Advertising Disclosure

SoFi Review

Find a customized quote easily

Reviews 10499

Jerry

2026-01-25

Loan process

Great processing of my personal loan, fast and friendly loan personnel. They responded with any of my concerns quickly and efficiently. Thank you so much SoFi team members

Bruce H

2026-01-25

First of all they saved me over $80 a…

First of all they saved me over $80 a month. The process was quick and very easy.No hassle loan.

Wilbur G Snyder

2026-01-25

very smooth

very smooth

Ms. Caldwell

2026-01-25

Process was easy

Process was easy. I was given varies loan offers and terms. This allowed me to choose what offer, interest and terms best meet my needs. The process was quick. Now I have more money in my pocket. I paid off my higher credit cards with a very low personal loan and with livable terms. A win, win for me.

David Rosado

2026-01-25

This loan is fast and easy help with…

This loan is fast and easy help with some stressful situations and high interest rates I had going on. I’m sure I will be able to breathe much better now.

Lark P.

2026-01-24

Our family' favorite bank

Our family' favorite bank. Love them

KathyP

2026-01-24

Easy to follow process with a positive outcome!

I recently took out a loan to consolidate my credit card debt. SoFi was great to work with. It was a seamless process. The system was user friendly and I found it easy to download all the paperwork required. Through the whole process I only had to speak to one person because I was on the road and not able to electronically respond that one day. I have never experienced an easier process with a very positive outcome. Now my cards are all paid and I just have to pay the loan off now. I’m relieved and SO glad I found SoFi. I will surely recommend to my family and friends. Thanks SoFi!

Carol S Johnston

2026-01-24

Easy and Fast Loan Process

This was the easiest loan process we've ever experienced. It was so easy to do everything online and not have to deal with talking to a representative.

Michelle Mcdermott

2026-01-24

The loan process was was fast and easy

The loan process was was fast and easy. I would recommend SoFi to anyone looking for a personal loan.

william

2026-01-24

Slow and steady get you there

I am of the generation where muscle cars are great and computers are not,with the help of your loan officers I have been able to get through this process. I commend them for helping me step-by-step and showing me alternate ways to make this happen.

Curtis E. Hinkle

2026-01-24

The experience was so easy I couldn't…

The experience was so easy I couldn't believe it at first. I was finished in just a few minutes. I highly recommend their service.

Jennifer Dunham

2026-01-24

The process was so easy and seamless

The process was so easy and seamless! This is my second loan with SoFi they are my go to. It was so quick to get funded.

Red Enriquez

2026-01-23

It was fast and well processed

It was fast and well processed

Nichole Hoffmann

2026-01-23

I am so grateful for this service

I am so grateful for this service, I had so many different cards with super high rates and I finally feel like I can really manage my finances now it’s such a relief. So easy to use and fast funding

Terri Alley

2026-01-23

SoFi is the best!

The application was fast and easy with a fast reply. The loan was funded very quickly and the funds available immediately. The interest rate is less than half of what I was paying on high interest credit cards.

Edwin Guzman

2026-01-23

SoFi made the application process easy…

SoFi made the application process easy as can be. I was offered a larger loan but settled on what I needed to help me bring down my debts. The interest is fair and low. SoFi has made my financial position to balance out. Thank you

Curtis Johnson

2026-01-23

Just a all around good experience

Just a all around good experience

Brooke

2026-01-22

Very easy to set up a new account

Very easy to set up a new account, app is user friendly and well designed.

Isaia

2026-01-21

Declined a loan to consolidate some…

Declined a loan to consolidate some debts, without any proper explanation.

Elizabeth Lebron

2026-01-20

Loans with SOFI

This is the 2nd time I get a loan with SOFI and the process always goes quickly and smoothly. The terms are easy to follow and they are always available to answer any questions.

Vagner Alves Velasco

2026-01-20

Best interest

Best interest, quick money. I’m very happy with them. Now I got to reciprocate it. I got pay it 🤩

Joshua Berrios

2026-01-20

Successful Banking

So far I’ve had very good experiences with Sofi

Daniel Snell

2026-01-20

They were quick to approve and fund…

They were quick to approve and fund loan, easy process

Deb F

2026-01-20

So Easy to Apply!

I am very pleased with the easy experience I had in applying for my loan. Minimal paperwork, never had to leave my house, and the time until I received the money was very short. I would recommend SoFi to anyone looking for a good experience in getting a loan!

Mark E.

2026-01-20

Personal Lending Done Right

Applying for a personal loan with SoFi online was smooth and fluid throughout the process. I couldn’t be more pleased with this company. They funded my loan very quickly. I highly recommend SoFi for your financial needs.

Craig Leitnaker

2026-01-20

Great customer service

Great customer service , easy online application and fast funding .

E Joann Parks

2026-01-19

SoFi great Company

SoFi great Company The online application was Smooth and transparent. SoFi answered all my concerns and questions. I have been a customer for 3 months and everything's as expected.

Cely Perez

2026-01-19

Great loan company Sofi

Using Sofi for the first time was well worth it. It was quick and easy to apply for a personal loan. Got my answer faster than expected. I would recommend to anyone. Btw no extra charges like other companies I've used.

Kari K

2026-01-19

Easy and Quick!

Easy application process and the loan was dispersed quickly. 1-3 days. Eligibility determination was within minutes. Overall great experience to consolidate credit cards into one easy payment with less interest. I really like the App which makes everything easy.

