LendingClub Review
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Reviews 9745 
Rhonda
Credit card relief!
I needed help getting my credit card debt under control and Lending Club was there to help!
Iurie Dumitrasco
Great job.
This was easy, thanks.
Tammy Dozier
Easy process …
Easy process glad to have everything consolidated to one rate.
Briancustomer
The process was easy
The process was easy. I received my loan in a few day's. I recommend LendingClub.
BETHP
This company is great
This company is great. Ease of applying, the rate, the closing of the loan. Everything went fast and smooth. Whenever I need a loan for anything, this is where I will go. Thanks, Lending Club.
Just answer Customer Yvette
The application process was easy and…
The application process was easy and fast, the website is very accessible and has everything you need on the site.
Philip
The transaction was easy and fast
The transaction was easy and fast . Very confident with the process.
Frances Y. Mason
Quick and Easy
The ease of the process was a great experience. It was quick and easy.
AB
Quick and easy application.
Quick and easy application.
Amos Thornton
The process was very fast and easy.
The process was very fast and easy.
leland
Fast and smooth
Fast and smooth. Very easy from beginning to end..
K Bashasha
You were patient with my paperwork…
You were patient with my paperwork issue and your rate is good
John
Very helpful and quick to respond…
Very helpful and quick to respond within 24 hrs
Эльмира Чичинова
THIS IS GREAT!!
THIS IS GREAT!!
NakibP Hasan
The app works well and is…
The app works well and is user-friendly. Deposits were processed without any issues and the design is modern. There is still room for improvement, especially in support response time, but overall it’s a reliable platform.
Florette Spires
Easy Process
My entire experience with Lending Club was great, from start to finish. They were able to give me good options for my debt consolidation and we were able to settle on a loan.
Sanakat Khan
This is very helpful to me,very rare to…
This is very helpful to me,very rare to see this kind of that can help for loan etc.
Black Panther
Good 👍 you are very good
Good 👍 you are very good
Zipho
Having a clue about what a question say
Having a clue about what a question say
Jharkhand Morch
Requesting a loan through lending club…
Requesting a loan through lending club is very easy. This is my second time consolidating debt using this service. Everything is handled online. There were no surprises and the payment will actually be $200 less than when I was paying each bill separately. Highly recommend. So go and download the app 👍
Adebukola Adekunle
Very Easy to use
I found LendingClub’s website and app easy to use and very clear. The information about loans is straightforward, and the platform looks reliable and user-friendly. It seems like a convenient service for anyone looking for loans.
ISA M.
The service is great
The service is great, good job for your guys！
Courtney
Fast and easy service
Fast and easy service
Bruce
Fast and easy!!
Fast and easy!!
Silke Braun
The support team resolved my issues…
The support team resolved my issues quickly. Thank you
Haseef Hanif
Nice useful app great app
Nice useful app great app
Ayan Shaikh
This is veri good book this is my one…
This is veri good book this is my one of best books in I have seen
MARIA
Applying for a loan was quick and easy
Applying for a loan was quick and easy. Got approval quickly as well.
Pamela
Such an easy streamlined process…
Such an easy streamlined process getting a loan. I would definitely recommend Lending Club to my friends and family.
ADAM LUCHOWSKI
Process was very easy and the money was…
Process was very easy and the money was in my account quickly and my credit card were paid off quickly
Andrew
So simple and quick to get the right…
So simple and quick to get the right quote and deal done. ✅
Marlon
Lending club is very professional and…
Lending club is very professional and easy to deal with no long waiting time. If you're approve today you'll see your money in your account a day or two.
Rafael
Very smooth and quick
Very smooth and quick. I am very pleased that I chose the option and paying off my high credit cards. I can see the light at the end of the tunnel
Aida
The Lending Club Experience
The application was simple and easy to follow. I got the money faster than I thought.
Greg Wintroath
Professional
Professional, fast and easy to use.
Chuck Turner
Lending Club truly made the process…
Lending Club truly made the process easy. I was pleased with how simple everything is in terms of how to get a loan done. Also the time from beginning to completion was very fast, almost no wait time.
Paul
Very easy and efficient to get loan via…
Very easy and efficient to get loan via website. Great interest rate with affordable monthly payments
Ronnie “Ronnie” fisher
It was easy to apply for a loan to…
It was easy to apply for a loan to consolidate my debt. Quickly found out if approved. Fast turn- around time. I'm very pleased.
