SoFi Review
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Reviews 10429 
Bradley Emmons
So-fi is a Better loan option
It was fast and easy to set up and I will be paying about $230 lesss a month than on my previous loan and have 2 months less to pay. This works out to over $10000 less. Definitely worth it for me.
Lisa Rothermel
The process was so quick and easy
The process was so quick and easy, completely seamless! Extremely happy with their services.
Genaro Jusino
Fast and easy.
Fast and easy.
Beverly Engle
Easy to apply
Easy to apply, received money right away.
Anthony Cirulli
The process was very efficient and…
The process was very efficient and timely I was surprised
Michael Diaz
I’ve found my home with SoFi!
I applied for a loan for my credit card debt. The way SoFi has their app set up is genius! I never once had to talk to anyone over the phone, which is very awesome in my book. My schedule is really busy so that helped me a ton. I was approved right away, when I say right away, it took like maybe 20-30mins if that. I received the loan money pretty quickly as well. I’ve officially found my home with SoFi, the app has everything I could ever need or want! Great job guys, keep it up! :)
Ribbyn
This entity is great to build and…
This entity is great to build and monitor my credit credentials. The only caveat is the fact that I misplaced my old email address, I couldn't retrieve my score. This company may want to fix glitches,so future events can be efficiently viewed for consumers.
Kathryn Perry
The best loan company ever hands down…
SoFi made my loan experience so fast and easy I was thrilled! I would reccomend SoFi to everyone who needs a hassle free loan.
Medicaid plans
SoFi Bank
SoFi gave me a chance to get my money right by giving me a loan to consolidate my bills and get back on the right path.
James Powell
The rapid deposit of funds
The rapid deposit of funds
Dave
Quick and Simple
Quick and Simple
Vickie
SoFi is easy to work with
SoFi is easy to work with, respectful and funding is fast. I totally recommend them
Doreen Kennedy
My application and approval went…
My application and approval went through so quickly . I was very impressed. There was no delay in getting the funds deposited into my account either which was a plus.
Teresa Vaughan
Getting this loan was easy
Getting this loan was easy, fast and the rates were right. Thank you
MsLenoraBoss
The process was easy
The process was easy, customer service was excellent.
Robert Lange
Easy and straight forward
Straight forward to apply for and receive an answer. Reasonable rate. Excellent communication. Hoping to receive an interest statement for the past year for taxes.
Danyelle Kennedy
SOFI paid off previous loan timely
SOFI paid off my previous loan at another company before the next payment was due. I was concerned about paying two loans at the same time and now I only have SOFI to pay
Perry
I was amazed how fast it was…
I was amazed that i could apply online at 11:30pm at night and by midnight approval was completed. The following day i received notice from my bank that the ACH deposit was on the way. Couldn't ask for better service.
JP
I wanted to change an active payment
I wanted to change an active payment. The website will not let the user change an active payment. Sofi will need to fit that option on the website.
Julio Moreno
Fast aesy proses love it,the best
Fast aesy proses love it,the best? I lowered my debit and payments thank you.
DORI
Everyone was very easy to work with
Everyone was very easy to work with and made the experience go smoothly.
Michael Morrissette
Your company is great
Your company is great. Ive had nothing but great experiences in the past. This occasion was different. I was approved for $100,000, but received a weird number, $60,001. I don't know where that number came from. I haven't received any explanation.
Richard C
SOFI was so easy to use
SOFI was so easy to use. Entered all the necessary information and within a few days we got our loan. They made the process easy and offered help if necessary. Highly recommend!
keyvin hawkins
Was so surprised how fast it was and…
Was so surprised how fast it was and the best part was done everything over my phone didn't have to talk to anyone highly recommend great job
Jose Giraldo
It was fast and convenient
It was fast and convenient
Kimberly Lloyd
QUICK AND EASY
What made my experience great was the explanation of the benefits of getting a personal loan through SoFi. Not only was it quick and easy, but my funds were available the next day. I’m so glad I choose SoFi.
David Wiggins
Quick response.
Quick response.
Phil
The process from start to finish was…
The process from start to finish was easy to navigate. SoFi exceeded my expectations and any skepticism I had going into the process is gone.
Rebecca dePerrodil
Life Saver 💯
This company has literally saved me and my fanily this year. Not only have they completely taken away all of my credit card debt through their consolidated loan program, but also gave us enough to help our family through the Government shutdown. My husband also got laid off the exact same day as the shutdown began. I did not receive one paycheck until almost 60 days later!! Sofi's low introductory payment rate was truly a life saver for me and my family. And ive even called them to help me with setting up my account online and they are always the SWEETEST, most kind people! I cannot thank yall enough for what yall do!!
Deondra Moore
It is private
It is private
John Hurley
Fast lending
I like how sofi was a fast process and how it was funded seamlessly what I do not like is this loan and sofi only lends funds based on a persons income and not household income.
Nathaneal Clevinger
Quick and easy
Quick and easy
Dashlane Customer
Good overall experience
The entire banking process was automated, completed efficiently, and executed with professionalism.
Marisel
My best experience!
