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SoFi Review

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Reviews 8060

Angel Murillo

2024-03-24

The approval process was lightning fast!

The approval process was lightning fast!

Sheila

2024-03-24

Loan process was very easy and fast

Loan process was very easy and fast. Everything was done on the SoFi website. From application to funding was about 4 days. Make sure to add SoFi to your email so the emails don’t end up in the junk folder.

Tonya Green

2024-03-23

I am very pleased with how seamless and…

I am very pleased with how seamless and easy it was to apply and receive my loan money from SoFi! This is my second time partnering with them to reach my financial goals.

Robert Jackson

2024-03-22

easy to use and quick response

easy to use and quick response

Tony

2024-03-22

Great service! Quick, easy and secure!

Great service and process! The application and ease of automaticity connecting my accounts made my process quick and easy to understand. The options for rates and payments presented during process made it a better choice than other companies. The level of security when connecting the accounts and uploading documents made SoFi a clear choice. Thank you!

Dean Geronimo

2024-03-22

Quick and Easy

Able to request consideration for a loan, receive a response and be funded in one day. Quick, efficient, trustworthy.

Neil Kirkpatrick

2024-03-22

A loan on my terms!

I was able to apply for the amount I wanted with the term I wanted and had the money in my account in less than 24 hours!

Laurie B.

2024-03-22

Long time customer

I have been a customer for several years. It is always easy to obtain a loan . I love the app but I do have a few issues. I need help consolidating my two profiles...an old email and a new email have caused me to have two different accounts.. I would love to put them all together but i want to wait until the funds have been received. Also I want to stop a scheduled payment on the old loan so I can just pay it off when funds are received but i have not figured out on the app how to do that. Those are my only two complaints otherwise I have been a happy satisfied customer for several years. thank you.

Kromeke

2024-03-22

Everything going the process was great…

Everything going the process was great n got loan n money fast

Mike

2024-03-22

It was easy to fill out the loan…

It was easy to fill out the loan application online. I got a final decision on my loan within hours.

Stephen Bedard

2024-03-22

Ease of application

Ease of application, the amount of time for loan approval was swift! Easy upload of documents. Easy to read loan agreement that fit your needs, with three different term options.

Christine M Hanson

2024-03-22

This site is super easy to navigate

This site is super easy to navigate. Convenient and efficient. Affordable and fast! Thank you so much!!

VM

2024-03-21

The Process

The ease in submitting everything and the speed of getting funded.

Terry Cerney

2024-03-21

Does not gouge on interest rates

Does not gouge on interest rates , some loan companies have excessive rates. The process was easy and you gave variations to the loan.

Randy Knight

2024-03-21

SoFi offers many excellent services for improving your financial health.

SoFi made it super easy to apply for, and get, a loan for debt consolidation. I also got a much lower interest rate compared to the high rates charged by others. They offer so many additional perks; too many to list here. I highly recommend SoFi to anyone and everyone.

Charles Labarre

2024-03-21

Easy to apply and get funded

Easy to apply and get funded

Timothy Fountain

2024-03-21

Client centered service online.

SoFi provides surprisingly responsive and client centered service over the internet. I had some problems and questions and live chat was available for quick and courteous resolution.

Sa

2024-03-21

Fast approval

Very fast approval with average credit score.

ELH

2024-03-21

Easy application online and told me the…

Easy application online and told me the rates promptly. Only problem was that when I connect my banking institution with SoFi, SoFiz selected a checking account I don't want to use.

Carlos Martinez

2024-03-21

SoFi really works

Extremely user friendly and thorough. Absolutely no pressure, repetitive emails or requests. Very easy to follow through.

Ryan

2024-03-21

Great Customer Service

Easy process for applying and then had had excellent customer service answering any questions or concerns I had.

Tongia AlwaysBlessed Sanders

2024-03-21

So-Fi is the Best!

So-Fi is the best. They met all of my needs in a fast and easy process! For a no hassle experience, So-Fi is the way to go!

Bruce La

2024-03-21

When I first applied

When I first applied, I was nervous even though I knew my FICO score was over 750. I read in the fine print there will be a hard inquiry and there could be a chance I won’t get approved. Less than 24hrs later my loan was approved!!! The application process was fast and easy without any issues. Uploading any required documents was very user friendly. I’d highly recommend SoFi to anyone in need of a personal loan!

