Advertising Disclosure

Upgrade Review

Find a customized quote easily

Reviews 53570

Kelly D Cruz

2026-01-19

The process was simple and fair

The process was simple and fair. The funds moved quickly

sarahc

2026-01-19

3rd time here

Easy, fast, and an unintimidating process. This is my third time working with upgrade. I have been satisfied with the services each time and I will continue to work with them.

Andrea Jacobson

2026-01-18

Fast and easy to apply

Fast and easy to apply. Outstanding customer service

RALPH SCHLAFF

2026-01-18

It's was quick and easy and the money…

It's was quick and easy and the money was in my account in 24 hours.

Manuel Puga

2026-01-18

Great service,very professional

Great service,very professional

SC

2026-01-17

Great products

Great products! Great customer service!

Gwenetta Cullins

2026-01-17

It was a Great and easy experience

It was a Great and easy experience. Quick and easy.

Mario Peeples

2026-01-17

The process was super fast and easy

The process was super fast and easy! I did the application on Saturday night and had the money in my account on Monday afternoon!!!

Lynda Sloan

2026-01-17

The service was professional

The service was professional, easy and very quick. I'm looking for an overview and total of all the credit cards that were paid off

Heather Owens

2026-01-17

Fast and easy

Fast decision Fast delivery. Absolutely recommend

PABLO COLON

2026-01-17

You guys are great

You guys are great! Thank you!

ANTHONY

2026-01-17

The loan process was very easy from…

The loan process was very easy from start to finish. I received my funds in a few days. Will definitely use them again when I need a loan.

Johanna Eckert

2026-01-17

Fast and easy and money was deposited…

Fast and easy and money was deposited next day

Walter Gamez

2026-01-17

Im new

Im new. But my application when fast easy service. Love my card.

Elenora Golson

2026-01-14

Quick customer service …

They were great in assisting me with my request due to me having a small problem with internet. My only issue was I asked to increase loan and clerk said "i went past that part" and would not go back to it.

charles moss

2026-01-14

speedy and courteous

the speed and curtesy with which they do business and make the customer feel as they are the most important.

busuyi ogundele

2026-01-14

Great service

The service was quick and professional

Carlos Giordano

2026-01-14

Easy application and quick funding

Easy application and quick funding. Only issue is communication. The text and email alerts don’t necessarily reflect what is actually happening in application process so it is confusing.

Troy S

2026-01-14

Quick and fast funding.

Quick, fast and no behind the scene fees.

JL

2026-01-14

Easy and quick approvals

Quick approvals, quick transfer of funds, and steady communication alerts throughout the process. High marks for great customer service.

Stress free

2026-01-14

Relief

Upgrade was very quick in looking over my credit and had a check deposited in my acct within 2 days. I would have never thought that I would get help so soon to reduce my debt. Upgrade has eliminated all my stress by helping me reducing debt and making it easier to just make 1 payment per month.

Ricardo Baltodano Perez

2026-01-13

Smooth and simple to apply.

Smooth and simple to apply.

Nicole T

2026-01-13

Quick and fast approval process

Quick and fast approval process. Provided the needed funds quickly. Reasonable loan terms and payment options. I highly recommend Upstart for your lending options.

Anita Phillips

2026-01-13

Very easy to achieve the loan

Very easy to achieve the loan

customer

2026-01-13

Very friendly helpful information…

Very friendly helpful information thank you

Jeannette Mendoza

2026-01-12

The ease of getting a refinance loan.

The ease of getting a refinance loan.

J.Norris

2026-01-12

The entire process of obtaining a loan…

The entire process of obtaining a loan has been uncomplicated. The representative was very courteous and knowledgeable and answered all my questions. The funds were quickly deposited.

Brian C Smith

2026-01-12

Very easy and honest banking.

Very easy and honest banking.

Rodney Chillis

2026-01-12

Slow system

Slow with information

Annie Aquino- Bernaldo

2026-01-12

Communications

Everyone I spoke to were very professional and knowledgeable.

Chris Lundt

2026-01-12

I enjoy nice people

I enjoy nice people

customer

2026-01-11

Awesome experience!

Easy, fast and the agent was very helpful and friendly!

Merrill Moses

2026-01-11

Excellence

Excellence

Mary

2026-01-11

Application was easy to complete and…

Application was easy to complete and all the information was well presented.

Judy Elmore

2026-01-11

Easy Application

The entire process from start to finish was quick and efficient. My customer service person stayed on the phone with me as I navigated the forms. I am looking forward to paying off my debt with less interest.

Ronda K Butler

2026-01-10

The ease of getting the loan

The ease of getting the loan

DexterBazile

2026-01-10

The service is very much nice

The service is very much nice

Willie

2026-01-10

Upgrade is the best!

Upgrade has been great for me and I appreciate it! I have had zero problems navigating through the website and everything works very well.

Ronny Adams

2026-01-10

D.A. personal loan

The process was fast and easy. Used this company several times in the past with the the same results. Great company.

JC

2026-01-10

Great Service

I always receive great service when speaking with a Rep. I also receive a quick response.

LEWIS JONES

2026-01-10

Quick and Easy Approval Process

Both the request and the approval process were fast and easy to follow!

Annette

2026-01-10

Easy to apply for loan

Easy to apply for loan, quick response for approval and great payment!

Gaynell Lira

2026-01-10

Great service

Great service

John Register

2026-01-10

Stress free process with competitive rates

Excellent experience. Competitive rates and efficient, low stress process.

