Chime Review
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Reviews 11444 
John
Good app and best
Good app and best
Nina Salaam
Chime helps me Save...
Chime overall company is great they made a great invention when they created the Chime card I love chime it helps me save helps me pay my bills helps me you know borrow when I don't have it I love it if you don't have chime you need to sign up that's my own personal opinion
Rob
I enjoy being able to access my account…
I enjoy being able to access my account mobile wise. The Spot Me feature and my pay have helped me out of bind numerous times- Chime IS GREAT
Anthony Bocchino
Awesome Banking!
Awesome service! Have had for years. Easy to use, and they are incredibly helpful. Very professional and secure! A+
T. Evans
Highly satisfied, highly recommend
My banking experience through Chime has been excellent. Spot me has been a lifesaver when there were more expenses than available funds between paydays. Paying bills with my Credit Builder card has boosted my credit score tremendously and I have scored many cash back deals on fuel that have saved me a lot of money, especially when used in conjunction with other rewards or loyalty programs. As a Chime+ account holder I also receive 3.5% interest on my savings account and with free round-up transfers from checking and credit builder card purchases my savings continues to increase with no effort on my part. My pay is direct deposit to my checking account and through Chime I have a portion of every deposit put on my credit builder account and a portion sent to my savings account all with no fees. By connecting accounts with other financial institutions where I hold accounts I can transfer funds between accounts, with minimal fees if any. Sending money to friends and relatives that use other banks or services such as PayPal, CashApp, etc is quick and easy through the Chime app on Android or iOS. I highly recommend Chime.
Mello Tha Pro
The new Cashapp will
Great app , basically just like cashapp only better
Terry Tribbett
6 yrs strong.
6 yrs strong.. i rock with chime
Julia Rye
I love this account
I love this account! It’s helpful and secure. I have told several people about it. My granddaughter is a member but I never received my benefit from the referral. That’s my only complaint.
Alex
I enjoy receiving my paychecks early!
I enjoy receiving my paychecks early!! Mypay isn’t what I expected it to be but other than that, I am enjoying Chime!
Marsh Sims
credit builder that is great for the elderly
this company is helping me build my credit in a great way and allowing me to get a handle on my finances and build a positive lifestyle
David
I have had chime a few years now and…
I have had chime a few years now and have slowly built up to getting more my pay which helps me with the inflation so high it hard to make it to the next paycheck. Thank you for taking care of my issues and being reliable.
Deirdre
They understand why things happen and…
They understand why things happen and when they see a error has occurred they protect and give ur money back
Louis
Easy accessing to money in my pay spot…
Easy accessing to money in my pay spot me
Barbara Manley
Haven't received Chime debit/credit…
Haven't received Chime debit/credit card on Nov 26th. Now it is the Nov 28th. Still no card.
James Bowers
Has it comment of ups an down but more…
Has it comment of ups an down but more ups than anything good service an opportunity
Timothy Lockhart
I have been using chime for about a…
I have been using chime for about a year now and it is the best banking app I have used customer service is very helpful and I would recommend it to many others
Gloria
My experience has been awesome
My experience has been awesome. They offer more than a regular bank. No extra fees when borrowing from your pay check or spot me. They now offer loans which is great. Also, if you have a a transaction thats seems sketchy the will notify you through text and also call you. Been with chime about 4-5 yrs. If you don't have chime i highly recommend them.
Christine Smith
Pleasantly amazed
I’ve been with Chime several years now, and I have had great success. To be honest, I didn’t wasn’t sure being that it was a “pay card”, that I could do everything I need/want. Anytime, I have needed anything, Chime has taken care of my requests.
Ashley B
I wish they had expedited card options…
I wish they had expedited card options for shipping and everything but tbh best banking I've had . I have no complaints!
Toy Broadus
Chime is absolutely awesome as a…
Chime is absolutely awesome as a starter bank account. I love they go above and beyond to satisfy there costumers
Lorenzo
It’s a great banking app to have
It’s a great banking app to have, plus the SpotMe is a good tool to use as well as all the other tools for your use.
Michael Harris
I love chime bust bank I had in years I…
I love chime best bank I had in years I recommend them to anyone that’s tired of paying overdraft fees
Marie Cannon
I’ve been with chime 4 months and I…
I’ve been with chime 4 months and I love it
Denise Heath
I love Chime!
