SoFi Review
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Reviews 10650 
customer
Process was very professional and…
Process was very professional and efficient. Responses were timely and delivered within expected timeframe.
George
Very fast no problems whatsoever
Very fast no problems whatsoever
Bess Bess
The experience was easy
The experience was easy, the interest rates were competitive and the money was sent within hours. I definitely recommend Sofi!
Marcia Coulson
Fast and easy process.
Fast and easy process.
Karen R
Applying for my loan was very easy
Applying for my loan was very easy. I was pleasantly surprised at how easy and quick it was from application to funding. My interest rate was awesome. I am saving a lot of money by paying off my credit cards. I recommend SoFi to anyone who wants to save money.
Heather
So easy
So easy, very helpful and understanding when I had hard questions.
Israel Chaffin
I had a good experience…
I had a good experience working with SoFi. The application process was streamlined, and efficient.
Sharon
seamless from app to deposit
seamless from app to deposit
Cynthia Jones
My loan was approved in minutes!!
My loan was approved in minutes!!
Tom Accardi
A new look at banking
Application for my loan was user friendly and response was quick. I was very pleased with the online experience. Your performance has changed my consideration for my future banking needs. Thank you.
Paula Martin
Great experience for first time user
Application was quick and uncomplicated. Easy to use website. Quick funding and ability to auto pay from my bank so no payments will be missed.
LJEdwards
Fast and Easy!
The process for a personal loan was fast and so easy!
Michael
Very quick and easy !
Very quick and easy !
Stephanie Speight
My experience with SoFi was excellent
My experience with SoFi was excellent. The entire process was fast, straightforward, and stress-free. I was approved quickly and received my loan much sooner than expected. If you’re looking for a smooth, efficient lending experience, they deliver.
Rob
The loan process was fast and easy.
The loan process was fast and easy.
Margo Emmi
Absolutely wonderful
The process to getting this loan was very easy and the interest rate is amazing!!!!
Anna
Using SOFI through Credit Karma was so easy!
Using SOFI through Credit Karma I received the lowest interest rate!! The approval process took a minute and I received the money in my bank account in less than 24 hours. I was really impressed how easy the entire process went!! Their app is so easy to use!! I highly recommend them!!
Jacob Dubas
Great app
Great app. User friendly!
Andre Cross
When I tell you SoFi was one of the…
When I tell you SoFi was one of the easiest loans I’ve ever applied for, it is true. They go over everything with you so there are no surprises or misunderstandings. SoFi made my life easier. Thank you:
David Sullivan
Simple application process and payment…
Simple application process and payment made promptly. Having the option of them paying creditors directly was very helpful. Definitely recommend SoFi!
John
Best experience in obtaining a loan for Financial Reorganization
Best experience in obtaining a loan for my specific concern
G. Brown
Easy and smooth experience with SoFi
Easy and smooth experience with SoFi. I couldn’t believe it. Plenty of options and can do all your banking with them.
Lonita Jensen
Easy site to navigate
Easy site to navigate, quick response, better interest rates.
Christine Morgan
I recommend SoFi for the ease of…
I recommend SoFi for the ease of applying for the loan. How quickly it was approved and funded.
Mark Rackovan
Everything was so easy and complete
Everything was so easy and complete. Fast turnaround and awesome customer service.
Tommie Taylor
Streamlined Process
The process was streamlined, had flexible options to meet my needs, and all questions answered in a timely manner.
Coachfelix Kiptis
Easy to use and access the platform
Easy to use and access the platform. It's flexible and well understood of its functionality. I recommend it's use globally. Thank you
Marvin Taliaferro
Quick on-line application process
Quick on-line application process Fast and convenient process Easy to understand terms
Kendra
Easy, Quick, Done
From beginning to end, the entire process was simple. The application was easy to understand and submit. The wait time for approval was a day and it funded in 2 days. Highly recommend a loan from SoFi rather than a bank.
Justin Garner
The loan process was very simple
The loan process was very simple, quick and easy. I received a deposit in less than 36 hours from start to finish.
Flaannie
Thank you for the quick service.
Thank you for the quick service and lower interest. I am looking forward to reducing my debt quickly.
