will help. They say 90 days I have had results in 15/30 days they take their customers very seriously. I recommend Chime to all my friends and even to others. They are one Awesome Co. to deal With Thank You Everyone at Chime for helping me keep things legit and up to date.
Anthony Juarez
CHIMEN & DIMEN
Chime is had a major positive impact on my finance organization & credit score which had risen nearly 200 points with Chime’s Credit Builder being the main reason. My issues which have been minor & rare have been few & far between with each being handled in a timely fashion. Thank You Chime Corporal Juarez A.
Cantina Morris
I like chime but have 1 issue with…
I like chime but have 1 issue with them. I been a member for over 5 years and my spot me base is only 40 dollars. I know people who been a member for 1 or 2 years and they spot me are 100 to 200 dollars that's crazy. I get deposits every 2 weeks faithfully and my spot me ain't moving. I even referred 2 people. Im really upset about this and called regarding this matter and still no change so because of this im only giving 3 stars and if this matter ever gets fixed I will give 5
Tanya Stambaugh
Best app ever
I have used Chime for over a year and its the greatest app i have ever seen. When i need money the mypay advance comes on handy so much and when i get paid it takes it directly out of my deposit.
Linda Gamblin-Gaddis
Chime is the best thing since the…
Chime is the best thing since the invention of sliced Bread.Chimes online banking should be rated as number 1 in the country. When they say it was created by Love,they really mean it. From the day my son recommended Chime to me I have had the best customer service at any financial institution I have ever had. From spot me to my pay, I have adequate coverage and am never hungry. God Bless the creator's of my Chime.
Cynthia Taylor
All in one banking
I don't even know where to begin in reference to all the benefits I've experienced since choosing Chime for all my banking & bill paying needs. From Spot Me to MyPay to the interest I receive on the funds I put in savings to the no credit check personal loans to pay anyone to improving my credit score through Chime Credit Builder & Experian bill pay credit builder to receiving my pay a minimum of two days early to Spot Me Boosts---- should I keep going lol
james
I have been banking on line for over 20…
I have been banking on line for over 20 years and since I switched to Chime, I have been very satisfied with how my accounts have been handled.
April
When you need that lil help you can get it done
I love chime, but they need to change somethings,if they allowed you to do spot me instead of my pay. It doesn't allow you to take off what a reasonable amount, with spot me I could do 200 and give it back from my direct deposit.
Jimmy Stevens
I was released from prison 1year and 6…
I was released from prison 1year and 6 days ago. I needed a bank and Chime was there for me. Thanks Chime
Marco
Best decision I made 5 years ago.Used…
Best decision I made 5 years ago.Used to pay a company to rebuild my credit.All they did was take my money credit score never went up.Thanks to chime it has gone up over 100 points with credit builder.Thanks you chime
Kimberly Ellison
Best Bank I've ever had!!!
Best Bank I've ever had!!!
Bonita
I love chime they have helped me so…
I love chime they have helped me so much. If I need help they are there and very friendly. Please keep that going. I couldn’t ask for a better bank.
ruth santana
Chime is the best online banking ever I…
Chime is the best online banking ever I am So grateful for this platform. Not only do I get my check early. The $500 Advanced has saved me more times than I can count. My credit has soared too. I love chime will recommend to anyone
Scott
I love my chime account cause u can get…
I love my chime account cause u can get money sent to you from anyone's account even if it's not a chime account.
Rita Stockton
I love chime been with them for a while…
I love chime been with them for a while now they are the best
Danielle
Chime is the best
I have been using Chime for a year and I love it. I plan to continue to be member for years to come. The app is easy to navigate. The notifications received are simple and relevant.
Ruga
Great experience!
Great experience!
Sybil Finley
I love using chime because whenever I…
I love using chime because whenever I need money for a little bill my pay or boost me helps a lot I haven't missed a bill payment.
