SoFi Review
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Reviews 10396 
JP
I wanted to change an active payment
I wanted to change an active payment. The website will not let the user change an active payment. Sofi will need to fit that option on the website.
Julio Moreno
Fast aesy proses love it,the best
Fast aesy proses love it,the best? I lowered my debit and payments thank you.
DORI
Everyone was very easy to work with
Everyone was very easy to work with and made the experience go smoothly.
Michael Morrissette
Your company is great
Your company is great. Ive had nothing but great experiences in the past. This occasion was different. I was approved for $100,000, but received a weird number, $60,001. I don't know where that number came from. I haven't received any explanation.
Richard C
SOFI was so easy to use
SOFI was so easy to use. Entered all the necessary information and within a few days we got our loan. They made the process easy and offered help if necessary. Highly recommend!
keyvin hawkins
Was so surprised how fast it was and…
Was so surprised how fast it was and the best part was done everything over my phone didn't have to talk to anyone highly recommend great job
Jose Giraldo
It was fast and convenient
It was fast and convenient
Kimberly Lloyd
QUICK AND EASY
What made my experience great was the explanation of the benefits of getting a personal loan through SoFi. Not only was it quick and easy, but my funds were available the next day. I’m so glad I choose SoFi.
David Wiggins
Quick response.
Quick response.
Phil
The process from start to finish was…
The process from start to finish was easy to navigate. SoFi exceeded my expectations and any skepticism I had going into the process is gone.
Rebecca dePerrodil
Life Saver 💯
This company has literally saved me and my fanily this year. Not only have they completely taken away all of my credit card debt through their consolidated loan program, but also gave us enough to help our family through the Government shutdown. My husband also got laid off the exact same day as the shutdown began. I did not receive one paycheck until almost 60 days later!! Sofi's low introductory payment rate was truly a life saver for me and my family. And ive even called them to help me with setting up my account online and they are always the SWEETEST, most kind people! I cannot thank yall enough for what yall do!!
Deondra Moore
It is private
It is private
John Hurley
Fast lending
I like how sofi was a fast process and how it was funded seamlessly what I do not like is this loan and sofi only lends funds based on a persons income and not household income.
Nathaneal Clevinger
Quick and easy
Quick and easy
Dashlane Customer
Good overall experience
The entire banking process was automated, completed efficiently, and executed with professionalism.
Marisel
My best experience!
The most easy and smart technology to apply and summit paperwork to apply for my loan I ever experienced. If any questions, I was able to speak with a customer service over the phone to explain my rates or any other questions I had. Best rates than banks. I am definitely will use SOFI over any other financial institution.
Daniel Ekis
Every step of the process was…
Every step of the process was streamlined and decisions were made quickly.
Daniel P
Got a very good credit card limit
Really have a great experience with them very easy to use platform great credit card limits!
John Nagle
Simple, easy and fast
Easy, straight forward and no confusing bs.
Bradley Rogers
Process was quick and easy
Process was quick and easy
Thea Marshall
Simple application
Simple application, quick approval, competitive rate. Effectively consolidated credit card debt and achieved significant interest savings. Highly efficient and financially beneficial. Recommend.
J smith
Sweet
Sweet! Great work! Very diligent! Highly recommend!
Carlos Linares
Great smooth experience
Easy , I did it via the website not the app. I also did the verification by login into my Wells Fargo app then i applied for their debit card and deposit 500into thier investment tab. Had my loan approved and funded within 3 days.
Jacquelyn
A quick thorough successful experience.
A quick thorough successful experience.
Kimberly Smith
$300.00 sign up bonus is a scam, I never got mine
I signed up for SoFi and have my paychecks direct deposit but I didn't get the 300.00 bonus that SoFi offers still today when you open an account with direct deposit. I've had my account for 3-4 months now. The downfall I would say is that you can't send yourself money... I have another checking account as well and I could send myself money from that account to other checking accounts but I can not do it with SoFi using Zelle.
Don Lorntzen
Super easy application process
Super easy application process. Approved in a day or even less!