The most easy and smart technology to apply and summit paperwork to apply for my loan I ever experienced. If any questions, I was able to speak with a customer service over the phone to explain my rates or any other questions I had. Best rates than banks. I am definitely will use SOFI over any other financial institution.
Daniel Ekis
Every step of the process was…
Every step of the process was streamlined and decisions were made quickly.
Daniel P
Got a very good credit card limit
Really have a great experience with them very easy to use platform great credit card limits!
John Nagle
Simple, easy and fast
Easy, straight forward and no confusing bs.
Bradley Rogers
Process was quick and easy
Process was quick and easy
Thea Marshall
Simple application
Simple application, quick approval, competitive rate. Effectively consolidated credit card debt and achieved significant interest savings. Highly efficient and financially beneficial. Recommend.
J smith
Sweet
Sweet! Great work! Very diligent! Highly recommend!
Carlos Linares
Great smooth experience
Easy , I did it via the website not the app. I also did the verification by login into my Wells Fargo app then i applied for their debit card and deposit 500into thier investment tab. Had my loan approved and funded within 3 days.
Jacquelyn
A quick thorough successful experience.
A quick thorough successful experience.
Kimberly Smith
$300.00 sign up bonus is a scam, I never got mine
I signed up for SoFi and have my paychecks direct deposit but I didn't get the 300.00 bonus that SoFi offers still today when you open an account with direct deposit. I've had my account for 3-4 months now. The downfall I would say is that you can't send yourself money... I have another checking account as well and I could send myself money from that account to other checking accounts but I can not do it with SoFi using Zelle.
Don Lorntzen
Super easy application process
Super easy application process. Approved in a day or even less!
Manoj Kumar
Been able to qualify the loan on its…
Been able to qualify the loan on its merit and provide the loans to consumers
Erik Inman
Sofi was very helpful and interested in…
Sofi was very helpful and interested in what was best for me
Chester White
We'll just definitely wasn't my first…
We'll just definitely wasn't my first time with so far but as always it was quick and easy no hurdles to jump no holes to jump through
Doretha Adams
My experience with Sofi was wonderful
My experience with Sofi was wonderful. It was a quick easy process and I look forward to using them again for future endeavors.
Elsa
SoFi facilitates a seamless application…
SoFi facilitates a seamless application process and instant loan approval.I will choose them over anybody.
Veronica Jimenez
Personal loan application approved…
Personal loan application approved within minutes, received funds in less than 48 hours. Smooth, hassle-free experience with an easy-to-navigate online system. Great, first time experience!
Pam Worley
This was a great process
This was a great process. Exactly as advertised.
Drew Rizzio
It was easy to apply and didn’t take…
It was easy to apply and didn’t take that long
DrVictor E. Gooden
The seamless process
The seamless process. I didn’t have to jump through hoops to get the plan processed at any point.
LaShawn Ballard
From start to finish the application…
From start to finish the application process was easy, fast and user friendly. I like that everything is electronic but the customer service trips are still accessible.
Joseph Mesa
A simple and easy loan application.
A very simple, clear, and user-friendly application with a speedy decision and funding.
Melissa Ivey
Great customer experience.
It was easy to apply the terms and offers were very clear and we able to make a decision that best fit our budget yet did not have a hugely long payback period. Once approved, funds were made available very quickly. And there is always a communication advising of upcoming scheduled payment and statement. As well as keeping us apprised of how much progress weve made to paying it off. My only concern, if I may raise one is the constant barrage of emails asking me to apply for more loans. You could pull it back a little.
Patricia Rivera
Thank you for the excellent service.
Thank you for the excellent service.
Moustafa
The interest rates shown on the outside…
The interest rates shown on the outside were quite low. After logging in, they were still low but had increased slightly. Even so, it is still worthwhile.
Valerie Lockhart
SoFi made the online process seamless
SoFi made the online process seamless. Each step easy to read and correct if necessary. Quick response and fast approval. Funds were available within 5 business days.
Floyd Maclin Jr
You are very helpful and getting what…getting your bills in order
You are very helpful and getting what you need and resources to get a loan approved
glenn carpenter
Fast and easy with knowledgeable staff.
Fast and easy with knowledgeable staff.
Tyrone Palmer
SoFi made my first personal loan easy…
SoFi made my first personal loan easy and painless to apply for, and the loan helped me to consolidate my debt and laid out all the loan terms for me to read and understanding. Thanks SoFi! :-)
Dorothy Mason
pay off loan
This is my second loan, very fast, very affordable and convenient.
Nico Mattorano
HIGHLY recommend!
HIGHLY recommend!! Incredibly easy and happened in less than 24-hours!
Teresa
Quick and Flawless
SoFi excepted my application approved my loan right away and the funds were in my account within hours as promised.
Jeff Oelkers
Super easy
Applied and got approved that day and received my money the next day.
Francisco Padilla
Fast and easy all the process
Fast and easy all the process
EPU
Simple
Simple, quick response and turnaround on processing
Alan Guardado
Simple, fast, and effective
The experience as a whole from beginning to end was easy and very user friendly. The agents were all pleasant, helpful, and knowledgeable. If you have the credit scores to apply for a loan through this company, this is the place to start! I recommend to all! A++