Rena Dubow

2026-01-18

Easy Money

The loan process was extremely quick and easy from the application to the result. Customer service was very helpful, friendly and efficient and I was able to receive the money within several days. I highly recommend SoFi when seeking a personal loan.

Anselmo Farrell

2026-01-17

Best loan company

Fast and easy application process, funds were available within 24hr

Gregory Lord

2026-01-17

Super happy and impressed with my so fi…

Super happy and impressed with my so fi personal loan! The entire process took minutes to apply and the money was dispersed to vendors and the balance in my acct before I woke up the next day. Was completely blown away! Will definitely do more business and continue to be a so fi customer for years to come !

Marycel Anderson

2026-01-17

The process is unbelievably smooth and…

The process is unbelievably smooth and hassle-free , not to mention , pretty fast . Also love there very competitive interest rate .

George Kiley

2026-01-16

Easy process to complete

Easy process to complete Fast response

steve selley

2026-01-16

Simple process that is helping me…

Simple process that is helping me become debt free!

customerRick McClung

2026-01-13

My experience was the process was very…

My experience was the process was very easy and simple to complete. The interest rates were reasonable which I appreciated.

Becky San Miguel

2026-01-13

Although I didn't speak to an actual…

Although I didn't speak to an actual person the process was fairly easy. Confirmation of acceptance was timely. Sending documents at times was taxing but eventually I managed to get it completed.

Alberto Martinez Jr

2026-01-13

Excellent service

Excellent service

Brian Fee

2026-01-13

Great experience and a great process

Great experience and a great process! It was amazingly easy!

Eli Figueroa

2026-01-13

It was an easy decision after checking…

It was an easy decision after checking their rates. I was able to pay of all my debts and ended paying much less than before’

Joey

2026-01-13

SoFi loan approval was a simple…

SoFi loan approval was a simple process, funds were distributed quickly. Would highly recommend SoFi for any Financial needs.

WILLIAM GRAHAM

2026-01-13

My loan procedure was effortless

My loan procedure was effortless, SoFi made everything easy. Very effective system, much easier than my local banks.

Kaden Orndorff

2026-01-12

So easy!

So easy! Approved quickly and received funds even quicker

David Kneeland

2026-01-12

Very user friendly and helpful.i was…

Very user friendly and helpful.i was able to navigate the app with no complications and yam not the greatest with anything online

Bradley Emmons

2026-01-11

So-fi is a Better loan option

It was fast and easy to set up and I will be paying about $230 lesss a month than on my previous loan and have 2 months less to pay. This works out to over $10000 less. Definitely worth it for me.

Lisa Rothermel

2026-01-10

The process was so quick and easy

The process was so quick and easy, completely seamless! Extremely happy with their services.

Genaro Jusino

2026-01-10

Fast and easy.

Fast and easy.

Beverly Engle

2026-01-10

Easy to apply

Easy to apply, received money right away.

Anthony Cirulli

2026-01-09

The process was very efficient and…

The process was very efficient and timely I was surprised

Michael Diaz

2026-01-09

I’ve found my home with SoFi!

I applied for a loan for my credit card debt. The way SoFi has their app set up is genius! I never once had to talk to anyone over the phone, which is very awesome in my book. My schedule is really busy so that helped me a ton. I was approved right away, when I say right away, it took like maybe 20-30mins if that. I received the loan money pretty quickly as well. I’ve officially found my home with SoFi, the app has everything I could ever need or want! Great job guys, keep it up! :)

Ribbyn

2026-01-09

This entity is great to build and…

This entity is great to build and monitor my credit credentials. The only caveat is the fact that I misplaced my old email address, I couldn't retrieve my score. This company may want to fix glitches,so future events can be efficiently viewed for consumers.

Kathryn Perry

2026-01-09

The best loan company ever hands down…

SoFi made my loan experience so fast and easy I was thrilled! I would reccomend SoFi to everyone who needs a hassle free loan.

Medicaid plans

2026-01-09

SoFi Bank

SoFi gave me a chance to get my money right by giving me a loan to consolidate my bills and get back on the right path.

James Powell

2026-01-09

The rapid deposit of funds

The rapid deposit of funds

Dave

2026-01-09

Quick and Simple

Quick and Simple

Vickie

2026-01-08

SoFi is easy to work with

SoFi is easy to work with, respectful and funding is fast. I totally recommend them

Doreen Kennedy

2026-01-07

My application and approval went…

My application and approval went through so quickly . I was very impressed. There was no delay in getting the funds deposited into my account either which was a plus.

Teresa Vaughan

2026-01-06

Getting this loan was easy

Getting this loan was easy, fast and the rates were right. Thank you

MsLenoraBoss

2026-01-06

The process was easy

The process was easy, customer service was excellent.

Robert Lange

2026-01-05

Easy and straight forward

Straight forward to apply for and receive an answer. Reasonable rate. Excellent communication. Hoping to receive an interest statement for the past year for taxes.

Danyelle Kennedy

2026-01-05

SOFI paid off previous loan timely

SOFI paid off my previous loan at another company before the next payment was due. I was concerned about paying two loans at the same time and now I only have SOFI to pay

Perry

2026-01-05

I was amazed how fast it was…

I was amazed that i could apply online at 11:30pm at night and by midnight approval was completed. The following day i received notice from my bank that the ACH deposit was on the way. Couldn't ask for better service.

Top Personal Loans