Leah Bergen
Experience was smooth
Experience was smooth, and quick. Highly recommend!
C Rodney
The loan approval was fast
The loan approval was fast, and Sofi quickly funded the loan. The interest rate was low, and I was able to pay of some of my credit cards directly.
Josh S
So far this has been a seamless loan
So far this has been a seamless loan, applied and withing minutes was approved, and funded with in 12 hours. They also have pretty decent rates and terms.
Kyle
SoFi is the best!
So far the best!
Gina
Easy application on line
Easy application on line, fast approval. I called customer service they were very helpful and great customer service. It made me feel that should I have any concerns in the future I can call without hesitation.
Sheliah
My experience was very easy and quick
My experience was very easy and quick. I was able to see everything I needed to know to make my decision. I did it all online and knew exactly what my payment would be and there were many options.
Lord Charles
SoFi is awesome!
From the start of the process, I noticed that SoFi was going to be a safe, secure, pleasant and easy experience. I never had any doubt about my loan application. No shady business, no shenanigans! It took about two days for funds to reach my account. Thanks SoFi!
Bryan Tennison
greatest experience ever
Great process and was super fast funding. I can assure you this is the only way to go.
Cynthia Fidel
Fast & Simple
The application process was so quick and easy!
Beverly
My experience with SoFi
My expert with getting a loan from SoFi was seamless and much appreciated. The interest rate was much lower than what I owed on my credit cards, which will help me a lot with getting out of debt.
Donald Kilmer
The process to get a loan was easy
The process to get a loan was relatively easy. Website is well built. Easy to use. Communication with SoFi is excellent. I will do more business with them in the future. Highly recommend.
v deda
Amazing.Very fast and proffesional
Amazing.Very fast and proffesional
Dawn
Ease of application process and speedy…
Ease of application process and speedy decision was impeccable. Great rates and easy to use app. Highly recommended.
AL GARCIA
The ease at securing my loan
The ease at securing my loan. The application process was smooth and easy to navigate.
john tally
Was a quick and easy experience
Was a quick and easy experience, also my apr was alot lower than I expected it to be.
Robert Jeffrey Wolter
Refer a Friend BONUS a scam....at least for me
The process was easy and fast ( I assume b/c my credit score is so high). I took out a loan for one of my businesses ( personally ) a 2 year term and have paid all off but 628.00 in less than 11 months . I have held off on paying this off as they offered a refer a friend bonus" that wanted to use to applied towards this small balance to pay in full. HOWEVER THEY MISLEAD BOTH OF US! THEIR REFER A FRIEND LINK WAS BROKEN WHEN HE RECIEVED IT, I SENT IT SEVERAL TIMES WITH SAME OUTCOME. HE HAD TO CALL TO GET HIS APPLICATION STARTED AND WAS ADVISED THEY WOULD HANDLE WITH THE COMPLETION OF HIS LOAN AS LONG AS HE DID ALL THAT WAS REQUIRED ( GET APPROVED AND OPEN A SOFI BANK ACCOUNT). WELL GUESS WHAT, 6 MONTHS LATER NO REFERRAL FEE AND WHEN I CALL I GET FOLKS OVERSEAS AND SIMPLY TELL ME I AM OUT LUCK AND NOT IN GREAT ENGLISH. THEY WOULD HAVE A 5 STAR RATING BUT HAVE RUINED THAT WITH THEIR SCAM.
Larry Sirgany
Super convenient
Super convenient, good terms, will definitely use again
Jacques Chouinard
The process was simple and the wait…
The process was simple and the wait time was not long.
Joseph Licastri
Ease of application
Ease of application, quick response on application, multiple options for deposit and repayment.
Karen Pelletier
The quick and easy.
Thank you for the quick and easy way to loan. The experience was impressive. I was funded the same day. I would choose Sofi again.
Jack S
SoFine!
SoFine!! A++
Debra
Quick turn around
Quick turn around
James Cypher
The process of obtaining a loan was…effortless
The process of obtaining a loan was easy and straightforward! Once approved money was in my account within 24hourd
JANIE
Service great!!!