Mae
Just Takes One Click
It was the easiest loan I have ever applied for! The process was simple and quick.
khalid salem
The approval process was slower than I…
The approval process was slower than I expected, and I had to reach out through chat twice since no one contacted me to request the additional information needed. That said, once everything was approved, the money was delivered quickly. The post-approval experience was smooth
Aliza shash
Honestly impressed
Honestly impressed. The weight is perfect and it doesn’t feel cheap
Bharat Bhushan
Streamlined Borrowing with a Modern Banking Edge
LendingClub has long been the "elder statesman" of the fintech world, transitioning from a pure peer-to-peer (P2P) marketplace to a full-scale digital bank. If you are looking to consolidate high-interest credit card debt or fund a major home project, LendingClub remains a top-tier contender, though it’s no longer the "wild west" of individual lending. The Borrowing Experience The platform’s greatest strength is its user interface. The application process is incredibly streamlined; you can get a rate quote in roughly two minutes with a soft credit pull (meaning no hit to your credit score just to look). LendingClub is refreshing in its clarity. They clearly layout the APR, monthly payments, and the origination fee (which typically ranges from 3% to 8%). Speed: Once approved, funds are often deposited within 48 hours. Their "Member Center" is intuitive, making it easy to set up autopay or change payment dates. Investor & Banking Evolution For those on the other side of the coin, the "investor" experience has shifted significantly since LendingClub acquired Radius Bank. While the classic P2P "note" investing for individuals has been phased out, the platform has replaced it with high-yield savings accounts and CDs that consistently outpace traditional "Big Oil" banks. Where It Falls Short It isn’t all sunshine and low rates. LendingClub’s origination fees can be a bitter pill to swallow compared to competitors like LightStream or SoFi, which often charge zero fees for borrowers with excellent credit. Furthermore, if your credit score is in the "fair" range (mid-600s), you might find the interest rates a bit punishing. LendingClub is a reliable, high-tech solution for middle-to-high-income borrowers who value speed and simplicity over hunting for the absolute lowest fee. It’s a "boring" fintech in the best way possible—it works exactly how it says it will.
Andrea Massoud
The easiest and most simplified way throughout the process!!!
Your easy and simplified way to apply and be approved made a great difference among your competitors: transparent, lean, updates, always present along the way! Thank you!!!
Donald
Money arrived on time
Money arrived on time. Everything done online. Customer service very helpful. Would definitely recommend Lending Club.
Eric Mercer
The EASIEST loan experience I’ve ever…
The EASIEST loan experience I’ve ever had! Great rate and very fast disbursement of the funds. If you’re paying off cards, let them pay your creditors direct, they give you a better interest rate! Simple on line application and in 15 minutes I was approved!
Paul
my application was easy and trouble…
my application was easy and trouble free. Along with quick funding and rapid response to any questions I had my loan was definitely a five star experience.
Angela
Easy and transparent!
This is such an easy stress-free application process. They give all your options on terms and rates so you can make your own best imformed decision. Approval was fast. Received my money fast. I had to call them once awhile ago and it didn't take forever and i got to talk to a real person. This is my 4th loan with Lending Club and I'd definitely use them again!
Erik
Fast and easy and good
Fast and easy and good
Nay
I had a really great experience with…
I had a really great experience with The LendingClub. I used them to consolidate my debt, and the entire process was smooth, straightforward, and stress-free. Everything was clearly explained, there were no surprises, and the platform was easy to navigate from start to finish.
William Grivas
Everything professional and high level …
Everything professional and high level impressive company
Jennifer
The application process was very easy
The application process was very easy. I was approved within minutes and my credit cards were paid by them in just a few days!
SAPPER
The best if they came through so fast…
The best if they came through so fast at the time of need, in less than 24hrs the loan money was funded to my account from beginning to end. YOU ALL ROCK !!!
Jeanine Morgan
Great service
The speedy time from application to payments being made to my credit cards and balance deposited to my checking account
Roxana
I love it
I love it! Easy process. Team was on it as soon as I submitted the app. Heard from them in no time. Thank you so much LendingClub team!
Hector Quimby
One of a kind experience!
Words cannot explain how incredibly happy I am that I chose to get my personal loan through Lending Club. I almost got it through another company, but it was such a hassle, which is what caused me to hesitate to go through with it. However, this has been hands down the fastest and easiest experience I’ve ever had with regards to any type of loan. The process was quick, and the money was there within two days of completing the application!!! As far as Personal Loans go, in my book there will never be any other company to consider other than Lending Club. I have started referring all of my friends and family who are looking for a personal loan, so they can also have the best experience! Trust me, 10/10 company!
NEIL
Easy peeezy!
Quick, easy, simple. Under promised, over delivered.
James
The simplicity of the system
The simplicity of the system. I am a satisfied customer. Thank you.
WARREN
Everything was done in a very timely…
Everything was done in a very timely manner and just like they said it would. Only I would have liked a lower monthly payment but it’s still not bad
Robert
Timely
Timely, easy, honest, very helpful, you will always be my go to, great to have someone to keep the wheels turning!
