Credible Review
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Reviews 9081 
William Lacy
It was easy to do and I could finally…
It was easy to do and I could finally get a better interest rate and get rid of a high credit card.
Rhea Riza Espinosa
Quick response
Its fast, secure and reliable
Jorge
Great job paifull all card
Great job paifull all card
Joanie Wickesberg
Very fast service
Very fast service. Made everything very easy. Would recommend
James Harding
The quickness of the loan
The quickness of the loan
Amanda
Five stars
Five stars! ⭐️ This was hands down the easiest lending process I’ve ever been through. No jumping through hoops, all online, and the turnaround time was insane—money was in my bank the next morning. Thanks for making it so stress-free!
Anonymous
It showed some good options without…
It showed some good options without hard pull on credit.
Dean Ericson
Fast and easy loan application and…
Fast and easy loan application and funding.No useless information was required.
Stan Lo
I was not sure about credible at first…
I was not sure about credible at first so I continued my search with them. I filled everything out then they got back to me with loan companies. The best one I chose was lending Club. The prosses was fast and the payed off my credit cards off. In 3 days. Very happy how it went.
Denise Roden
I approved for a loan and got the…
I approved for a loan and got the amount I requested
Consumer
The fact that you kept me informed…
The fact that you kept me informed throughout each step and you were very helpful. Thank you.
Clifton Hollins
The process was quick and easy
The process was quick and easy, with lots of Loan options to choose from
Sam Smith
Easy to use
This service was easy to use and helped me find the right solution for my needs.
James Thornton
Made looking for a loan alot easier!!
Made looking for a loan alot easier!!! Saved us time and piece of mind knowing the financial institutions they found for us were very reliable! Thanks again for doing a great job!
Laura B
No delays and rapid responses.
No delays and rapid responses.
Shawn Davis
Quick and easy.
Quick and easy.
John Cornish
Excellent service
Excellent service
Travis Re'
Awesome approval odds
Easy and fast online pre approval for the money I needed.
Frank Ranes
Quick and easy approval process
Quick and easy approval process, Very timely
Scott K.
Ease of use
Ease of use, quick and understandable terms from the lender options made using Credible a good experience.
Angela Maria Caba
Thank you
Thank you. Very helpful!
Samantha Bishop
Easy and quick experience
Easy and quick experience
Lorna N
I can finally feel in control!
When searching was made easy, it was a no brainer. No hassle. Just apply, select the best option and I had the money in less than a week.
Chad P
A simple yet valuable tool!
It was simple and easy to understand all my options. I was able to see right away, the options that were best for me and compare them easily.
Anon
I was given many options.
I was given many options.
Juan Hernandez
Simple and straightforward
Simple and straightforward. Highly effective!
charles m smith
Good quick and affordable
Good quick and affordable
Arnold Pasa
Excellent
Excellent! I applied to different companies that can help me with my debt situation. Credible recommended REACH FINANCIAL, Reach financial helped me when no other companies will help. Thank you so much Credible and Reach Financial for giving me a change to recover with debt.
Richard Nance
Fast Approval
I applied for the loan and a day so later the money was in my account. No hassle.
Scottie Fipps
The process was relatively quick
The process was relatively quick. The personal were friendly
Personal loan
Fast and easy
Fast and easy Love the help and fast
Paul Ellis
Excellent so far.
Excellent so far.. A++++
Miguel Cerda
Good service and easy access
Good service and easy access
Jennifer
Helped me find a loan that lowered my…
Helped me find a loan that lowered my interest by about 7% AND I got approved for more than I expected. Thank you!
Ed
Great experience
The process was easy and quick.
Carson Cooper
Searched quite a few loan options and provided the lowest interest rates
Searched quite a few loan options and provided the lowest interest rates
Mark Stump
I have been trying to get a debt…
I have been trying to get a debt consolidation loan for about 6 months. I got a letter from credible in the mail and they were the only company that was able to find me a loan that didn't have worse interests rates than my credit cards. I'm very grateful for the opportunity you guys gave me. Highly recommend giving them a chance, what would you have to lose?
Meagan
Thank you for showing me all my options.
Thank you for showing me all my options.
Rafael Sucre
He rates it with reliable apps.
He rates it with reliable apps.
Leigh Rose
Easiest loan experience of my life!
