Advertising Disclosure

SoFi Review

Find a customized quote easily

Reviews 8627

John W Jones III

2024-07-06

Great Benefits and Rewards!

My Experience was great! I love how it was effortless the whole process took of me setting up the account. I love the extra benefits and the rewards this company offers. Definitely will be becoming my main banking source!

Whew

2024-06-23

Great Experience!

Experience was good because of the short time the whole process took. Communication was good. I was able to make adjustments as necessary

Grace Hardares

2024-06-21

welcome to new gen banking

welcome to new gen banking! I received a personal loan within minutes. Application was quick and easy. Thank you SoFi

Mike

2024-06-20

I can't believe i stayed with Chase…

I can't believe i stayed with Chase paying me $0.00 in interest for years. Sofi has been nothing but a great experience! They have a high APY paying me $100’s each month plus they have a rewards and referral program to earn even more!

Joel Howard

2024-06-19

Great bank

Great bank. Easy to use customer service is great. You can even purchase stocks with them. They used to do crypto but not anymore. 4 stars

Jennifer Dunham

2024-06-12

The process was so easy and…

The process was so easy and accommodating. I have enjoyed using SoFi already and haven’t even made my first loan payment but signed up for a checking account

Tom Whiting

2024-06-08

It's alright

I've been using SoFI for a few years, and while it's good, it needs to get better Firstly, there's no reason to add fees to accounts. Unfortunately, in 2024, they decided to do so. ACH returns, overdrafts... Yeah, that's just not acceptable at all Secondly, the 'bonus' garbage with direct deposit setup. Come on... Seriously, just stop that . There's no reason at all to force clients to do this. Thirdly, 2FA. It's 2024. Yes, we get that 2FA is necessary, but you need to give people a PROPER CHOICE. The STANDARD is TOTP, not text, which quite frequently doesn't show up for extended periods. Same with email. Allow the customer to choose a DIFFERENT , PROPER 2FA method.

Maria

2024-06-02

Would highly recommend

So happy with SoFi. I reviewed a number of loan options and it took me a couple of days to complete my research. Choosing SoFi was the best decision I made. The application process was smooth and quick. There were no surprises. I knew what my interest rate would be and the monthly payments. The whole process was online. Unless I had questions I didn’t have to speak to anyone which was a relief. I received my loan the same day. If you need a loan you need to check out SoFi.

Elizabeth

2024-06-01

Great customer service

Great customer service. Very helpful when I called in with questions.

NO QUE NO

2024-06-01

Kept me informed easy access phone lines

Kept me informed easy access phone lines

Lisa Roberts

2024-06-01

Banking made easy

SoFi is easy to work with and offers great rates on savings and loans.

James R Zuur Jr

2024-06-01

My third loan with this CO

My third loan with this CO. THE Agent that I spoke with this time == Theresa was VERY HELPFUL went through very easy NO Headaches great to see they take care of Loyal customers thank you SOFI

Benjamin

2024-06-01

Easy and fast

Easy and fast

Charles Vance

2024-06-01

Fast and convenient

Fast and convenient

Christina Marsman

2024-05-31

Easy to use!

Easy to use, great communication, easy to understand, and huge variety to offer

Lily

2024-05-31

Very quick to get a personal loan.

Very quick to get a personal loan.

sirabber

2024-05-31

The process for me was quick

The process for me was quick, easy and so much less in interest than I was paying. The money was in the bank within 48hours. The paying off of credit cards was a relief and the monthly payments for the loan saved me so much money per month.

Todd Rehg

2024-05-31

great customer service

Customer service was extremely helpful

Rodney Morales

2024-05-31

SoFi gets an A+++++ from me!

SoFi made the entire loan process as easy as can be at a much better rate than other lenders!

Angel Raqmos

2024-05-31

1 Financial company that genuinely cares.

1. Immediate updates on status of my loan application including notifications of additional documents needed. 2. Helpful and friendly communication with SoFi staff when I called to get information on status of loan and additional documentation needed. SoFi staff were VERY professional and friendly - made me feel like they were genuinely interest in helping me obtain a loan and not just going through the process.

Rashda D

2024-05-31

Loan application process

There were parts of the loan application process that were very frustrating, but Anthony was extremely patient with me and stayed on the line with me for as long as he possibly could and we finally got the issue solved.

Richard L Glasgow

2024-05-31

From start to finish SoFi handled my…Loan

From start to finish SoFi handled my loan request with care and professionalism and in a timely fashion! Thanks

carol Freeman

2024-05-31

The personal loan process was…

The personal loan process was streamlined and simple. At one point I needed to contact customer was and the agent was great! SoFi updated me every step of the and the application was simple and stress free. Even if I was denied I would recommend SoFi!!

Aldino Sapienza

2024-05-31

Very easy to navigate the site

Very easy to navigate the site, simple process to obtain services and quick response

Tony DiMaiolo

2024-05-30

This is my 4th loan with SoFi

This is my 4th loan with SoFi. Always have been a positive experience from requesting to approval to deposit in personal account. I so recommend SoFi?

Ro

2024-05-30

SoFi delivered an excellent experience

Read, research, and understand what your objectives are in requesting a personal loan; and then proceed knowing the consequences. With this in mind, I made a decision and chose SoFi; gathered my data, applied online, and was approved shortly thereafter; their entire process was streamlined, straightforward, and easy to navigate with no system glitches. Look forward to repaying my loan and being part of the SoFi community; and, yes, I would recommend SoFi to any informed consumer seeking a personal loan. Thank you SoFi for the excellent consumer lending experience.