ANTHONY
Application process was easy,judgement…
Application process was easy,judgement free
KAMAL
Kamal
Read Reviewed
Samantha York
It was early and money was fast to be…
It was early and money was fast to be deposited. Excellent experience
J Williams
Lending Club got it done fast and easy!
Lending Club made it super easy to get my loan and they are saving me thousands with the substantially lower interest!! I applied online and didn’t even have to speak to anyone —APPROVED and the money was in my bank in 48 hrs!!
Md. Fahim
Nise berey tanjet
Nise berey tanjet
GREGORY
Love how easy and efficient customer…
Love how easy and efficient customer service was to guide me thru this application
Carolyn
Easy
Easy, clear, fast
Dawn
Lending Club made it easy and fast to…
Lending Club made it easy and fast to get a loan. I really appreciate the support!
Danny
Great rates easy process
I received a loan offer through a credit reporting agency. It took me to multiple offers from multiple lenders. Lending Club had the best rate and terms. The process went smoothly all done from the comfort of my sofa. lol The money was paid to accounts very quickly. I will use this company again when needed.
Max Ventura
Good experience
Good experience. Thanks
Kathlyn
The process was very easy
The process was very easy, the money was sent fast. I appreciate the help!!!!!!
Aisha Phillips
This website pay me loan when i need…
This website pay me loan when i need urgently with zero interest.
Mark Lee
Everything went great
Everything went great, very satisfied, thanks, Mark Lee
Keith Allen Williams
Upon receiving the loan offer
Upon receiving the loan offer, I initially expressed skepticism regarding its terms and conditions. I subsequently scanned the provided QR code, which directed me to the online application platform. After submitting my information, the loan was approved within one minute. The company presented two loan amounts—$45,000 and $49,000—, and I chose the lower amount, which adequately met my needs. Within forty-eight hours, the majority of the loan funds were transferred directly to my bank account, with the remaining balance deposited on the following day. I used the loan proceeds to pay down an existing debt, which enabled me to save approximately $1,300 per month in payments through debt consolidation and reduced interest expenses.
Ft
simple application and fast turn around
simple application and fast turn around
Mario
It was quick and simple
It was quick and simple
Chauntel Jones
Karma
Once everything was submitted it was a smooth, speedy process.
Randy
Your decision was very quick and so…
Your decision was very quick and so were the funds, thank you.
Yvette
Yall are the best!
Yall are the best!
Raza Boss
This very nice and very good things ok…
New platform. Website not attractive but good min deposit 100 INR. no issue with deposit. I didnt win but will play, deposit amont low.
Tyler
Everything is okay
It is easy to use and well organized. The platform is straightforward and everything is clearly explained. But I wish they had 24/7 support
SP
It was an incredibly easy application…
It was an incredibly easy application process and the review and approval was expedient. I opted for Lending Club because of their competitive rates.
Cynthia
LendingClub is very efficient
LendingClub is very efficient. I received my loan in a few days. No hassles. Their rates are good and payments are manageable.
Khan Dehpal
Nice bank in all conditions
Nice bank in all conditions
Dana
very easy instructions quick customer…
very easy instructions quick customer service help when needed. It was just a great experience easy experience.
Robert
So easy and Great Interest Rate!!
So easy and Great Interest Rate!!
Scot Creveling
Complete professionalism
It was handled very quickly and seamlessly.
Ashley
Extremely easy and fast
Extremely easy and fast
BARBARA
It was really a simple process
It was really a simple process, the application was easy, the response was fast there was no stress, I will use them again in the future if I need too. Thanks for your support.
Joseph
Very fast and easy
Very fast and easy! Helped out very much. Thank you!
Aditya
Best platform!
Best platform!
Anna
Simple process
Requesting a loan through lending club is very easy. This is my second time consolidating debt using this service. Everything is handled online. There were no surprises and the payment will actually be $200 less than when I was paying each bill separately. Highly recommend.
C Jacobs
Quick and easy process
Wow. Can’t believe how fast I wasn’t able to get my loan. The process was quick and easy including the process of setting up my automatic payment.
Carrie
Quick funding..
Quick funding.. I was very pleased with the quick turnaround in getting my top-up loan approved and funded. Glad you are using the PLAID software to expedite. Keep up the good work. I was able to get some more of my household projects scheduled and now work is in progress. Will continue to do business with you, I am a satisfied customer.
Stephen
It's easy!
It is extremely easy to fill out the form online. Approval happens very quickly. This is my second time to borrow from Lending Club. The interest rate is very fair.
Paulette
Lending Club in the nick of time …
I got a little bit further into credit card debt that I needed to ’o happy that I had it to do. Lending Club to the rescue. I was able to trade a high interest credit card debt for a low interest top up Loan and it was a lifesaver.
John
Easier than a credit card purchase!
Easier than a credit card purchase!