Easiest loan experience of my life. All online. Done within minutes. Multiple offers with different rates, monthly payments, and terms so I could choose what best fit my need.
Alex Guban
Very Valuable and Helpful Service that could use some Tweaks
Credible was very helpful for me to tackle my 6 figures of private student loans (about $170,000 at its highest). Initially in school and with my parents poor credit I was stuck with College Ave Variable Interest loans between 9%-14%. With Sallie Mae I had 13.25%. Credible showed me options that lowered my interest rate significantly, sometimes by more than half, to 5.99% with a cosigner and 7.29% without a cosigner. I reduced my payments from ~$2400 a month to ~$1600 a month. I saved on lifetime interest, and could shorten the term if I wanted to be more aggressive or lengthen the term if I was struggling to stay financially solvent. Being able to compare prequal offers is great! Some things they could work on: Most refinancers I've had a very positive experience with... except citizens bank. I feel they should be removed from Credible's list because they rugpull and materially change the offer they'll give you after you prequalify and upload your documents and do a hard credit inquiry. I'd expect a small change in the interest rate but not a different term length and whole point higher interest rate? Also I'd like more options for not having a cosigner or splitting up a loan into smaller parts. One problem I have is I consolidated 4 of my college Ave loans into 1 big loan of ~$150,000 which understandably I can't find someone willing to cosign for. I wish there were more options for that or that I could more easily break that loan up into multiple smaller parts that I could find individual cosigners for. Lastly for their debt tracking graph, when I refinance it briefly shows the balance of both the old and new loans which wildly skews the graph and makes it hard to read and less useful as a motivation tool. If there was a way to remove the temporary refinance debt bump that would be appreciated.
Louise Sanchez
Excellent
Effectiveness
Todd Phillips
Easy and fast!
Easy and fast!
Dennis Hester
Credible pointed me the right…
Credible pointed me the right direction. I was able to choose from several lenders and secure a lone in less than an hour. It was funded after 1 full business day and available at the opening of banking hours on the 2nd business day.
customer
Easy and a great rate
Easy, quick process with great rates. My bank CUA offered a rate 9% higher with my 813 credit score. I may have to switch my other loan!
Vinh HUYNH
*****EXCELLENT*****
*****EXCELLENT***** Helpful, Fast and Affordable. Thank You
Jason Ruthstrom
Credible hooked me up with a lender…
Credible hooked me up with a lender fast. Helped me find upstart who gave me a loan fast, and at a fair rate.
Tony Shields
Fast easy and very clear
Fast easy and very clear! I chose the term and rate. Very professional and exactly what I needed!!
Charles Stockton
Ease of use with good terms
Ease of use with good terms
Uyvonnie Ford
The process was very easy to follow and…
The process was very easy to follow and when I had a question, I was able to call and speak with a live person to work through my question. Sharing my link to help my friend go through this process made it very easy for her to get her loan also. If someone referred you, please ask them for their link for helping you. If no one referred you to credible, feel free to use my link to start the process.
Mark D
Super easy experience from start to…
Super easy experience from start to finish.
David Maddux
Very straight forward and did what they…
Very straight forward and did what they said they would do
Morgan
Is LendingClub, etc. getting a cut?
My partner & I had never been turned down for debt consolidation & had always paid off previous agreements without ever being late. We both have excellent credit & not an overwhelming DTI. Suddenly, this year Upstart is the only loan to go through for either of us. 1. After Hurricane Helene & 2. After careful budgeting eith a new baby. Upstart has EXTREMELY interest rates & origination fees but we had no choice. Credible was recommended by LendingClub & they pointed me in Upstarts direction where then every other lender said, No. Suspicious given my DTI, great payment history, etc. So all that can be assumed is that there is not a single humsm in charge, only a numbers computer giving a cut to everyone else for hooking debt onto consumers. Beware. Get YNAB or something similar. Dig yourself out permanently. I'm not blaming Credible. It did its job. We have the chance to dig ourselves out.
Customer
Fast and easy
Fast and easy
suzanne scherer
The choices presented enabled me to…
The choices presented enabled me to make decision best suited for my situation. Thank you.
Donald Brookins
Lots of options
Lots of options. Very quick funding
Daniel B.
Everyone was very professional and…
Everyone was very professional and concerned with helping me get the loan I wanted.
Jason Williams
Made it simple and successful to find…
Made it simple and successful to find the right partner.