Helen White

2024-03-21

Easy to apply

Easy to apply. Everything was done online and you knew whether you were approved immediately. The hardest part of this process was deciding how much I needed. Customer services was the best. Answered all questions in an open friendly manner. A big plus for me, there was no long wait on the phone.

Robert Harper

2024-03-21

Easy Application

The process was very simple and easy to complete. The response time was quick and direct! All that's left is the wait for the funds to be deposited!

Alondraaaa

2024-03-21

So easy and fast

The process was the easiest and fastest I've ever encountered! They're transparent as well which I appreciated since there are so many predatory loans out there! Thanks Sofi!!

Elsie Leslie

2024-03-20

The process was quick & easy

The process was quick & easy. I had the needed funds deposited in my account in 48 hours. Very happy!

Paul Schulte

2024-03-20

Complicated Start, Strong Finish

The rate evaluation is complicated and gets close to being bait and switch. But once you understand what the REAL rate will be and are ok with it the process is smooth and easy to handle.

Mom of Four in FFX

2024-03-20

Excellent Customer Service

The application process was easy and the customer service was excellent. I was able to work through different repayment and interest options to find the one that worked best for us.

LuisQ

2024-03-20

Applying was easy

Applying was easy, straightforward and hassle free. Had an approval in less than 30 minutes. Better rates than many other personal loan lenders.

Michael

2024-03-20

It was a quick process to complete.

It was a quick process to complete.

Josh Clark

2024-03-20

Easy to use App

Easy to use App. Upfront pricing with no added fees and fast service.

Amazon X

2024-03-19

So easy!!

Everything was simple and it takes the weight off my chest.

Melissa Beebe

2024-03-19

Ease of getting a personal loan and…

Ease of getting a personal loan and received my funds quickly.

Jessica

2024-03-19

It was an easy and quick process and it…

It was an easy and quick process and it explained everything from the steps to the process with lots of information and insights. I felt as SoFi had my back and allowed me an opportunity to ease some financial pressure for me while offering a lower rate than its competitors. 10/10 highly recommended.

Peta Lilford

2024-03-19

Petal

The process was incredibly simply, even for somebody who is technically challenged.

John

2024-03-19

Great service but........

The loan process was easy and somewhat fast. I wasnt able to take advantage of a .25% rate discount because it wouldnt accept KNOWN credit card accounts as direct pay off credit.

Greg

2024-03-19

Quick and easy online process

The online application process was easy. They place multiple offers in an easy to read format to easily compare. Uploading documents was also easy especially on a smart phone. Processing time was also very quick.

Michelle Pomazal

2024-03-19

My husband and I applied for a personal…

My husband and I applied for a personal loan to consolidate higher interest rate credit card debt. The process with SoFi was easy, the terms were clear and easy to understand, the rate was fair and they give options for small reductions in the rate for things like autopay or having them pay your credit cards off directly, which we thought was awesome. We applied in the morning, had an almost immediate approval, and by the next morning, the loan had funded; the cards I elected for SoFi to pay were reflecting the payments and the remainder of the loan funds were in our checking account. I was surprised and pleased with how fast that happened. We also opted to open the checking/savings to make auto-paying the loan payments easier, and we’ve so far found the website and app interfaces to be intuitive and easy to use!

Chandani Black

2024-03-19

No gimmicks, no hidden fees, and so many bonuses!

From opening my checking acct and setting up direct deposit to referring friends and receiving bonuses, banking with Sofi has been a breeze!

Jeannie Wood

2024-03-19

Quick!!

Quick, easy, could edit amounts for loan and have soft checks before committing to anything. Love the choices to lower rate with some other options. I applied Sunday and by Monday my cards were paid.

Katie Crum

2024-03-19

More communication

There wasn’t any communication unless I reached out. If a document was needed or something was missing I wasn’t notified. I only knew because I logged into my account and then I would reach out through the chat feature to figure out what was needed. Which everyone through the customer support chat was great! I just would have liked more notification of these things through the process so it wouldn’t have taken 2 weeks. I started getting daily emails about taking out new loans but not about the loan I was actively taking out.