The experience online, I received in receiving a personal loan was awesome and easy. Completed the application online and within a day or so I was approved. I think it took longer because they needed my signature and I didn't check my emails in a timely manner. Once I signed online,the next day I received the funds. I didn't even had to talk to anybody. Great service. Keep up the good work SoFi
Dillon Schrichten
I have no problem with them.
I have no problem with them.
Ayellor Karbah
Life Changing Experience
My personal loan experience with SoFi was truly life-changing. The application process was simple and seamless, and the funds were delivered swiftly at a 5% interest rate. This was more than a blessing. Thank you, SoFi, for strengthening my financial journey.
J Phelps
SoFi is has a very cool app, BUTTTT....
SoFi is has a very cool app and platform. I began using SoFi maybe 15 or so years ago when I took out a personal loan. Afterward, I started using the Money account after paying off the loan. I then began using the Invest account for trades. Once they introduced the 4.0+ interest rate, I moved majority of my cash to the Savings account. However, after they began reduced the rate, they were no longer the best place to sit my cash. I moved it out. I still enjoy investing through the Invest account. I decided to move a 401k to Roth/Non-Roth IRAs. However, after working with their 3rd party vendor to initiate the transfer, things got difficult. I received checks from my prior custodian, because they did not use electronic transfers. I was told that SoFi would send me self-addressed envelopes to send them the checks. Well, after about 5 days, I received the checks. days later I had not yet received the envelopes from SoFi. Their online tracking was showing that the envelopes had not yet been sent. I tried to contact them and that's where the frustrations began. First chat... Seems whoever is on the other side can't understand the issues or how to resolve, but kept sending empathy message saying they understand how frustrated I am and more canned messages. Then, I tried to get someone on the phone and they refused to assist, even with a general question, unless I sent a photo of my identification card. Then back to chat, I'm told to contact the 3rd party vendor that handles the rollover. The vendor doesn't respond. After this routine for a a Friday and a Monday, I decided, it doesn't make sense to place large investments where I can't easily contact someone for assistance or to move it. Since, I don't like having numerous accounts for investing, I felt it just made better sense to use a company that has on-shore support and support that actually can assist. I'll likely still use the Checking and Savings accounts as initial deposit spots, but will not add anymore money to the Invest account and will gradually move investments as they are liquidated. Also, the change to begin charging for Plus benefits kills any additional engagement I expect to have with them. The only plus benefit I actually used was the automatic 0.2 percent added to credit card cashback. I had already cut back on the occasions that I use it. With their share price falling and the lack of helpful support, I'm concerned the recent changes or announced changes have broken SoFi and customer commitments to them. It has broken mine.
Louis Mannarino
Great deal
The process is transparent n user friendly and the rates are very competitive.
George Aguilar
Very easy and trustworthy company .
Very easy and trustworthy company . Got my loan approved and deposited within a couple days .
Thomas West
Very easy process and was quick
Very easy process and was quick
Daryl Anderson
A lot of places that offer loans to…
A lot of places that offer loans to help you get back on your feet.Give you an interest rate that is almost robbery.That did not happen here, and I can easily get this paid off.Because the rate makes sense and is fair.
Brian
Loan
Apply for a loan could not have been any easier. From the application to up loading documents.
Susan Marangi
The entire process was very easy
The entire process was very easy. The approval was quick and painless. The people I spoke with were knowledgeable and capable. Overall, it was a pleasant experience.
Wilma Snapp
Loan application
The application process was easy and the approval process was instant and within 3 to 5 days the money was in my account
Brianna Diggs
Very appreciative of you all at SoFi…
Very appreciative of you all at SoFi helping me when I needed it for a personal loan. Thank you . The money did not take long to hit my account.
Ruben Hernandez
The loan process was quick & easy
The loan process was quick & easy it took maybe 10 minutes, I was approved with a competitive interest rate and funds were in my account when I woke up the next morning.
Michael Matelski
Quick
Quick, explicit and professional.
Thomas De'ybarrondo
Daddie is good
Daddie is good
Edward Klant
It was approved in twenty four hours
It was approved in twenty four hours. Enclosed within a few days. Now we'll be able to do the home improvements that we wanted to do since we bought the home in 2019. Thanks again.So if I all your people were great !!