I love Chime!! Better than any bank I’ve ever used. No fees. Overdraft protection. Easy to navigate site. Love Love Love
Richelle Davis
Best bank there is
I’ve been a Chime member for seven years and honestly no complaints at all! The benefits just keep getting better and better!! They’ve help with my credit and spot me has saved me more than once and now they have my pay and I’ve just gotten to upgrade to a new card couldn’t be happier!
Amy
Would definitely recommend Chime
I have been with chime for some time and have no complaints. I have recommended chime to others including my children. The reps have always been super helpful. And I love being able to get my pay two days early.
Trace J
A great banking app
A great banking app. I’ve been using chime for 4/5 years and have been pleased with the experience. It’s the easiest banking app I’ve used and even when there was a small issue, the team was quick to respond and help through the processes.
Sharon Mayberry
ALL I WOULD LIKE TO SAY IS I LOVE…
ALL I WOULD LIKE TO SAY IS I LOVE CHIME. THEY WATCH OVER ME &Y ACCOUNT, MAN I LOVE THAT! U WANT TO PERSONALLY WANT TO THANK THEM FOR BEING THE BEST. AFTER 40+YEARS THEY DO BANKING THE WAY IT SHOULD HAVE BEEN ALL ALONG. 💛💛💛💛
Stephen G. Barr
I've been using Chime for a year now as…
I've been using Chime for a year now as my primary banking app and get my social security direct deposited. It is a great central banking hub and I've never had any issues and it links well to my other apps such as Cashapp and PayPal The only reason I'm not giving them 5 stars is the come on advertising of $200 spot me which I don't know anyone who's gotten more than $75
Shannon O'Neil
I love Chime because of the Spot Me…
I love Chime because of the Spot Me feature, excellent customer service and Ivr almost always gotten my direct deposits early
Tabatha
Chime has my back
Like getting paid 2 days earlier. Spot me helps me in a pinch
Ashley Corrigan
I’ve been using chime for years I love…
I’ve been using chime for years I love it and I trust it, I get my checks two days earlier and they also allow me to barrow money when needed I’ll forever use chime
Jamal Johnson
I like Chime
I like Chime, and all theh have to offer. The Spot Me, and My pay feature are great. The only problem I had with them was trying to deposit a check thru the mobile app. They denied the check, and said it couldn't be processed. I don't know the reason, but that had me very frustrated luckily I keep multiple accounts. My other account took it immediately thru the mobile app, and processed it.
Tonja
This is my one year anniversary with…
This is my one year anniversary with chime and it has been a great year.
Tiffany Daniels
Sister told me about Chime
I was hesitant at first, just don't trust anything these days. Chime has literally blown my mind with how legit it is. I absolutely love the spot me, sending boosts to my family ❤️ and not to mention the credit building option. It really works and so fast. My credit score went up 20 points in one week.
Sabrina Davis
I really enjoy my chime account
I really enjoy my chime account. Able to have a card that not only to pay my bills but also helps with credit. Spot me is another awesome thing to have
edna greenlee
It's better than a bank because the…
It's better than a bank because the bank charges a monthly fee and Chime doesn't which i really helpful.
Bruce Feith
I have been with chime a very long…
I have been with chime a very long time. They have come a long way. There are some things that need improvement but overall very happy. I have referred three people to chime but I have never received a dime. But their platform and how they handle my banking needs are great. I will not say one thing bad about the system because it only has gotten better over the years. Thank you Chime but we do need to talk. Keep up the great work.
Tyler Brinwall
I love chime banking and am very proud…
I love chime banking and am very proud to say I have banked with chime for quite a while without flaw they are always willing to help me with any issue that may come up. Thank you chime for all you do.
Victoria White
Great happy helpful people pleasant and…
Great happy helpful people pleasant and mindful
william grotendick
Being able to get money from my wife…
Being able to get money from my wife for food being able to take money from my cash app put it on my chain and put it back on my cash and put out any fees or nothing change the way to go once I get my job I can hook up my direct payment time is the way to go I give you five stars for sure
Rosa carrasquillo
The best bank for me i love chime
The best bank for me i love chime
Kerry Garcia
I absolutely love how Chime offers
I absolutely love how Chime offers, loans, My Pay and spot me. These have all served me. Speaking with customer service has always been pleasant and they solve and or explain my issue. Thank you Chime
Eric Shoemaker
Chime best online bank
Due to me the only income coming in chime has helped alot with there spot me program. It's got thru some tuff spots. Yes you pay it back but no fees and that's what's awesome .