Manoj Kumar
Been able to qualify the loan on its…
Been able to qualify the loan on its merit and provide the loans to consumers
Erik Inman
Sofi was very helpful and interested in…
Sofi was very helpful and interested in what was best for me
Chester White
We'll just definitely wasn't my first…
We'll just definitely wasn't my first time with so far but as always it was quick and easy no hurdles to jump no holes to jump through
Doretha Adams
My experience with Sofi was wonderful
My experience with Sofi was wonderful. It was a quick easy process and I look forward to using them again for future endeavors.
Elsa
SoFi facilitates a seamless application…
SoFi facilitates a seamless application process and instant loan approval.I will choose them over anybody.
Veronica Jimenez
Personal loan application approved…
Personal loan application approved within minutes, received funds in less than 48 hours. Smooth, hassle-free experience with an easy-to-navigate online system. Great, first time experience!
Pam Worley
This was a great process
This was a great process. Exactly as advertised.
Drew Rizzio
It was easy to apply and didn’t take…
It was easy to apply and didn’t take that long
DrVictor E. Gooden
The seamless process
The seamless process. I didn’t have to jump through hoops to get the plan processed at any point.
LaShawn Ballard
From start to finish the application…
From start to finish the application process was easy, fast and user friendly. I like that everything is electronic but the customer service trips are still accessible.
Joseph Mesa
A simple and easy loan application.
A very simple, clear, and user-friendly application with a speedy decision and funding.
Melissa Ivey
Great customer experience.
It was easy to apply the terms and offers were very clear and we able to make a decision that best fit our budget yet did not have a hugely long payback period. Once approved, funds were made available very quickly. And there is always a communication advising of upcoming scheduled payment and statement. As well as keeping us apprised of how much progress weve made to paying it off. My only concern, if I may raise one is the constant barrage of emails asking me to apply for more loans. You could pull it back a little.
Patricia Rivera
Thank you for the excellent service.
Thank you for the excellent service.
Moustafa
The interest rates shown on the outside…
The interest rates shown on the outside were quite low. After logging in, they were still low but had increased slightly. Even so, it is still worthwhile.
Valerie Lockhart
SoFi made the online process seamless
SoFi made the online process seamless. Each step easy to read and correct if necessary. Quick response and fast approval. Funds were available within 5 business days.
Floyd Maclin Jr
You are very helpful and getting what…getting your bills in order
You are very helpful and getting what you need and resources to get a loan approved
glenn carpenter
Fast and easy with knowledgeable staff.
Fast and easy with knowledgeable staff.
Tyrone Palmer
SoFi made my first personal loan easy…
SoFi made my first personal loan easy and painless to apply for, and the loan helped me to consolidate my debt and laid out all the loan terms for me to read and understanding. Thanks SoFi! :-)
Dorothy Mason
pay off loan
This is my second loan, very fast, very affordable and convenient.
Nico Mattorano
HIGHLY recommend!
HIGHLY recommend!! Incredibly easy and happened in less than 24-hours!
Teresa
Quick and Flawless
SoFi excepted my application approved my loan right away and the funds were in my account within hours as promised.
Jeff Oelkers
Super easy
Applied and got approved that day and received my money the next day.
Francisco Padilla
Fast and easy all the process
Fast and easy all the process
EPU
Simple
Simple, quick response and turnaround on processing
Alan Guardado
Simple, fast, and effective
The experience as a whole from beginning to end was easy and very user friendly. The agents were all pleasant, helpful, and knowledgeable. If you have the credit scores to apply for a loan through this company, this is the place to start! I recommend to all! A++
Sonia Anderson
I cannot believe how simple and QUICK…
I cannot believe how simple and QUICK it was to apply and receive a response. WOW!!
David Schantz
Easy application
Easy application. Quick approval. Reasonable rate. No problems with whole process.
Pedro
Sofi answer my help in a time where I…
Sofi answer my help in a time where I needed it to take care of situations with credit card debts, and my home repairs. They didn’t take any time at all to approve me. I am thankful for the help the great company try to help many families in type of crisis.
Robert
Had an answer quickly
Had an answer quickly, and easy to download paperwork !!!
MIGUEL martinez
All is explained upfront in layman…
All is explained upfront in layman terms I got to see what my payment was going to be interest rate and time to pay it back your interest rates are good looking forward to start paying it back thank you.