Krishna Prasad

2024-05-30

Excellent support and quick approvals

Excellent support and quick approvals

Steven Leeper

2024-05-30

Easy

Easy, seamless process.

customer

2024-05-30

Super easy!

Super easy! Super Quick! Thank you SOFI!

Jarred L

2024-05-30

Great reputable company.

Great reputable company.

Cristina Pineda

2024-05-30

Awesome

Quick, easy, good rates and rewards! Thank you for having rate discounts. Personal loan and acct opening was such a good experience, it got me thinking of moving all my banking here.

Tim Smith

2024-05-30

Happy return customer

I have used SoFi in the past and have had very good customer service. The application process is very quick and easy.

Richard Jerome Malachowski

2024-05-30

Process was very fast

Process was very fast, very easy. All completed on my phone in less than 45 minutes

Jeffrey

2024-05-30

The process was super fast and super…

The process was super fast and super easy. You have good IT and when I had a question, I was able to call and get a human being on the phone quickly.

Irma

2024-05-30

Complete,Thorough and Easy to Follow

My experience in applying online for this loan with SoFi was thorough, confidential, all bases covered, yet to the point with easy to follow instructions.

Taisha Desrosier

2024-05-30

The application process was seamless

The application process was seamless. Not sure if that had to do with the fact that the suggesting/preapproval came through my Experian account or not. I was able to do the entire process from phone. It wasn’t immediate approval but within an hr or so with some additional documents. Now that I’ve need approved and funded, I’ll update once the payments and customer service come into play.

Mark Domingcil

2024-05-30

Hassle free and great customer service!

Hassle free and great customer service!

Debbie Daniel

2024-05-30

The process was simple and quick

The process was simple and quick. My only issue was that it wouldn’t take 2 of my 3 cards to get an additional discount. Now we will see how fast I get the money

Alexander ramirez

2024-05-29

Awesome bank

Awesome bank

Roxana Hernandez

2024-05-29

It is the best bank I have ever had

It is the best bank I have ever had. The money is safe and not only it is saved, but it is earning interest. They have good customers service through the phone. I’m happy with Sofi bank!!! I highly recommend it.

Gloria Haney

2024-05-29

This loan program is fast processing in…

This loan program is fast processing in few days!

Nancy Turner

2024-05-29

Quick & Easy!

I have never experienced the loan process in which it was so easily handled by the processors. I hesitated far too long, and would have had more paid off if I didn't wait. When I finally decided to apply, I read each email, followed the directions, and it was funded within 2 days. Thank you SoFi!

Obed Flores

2024-05-29

Trusted

Trusted, reliable and easy process. Highly recommended.

Luis Herrera

2024-05-29

The application was easy and the…

The application was easy and the interest was one of the few lowest , got the money the second day that I got approve. Definitely coming back once I pay this loan.

Leon

2024-05-29

Prompt and efficient service

Prompt, efficient and expeditious handling of the application.

Rosario Rodriguez

2024-05-29

The application process..

The application process was, for the most part easy. It did make it difficult that only one source of income was allowed during the initial application process because then I had to provide multiple forms to verify additional income. That being said, documents were reviewed quickly and the process was simple enough.

Hope

2024-05-29

Super easy process- highly recommend

Super easy process. Quick and efficient. Highly recommend.

Oliver Robinson

2024-05-29

Friendly customer service

Friendly customer service

Jerome Watters

2024-05-29

I have used SoFi before

I have used SoFi before. I like the way SoFi operates - efficiently, with high quality performance.

jonathan ryan

2024-05-29

Easy

Quick, simple, and responsive.

Richard Marshall

2024-05-29

The loan process and application were…

The loan process and application were simple and easy.

TRACEY DICKENS

2024-05-29

The app is easy and flexible

The app is easy and flexible. The loan was processed in a timely manner! Nice work 😊

Ilene

2024-05-29

It was very easy

It was very easy

Bill Martin

2024-05-28

2 week process to close loan

2 week process to close loan. Misunderstanding with CSR people. Speech misunderstanding was the biggest problem.

Kevin Koschnitzke

2024-05-28

The process start to finish was painless

The process start to finish was painless

Fred

2024-05-28

Extremely easy

Extremely easy, fast and transparent loan application and approval process! Great experience and recommend, highly!

Samuel Henderson

2024-05-27

Try this app NOW!

I've referred over 3 people to this app and recieved over $200 in referral bonuses. Plus they are good to bank, invest, or save with. Great app all around!

David

2024-05-25

Relatively easy to complete the…

Relatively easy to complete the process. And you asked the right questions. I had tried for a loan from another lender recently who didn’t give me the opportunity to include all my income sources, so they denied my loan…solely on their mistakes. Very frustrating. You were more thorough and got it right.

Michael Viola

2024-05-25

Made it easy to navigate the process.

Made it easy to navigate the process.

John J. Cruz

2024-05-25

The whole process was simple and quick

The whole process was simple and quick. The approval was emailed to me and they had an agent call me to go over any questions i may have. great customer service.

Top Personal Loans

Credible
Read review
PenFed
Read review
Best Egg
Read review