Ken Taylor
Chime Was There When I Needed It Most 💚
Chime Was There When I Needed It Most 💚 I don’t usually write reviews, but Chime deserves this one. When life threw curveballs and I needed real support—not just a bank, but a lifeline—Chime showed up. Whether it was early direct deposits, no hidden fees, or just the ease of managing my money when things felt chaotic, Chime made me feel seen and supported. It wasn’t just about features—it was about timing, trust, and feeling like someone had my back. I’m grateful for the peace of mind Chime gave me when I needed it most. That’s why I’m still here. That’s why I’ll keep recommending it.
Shranda
I think with the loans and MyPay should…
I think with the loans and MyPay should be easier to get and use. The money should release as quick as they take it back. Needs worked on.!!!!
Casey Carson
Everything
Everything
VANESSA PORRAS
The easiest way of online banking
The easiest way of online banking, in mexico and everywhere i go. The loans are easy to get and pay. The most HONEST BANK I’ve known.
Nancy
Having chime kept me from having to ask anyone for money
I’ve been a chime member for over 5 years and I can honestly say that it has truly been a huge blessing to me! There were times when I didn’t have money left after paying bills and spot me was right on time and I could also borrow money from my paycheck before I got paid which was a big help also! I love me some Chime and I’m rocking with them until the Chime stop chiming 😃😆🥰❤️
Kimberly Thomas
CHIME IS THE BEST
I love Chime! I have recommended Chime to my family and friends. The my MYPAY and SPOT ME features are amazing! I am a Chime member for life! Kimberly
T Rich
I love the spot me
I love the spot me, get paid two days early and no overdraft fees. Also love that I can build my credit score
Monica
Easy app to understand and haven’t had…
Easy app to understand and haven’t had any issues
C.A
Pretty decent
Pretty decent, not much to complain about other than my PIN being wrong for more than almost every purchase at 7/11, and them having to resend my mail like 5 times.
Blake Schwier Luna
I LOVE THIS APP!
I LOVE THIS APP, Speed, dependability and most of all ease of use, great app, 10/10 :)
Shane Donahoo
Quick and easy.
Quick and easy.
Mark Young
Chime is ok sometimes you have to…
Chime is ok sometimes you have to correct them on things or bring them up to speed. But they are pretty good especially with your credit. But I'm wondering why they don't do more for customers that have anniversaries.
Kailin Carroll
I love chime
I love chime
Jean Marc
I used to like chime but suddenly they…
I used to like chime but suddenly they updated their policy and now my money disappears from my bank account without any warning or explanation. I am now looking for a new bank.
Ken Kelly
I love chime I've been with him for…
I love chime I've been with him for about 5 years and they've always been punctual on the customer service I've never really had any problem out of them they have awesome benefits and awesome features and they'll spot you and help you make it through life the way the economy is we need that sometimes so they're awesome I give them a five star
Trisha Smith
Chime is the best
Chime is the best . They help you out in every way possible. Would recommend to anyone.
Carlisa Green
Chime has been a life saver for me
Chime has been a life saver for me! They offer overdraft at no charge, My Pay until payday and they also offer loans which actually reports to credit bureaus. I have been a member for years and I'll never leave!
Dawn Gaskill
Chime has been the best banking…
Chime has been the best banking experience in the 3 years I've been with them , I trust them with my everyday banking . It's very secure and easy mobile app. Thank you for everything you do I highly recommend Chime
Niobe Perkins
I have had chime since 2018 & I have no…
I have had chime since 2018 & I have no complaints.
Cherie Moreno
Love Chime!!
Love Chime!!! Chime has helped me so much I can’t imagine being without chime..I’ve referred everyone I know a work with to chime. Chime makes the rough times easier!
Tyson Deyoung
Easy to use
Easy to use app. Format is easy to follow, Early Pay is really nice also
Kelcy
Easy to use and reliable
Easy to use and reliable
ANNIE M
I just love the yall
I just love the yall
Lisa Hatch
Very easy and great to use
Very easy and great to use
Raven Hatfield
The best thing ever
The best thing ever
Bridget Jefferies
Happy with Chime
Been with them for a long time never had any issues. I recommend Chime to everyone. I very pleased
Lucietta Ross
Best bank I've ever had
I love that there's no overdraft fee. And I love that I can get a spot me every month. And when in Texas I got a my pay advance which was really good.