Lee Conroy

2024-03-19

It was very simple and easy to find all…

It was very simple and easy to find all the information I needed for my personal loan. I chose the loan and terms on a Saturday afternoon. By Saturday night we had the approved docs to sign.

Ronald Esterline

2024-03-16

They were fast

They were fast, reliable, with a great system for collecting doc's to secure your loan.

A Bauer

2024-03-16

This was one of the easiest loan…

This was one of the easiest loan applications I have ever filled out. It was quick and easy and from application to acceptance to funding was very fast.

James C

2024-03-16

Sofi made the loan process extremely easy

Sofi made the loan process extremely easy Their website was easy to use and I was able to submit documentation easily. My contact with a customer representative was pleasant. The person was knowledgeable and helpful. Overall, I have nothing to complain about.

Consumer

2024-03-16

easy way to get a loan

Simple and easy way to get a loan

Chico Wilkerson

2024-03-15

Professionalism

The loan process was quick and easy. The funds were in my bank account within 24 hours after approval.

customer

2024-03-15

Convenient

quick, easy and convenient and everything is completed on line

Cathy Bengson

2024-03-15

The process was fast and easy.

The process was fast and easy.

ROYPACE

2024-03-15

Approved for a loan in minutes and…

Approved for a loan in minutes and received the money in less than a day

Ask Me

2024-03-15

Great from beginning to end.

From beginning to end the experience was extremely quick and very intuitive. Everything was very straightforward and explained quite well.

Dan Gariti

2024-03-15

Easy application

Easy application. Past Customer very happy. I Applied in the early afternoon and was approved for signatures in less then 3 hours. By 5:00PM the same day I got a text that my loan was being funded. 24 hour turnaround. Unbelievable company!!

deidre cepeda

2024-03-14

I cannot believe how easy this was

I cannot believe how easy this was. I applied on Tuesday and funds were in my account on Thursday. The only document I had to download was my drivers license front and back . Wow thank you so much SoFi.

Tim Scully

2024-03-14

Happy experience

I was very happy with the ease and speed of optaining the loan from SOFI! Great experience.

Music Teacher

2024-03-14

The process was pretty smooth

The process was pretty smooth, but I was not contacted for the last bit of info needed. I found out in my own. Once that was satisfied, everything else was approved.

Stella Gonzalez Alamillo

2024-03-14

It was very easy to use

It was very easy to use. Good understandable directions.

Ophelia Beier

2024-03-13

Very professional

Very professional, friendly, prompt, detailed, user friendly.

Abe Fernandez

2024-03-13

Easy and quick

Easy and quick, which speaks volumes! Thank your helping making this process easier.

Pitu Rasheed

2024-03-13

Wow, thank you SoFi for making the experience exceptional

Wow, blown away with the process and also loved the fact that the entire process was explained throughly and when I need to speak to a live person, he was available to answer all my questions. Money was in my account in less than 8 hours.

Rick Rodriguez

2024-03-13

Loan Consolidation

Online services was easy to apply for loan.

Live Dont Exist

2024-03-13

So far so good…

So far so good… no issues on my end. Pretty seamless process. Got me thinking about buying some Sofi stock now… LOL

Maria Alvarez

2024-03-13

It was very easy to apply and got my…

It was very easy to apply and got my loan approved very quickly. I am very happy with the process. I recommend them 100%

Riechilda Cedron

2024-03-13

Amazingly quick process took less than…

Amazingly quick process took less than 5 minutes with approval. Funded in 1 business day.

Michael Stewart, Jr.

2024-03-13

The convenience of the app

The convenience of the app, the swift communication of status, and the clear options of available products all made my SoFi experience great.

Samuel

2024-03-13

Everything went real smoothly

Everything went real smoothly

Scott J

2024-03-13

Personal Loan

Super happy with the customer service and response to my loan request.

Lucky Daval

2024-03-13

Easy to work with and very quick…

Easy to work with and very quick response

Jody Silvia

2024-03-13

From start to finish the loan. was…

From start to finish the loan was simple and customer service was excellent. I never waited more that 30 seconds on hold. my funds were available in 3 days .

Shawn Margerison

2024-03-12

I had the greatest experience woth…

I had the greatest experience woth SoFi. I applied for a loan and with minutes got an approval and 2 days was funded. I will keep using SoFi for my future financial needs.