KYRider
I was pleasantly surprised with the…
I was pleasantly surprised with the services offered! Better than some brick and mortar banks!
Fox Miller
A Modern, Well-Designed Banking Experience
I took out a loan with SoFi this year and have been very pleased with the overall experience. The application process was smooth, and the loan has been easy to manage from the start. I especially appreciate being able to view my loan alongside my checking, savings, investment, and crypto accounts within one well-organized platform. SoFi truly functions as a one-stop shop for banking. The app is intuitive, visually appealing, and efficient, making it easy to stay on top of my finances. Overall, SoFi has exceeded my expectations, and I would confidently recommend them to anyone looking for a modern and thoughtfully designed banking solution.
Rocky Brooks
Aloan cause it Christmas time 1216
I need a loan of 1000 dollars right away so that I can pay you back right away like pay you back next week on a wed so if you can put it in my Go2bank account and the routing number is 124303162 and account number is 15102516671554 so please do that for me
Darlene Cucinotta
Ease of applying and receiving the…
Ease of applying and receiving the funds.
John D
Excellent experience!
Excellent experience! The rate was great, and it was sooo easy.
shasha11435
So Happy I Tried SoFi!!!
SoFi made it so quick and easy to apply, get approved and distributed the funds. The app is easy to use and navigate. The interest rate was amazing in comparison to many I researched, before deciding to use SoFi. I feel at ease that I’m on the road to managing my finances much better!! Thank you SoFi.
amilcar aleman
Thank you
Thank you! Looking forward to contibue doing business with you
Ike Swan
I wanted to consolidate my auto loans…
I wanted to consolidate my auto loans and credit cards into one loan and payment. I thought this process was going to be fruitless based on experience. I decided to apply because I know my credit score is good and thought why not? I was approved and within a day I had the funds deposited into my bank account. Easy, fast and great interest rate.
Big T
Very easy to apply and they approved…
Very easy to apply and they approved and funded super fast
Jared Lovejoy
Real Help! / NOT a predator bank!!
the online system is easy and intuitive. I was surprised at how responsive you guys were and when I needed to talk to a person it was fast and easy and answered all my questions. They even offered to help if there was a hard credit pull and I was denied, they said I was approved and that likely wouldn't happen but if it did they would assist in getting that cleared so I could qualify for another company. I thought that was unique and very cool of your team. My rate was more than half the rate of other banks offering to "help" you manage debt consolidation. I am truly grateful for the real help and ease of working with this group of people who actually seem to care about really helping.
Kendall Morrison
Very Quick and Easy.
Very Quick and Easy.
Joel Vera
Very easy and trusted process!
Very easy and trusted process!
Vanessa
SoFi has been amazing
SoFi has been amazing. The entire process from start to finish was very easy. I am extremely happy to be with a company that has competitive rates and gives reasonable payment options! I would highly recommend!
James Sabo
Easy and quick process.
Easy and quick process.
SirKerry Green
Easy interest rates to loan duration comparison
Easy comparing interest rates to loan duration for my level of credit. Was able to compare to my Prosper and Wells Fargo accounts, and SoFi was able to provide me the best rate for a 48-month personal loan for a major purchase.
Angelic Samuel
Smooth, Transparent, and Extremely User Friendly.
My Experience with SoFi was excellent from to finish. As a CEO working banking and finance, I naturally Look for clarity, Trustworthy processes, and a well designed customer Journey- SoFi delivered all of that. The platform is clean, intuitive, and easy to navigate. The application process was quick, and the communication was consistent throughout. What I Appreciated most was the transparency: No hidden steps, no confusing language, and everything was explained upfront. Support was responsive and professional, and I never felt like , I was left waiting or unsure of what would happen next. Overall, SoFi has done a great job combining modern digital convenience with strong financial service standards.
Silverpath
The application process was super easy…
The application process was super easy - and they had excellent rates! My loan also funded the next day!
Kimberly B.
Great experience
SoFi has been great. I was approved for a loan within a few days after applying and was funded the day after I signed the paperwork. They made the whole process easy. Very happy so far!