Wil Campos
Extremely easy process
Extremely easy process. Customer service was extremely helpful in answering all questions and concerns. Start to finish a smooth transaction. Thank you very much!
P Coleman
Great experience
Great experience. East to use site. Clear, precise, comprehensive display of options. Rapid responses from vendors. Follow-through as well. Successful result.
Antonio
Pretty good experience definitely use…
Pretty good experience definitely use you guys again thank you for all the help…
Rob
Easy match and great service!
Easy match and great service!
NB
Great rate, fast funding!
The entire process is extremely hassle free. Even better, my interest rate is low and my loan was funded the very same day I signed. I can now pay off my high interest credit card. I highly recommend Credible!
JANET S NG
Jasse You is very helpful to me to…
Jasse You is very helpful to me to complete purchasing my insurance needs.
CHARLES SMITH
Service was great
Agent was very helpful
Susan
You made my search for a loan…
You made my search for a loan uncomplicated and fast
James McCollum
Fast and easy process
Fast and easy process. Fast results too.
Brenda Gallegos
Very Accurate
Very Accurate, and fast response
JANET S NG
Jesse Yee is very helpful guiding me to…
Jesse Yee is very helpful guiding me to purchase my California Fair Plan both Dwelling Insurance and Earthquake insurance.
Shannon Eberhard
User friendly and very quick
Great options and easy to compare different offers
Detrica Lewellen
I was satisfied with the service I…
I was satisfied with the service I received from the company. Seeing options to make my best choice was great. It was fast and convenient to receive funds and pick payment due date. Overall good experience.
Dolan
The process was easy and fast . with next day funding. Looking forward to doing future business.
The process was easy and fast
stalliontiger
Good Loan Selections
Credible connected me with a number of loan opportunities. Very impressed!
Jamie
Easy process
Easy process
Lori J Leopold
Site and process are super user…
Site and process are super user friendly. When I called customer service I was met with nice and helpful people.
Daryl Grey
Product choices …
so far, the products available seem suitable for my needs
Sharri R
Credible is easy to work with
Credible is easy to work with, and there is no hassle in applying for a loan.
David Armstrong
Fast and super easy
Fast and super easy. Highly recommend to others
David Monn
Everything was fast and easy
Everything was fast and easy
Virginia Cavallaro
My experience was great
My experience was great. Easy, fast and thorough. Very simple. Thank you!
Perpetua Mandap
Excellent Service.
Excellent Service. Please keep it up! Thank you Credible.
Arlene Lee
Very quick and easy
Very quick and easy, very satisfied..
Daniel
Website was easy to navigate the loan…
Website was easy to navigate the loan process. Approval was lighting fast (2 minutes)!! Funds deposited within three days. Hassle free experience...
Robert Goodrich
Very easy and quickness of receiving of…
Very easy and quickness of receiving of the funds
MARIO VARGAS JR
Ease of obtaining a loan and at a great…
Ease of obtaining a loan and at a great interest rate.
Julie LoMaglio
Super easy and flexible
Easy to connect and get real information necessary to .are decisions. I stead of hammering customers into the pre-molded choices.
rachel mcclennen
Made Consolidating Debt Easy
They made it really easy to shop around for whichever loans worked best for my needs. There were so many options listed out for me. I also thought it was helpful they immediately get loans that pre-qualify so you don't need to do a hard credit pull just to see how much your monthly payment could be. Very great experience.
GMC
The process was easy
The process was easy, including the loan itself. The thing I liked about the 'CREDIBLE' site, the most though, was that they didn't SPAM me with emails. I'd recommend them.
Mike Bartelt
Your representatives are very helpful…
Your representatives are very helpful and knowledgeable
Agnes Adobea
Great experience as they were able to…
Great experience as they were able to get me what I needed
Albert Dean
Simple direct application process and…
Simple direct application process and timely communications
Gerilyn de Laurentys
Easy and quick process
Easy and quick process. The lender was very responsive.
DANIEL SCHLIEWE
Helpful and trustworthy
The entire process was easy. I was skeptical in the beginning but quickly changed my thinking. What is offered is what you get. It was a very straightforward transaction that I am very happy about.
Karen Genero
Credible provided financial guidance…
Credible provided financial guidance when I needed it. I found a lender willing to work with me & the process was fast, coordinated & pretty painless!