Melissa Voss-Hummel

2024-03-12

Easy lazy and quick!

This was a clear and easy to process loan request. The information and loan was a transparent, no hassle, no pressure transaction. The rates were good. I had plenty of options and a top it all off. It was very quick thank you SoFi for making my life easier.

Karen Arnold

2024-03-12

Fast and Easy

This process was so easy and convenient. I was given options for repayment and was able to secure a payment that worked for me. Would definitely use again.

Jay

2024-03-12

It was easy to sign up for an account…

It was easy to sign up for an account and go through the process of getting loan approval. I loved all the options I was given for percentages and years of loan.

Debbie Griffin

2024-03-12

Ease of experience

This was by far the easiest experience I have ever had when borrowing some money. I didn’t feel judged. The application was fast, self explanatory and the turn around time was amazing. I would recommend this company to anyone. I read the reviews and honestly couldn’t understand the negative feedback because that was so not my experience.

William

2024-03-12

You are easy to work with,

You are easy to work with, I had a smaller we were paying off. My wife has to go into memory care. Her long term care policy does not start paying for 90 days. This meant I had to pay$21,000 on top of my independent living expenses. I needed a sort of bridge loan. SoFi came through for me With their loan and my own resources I can make it. Old age can be hell.

John Malvey

2024-03-12

The loan process was straightforward…

The loan process was straightforward and easy. Everything was explained clearly and customer service was readily available for any questions.

Ronnie Hall

2024-03-12

The online application was extremely…

The online application was extremely easy and they were prompt and returning and getting back with me and having my loan approved and funded within 24 hours

Michael Peregoy

2024-03-12

In a time when some banks are…

In a time when some banks are experiencing problems, Sofi is a pleasure to deal with. They are fast, efficient and helpful. The process of borrowing money is a breeze.

Jill Greene

2024-03-12

Loan Application process was seamless

The loan application process was easy and forthright. I initially hesitated to complete the application but after speaking with a SoFi representative, she made a few suggestions regarding how to proceed if I wasn’t quite ready. There was no pressure involved and I felt comfortable in moving forward with the application after being offered a variety of payment and interest rates. SoFi funded my loan in a few days with terms easy to manage and offered a discount if repayment by autopay. I really appreciated that! I’m still looking over the many benefits SoFi offers but looking forward to this financial relationship. Thank you SoFi for what feels like a real blessing!

Jim Barkhau

2024-03-12

Ease of applying and swiftness of…

Ease of applying and swiftness of approval process

Sabrina Morgan

2024-03-12

this is one of the best bank's on line…

this is one of the best bank's on line I'm g;ad I got it

Earl Truman

2024-03-12

Great company

They work and help you along the way.

Bob Tustin

2024-03-12

was easy so far all on line

was easy so far all on line

Edwina Brull

2024-03-12

Quickly completed process and decision

Able to complete process completely online. Decision results available during process. Funding could be completed in 48 to 72 hours.

Gopi Krishnamraju

2024-03-12

Very easy to get.a new loan

Very easy to get.a new loan

E. Carter

2024-03-11

SoFi saved my sanity

I found SoFi through Credit Karma, after applying other places and getting denied due to the amount of money I needed to borrow, I started to lose hope. SoFi saved my sanity! Tip of the day, don’t let anyone be an authorized user on your card, they’ll put $22,000 on a 30% interest credit card and just walk away if they have the chance. Thank you SoFi, for helping me gain financial freedom!

Joey Zilinsky

2024-03-11

Easiest Loan Process Ever

Everything from start to finish was super easy and smooth to fill out the application to needing more details and got the funds super quick too

A Jordan

2024-03-10

Differing Interest Rates

When I got my quote back after entering in all the necessary information, I was given two options. Option 1 was for a loan of 27k with an origination fee and an interest rate of 8.93%; option 2 was for a loan for 27k and no origination fee with an interest rate of 13.98%. I chose to go with option 1 for the lower interest rate. After I selected it, the rate went up to over 13% instead of the 8.93%.

Olga Zozaya

2024-03-10

So easy and clear

So easy and clear. Any questions were cleared in the text of the loan.

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