Curtis Harris

2026-01-10

A very easy process to complete.

The process was very easy and made my experience positive.

Agatha Porter

2026-01-10

This was the most seamless process I…

This was the most seamless process I have ever experienced. I answered a few questions and my loan was funded the same day. Upgrade will be my first choice always!!

ry

2026-01-09

Very fast service

Very fast service. money was in my account fast and cards were paid very fast also.

Harold Davis

2026-01-09

The debt pay down loan application was…

The debt pay down loan application was quickly processed I appreciate it, but for whatever reason, I was unable to make a last-minute modification to the loan so I had to apply for a second loan which I was denied, and I was a bit disappointed about that. I’m sure you had legitimate reasons which is OK and I just thank you for the opportunity to apply for and be approved for the first debt pay down loan thank you

Vincent jackson

2026-01-09

great experience

I had a great experience applying and being approved it was very simple and easy to understand I was moved along in the process quickly and professionally

Bridgett Alexander

2026-01-08

Even tho they want give me a loan they…

Even tho they want give me a loan they have good intentions

K Beverly

2026-01-08

Easy to apply and funds deposited…

Easy to apply and funds deposited almost immediately.

Jordan brooks

2026-01-08

Just a good easy online banking app

Just a good easy online banking app

Anthony

2026-01-07

Ease of loan process

Ease of loan process. Fast funding!!!

Dewayne Stewart

2026-01-07

Nice company to work with had my money…

Nice company to work with had my money 💰 less than 24 hours

Brad Panike

2026-01-07

Second round with upgrade

Second round with upgrade, couldn't be easier. We had collected rotating dept finishing the property on our new home, it was time to consolidate and get rid of it.

Amanda Rodgers

2026-01-06

I have had a good experience with…

I have had a good experience with Upgrade so far

jorian

2026-01-05

What makes the company great to me it…

What makes the company great to me it has help me out when I needed the most in rare time for example buying a plane ticket getting a loan or getting a hotel room. The company has made it easy to apply for a loan an not making it difficult to get , I hope too do business with them more in the future

Hussein Issa

2026-01-05

Nice Job Upgrade!

The process was quick and my loan got approved immediately.

Joe shoumlisky

2026-01-05

Easy to work with

Easy to work with

Kimberly Gause

2026-01-05

Fast and friendly service.

Fast and friendly service.

customer

2026-01-05

Seamless Process From Start to Finish

The process for securing a loan was fast, seamless and straightforward.

Lucille

2026-01-05

I am respectfully thankful to Upgrade…

I am respectfully thankful to Upgrade in acknowledging my honesty and integrity in doing business with the company. Sincerely, Lucille

Timothy Mills

2026-01-05

It was quick and easy !

It was quick and easy !

Dorothy Cox

2026-01-05

Very quick

Very quick, professional and easy

Dasia Kilbourne

2026-01-05

Great experience!

Each representative I have been in contact with is quick, efficient and very friendly. The loan process is simple and expedient. I would recommend UGRADE 10x again.

STEFANIE MONTOYA

2026-01-05

Easy if your already an established…

Easy if your already an established customer.

Edward Kinchen

2026-01-05

Upgrade Review

Need the money just in time

Timothy BALL

2026-01-04

Great card and service but I never got…

Great card and service but I never got my enrollment bonus

Sukarno Brown

2026-01-04

As usual

As usual. My transaction fast and smooth

Francine R.

2026-01-04

No fussiness

It was easy simple and quick with no additional fussiness like most other lenders will put you through

Imee

2026-01-04

You processed my loan very fast!

You processed my loan very fast!

Bonnie H

2026-01-03

It was easy and fast

It was easy and fast

DEBORA

2026-01-03

Upgrade made it very easy to get a…

Upgrade made it very easy to get a personal loan and pay off credit card balances. Unfortunately, they only offer a limited number of creditors you can pay off. And I feel that the interest rate is excessive considering my good credit.

Stephen Carter

2026-01-03

Expedient response and Loan payment…

Expedient response and Loan payment options

CHARLES MANNON

2026-01-03

Great appearance and notions…. Operational not sure yet

Appears to be great products and cover more financial options then most Fintech companies only have yet to utilize anything as of late since opening rewards checking 3 years ago but I’ll update as switching direct deposit this month so hopefully no hiccups

Alvayero Isaias

2026-01-03

Such a pleasure

Such a pleasure. Upgrade has always came through fast when I needed them. Great company.

Michelle

2026-01-03

Lifesaver!…

The application process was completed in minutes! The money was in my account within 72 hours given that it was a holiday week.

Christopher l Graham

2026-01-03

Good account

Good account. Excepting me on my bad times.

Jack

2026-01-01

It was real easy to apply no bs to go…

It was real easy to apply no bs to go along with it thk u

lonny shade

2025-12-31

Easy process & since I’ve had previous…

Easy process & since I’ve had previous loans, they made it quick & simple

chris

2025-12-29

easy

easy, simple directions, quick follow through. veru clear information

Annette Camacho

2025-12-29

Must have or emergency… love this service! …

I love being able to in minuets find out I have the money needed weather it’s for an emergency or a must have immediately. 4th or 5th time for me. Great to always have a backup.

Jose Dorneles

2025-12-29

Very professional and polite

Very professional, politely and patient. I had great experience

Wayne McCaskey

2025-12-29

CC to be paid took MORE THAN 12 days and still NO sign of payment on these cards...but still have interest and payments. What is going on???

CC to be paid took MORE THAN12 days

Top Personal Loans