SoFi Review
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Reviews 8860Amazing and super fast process!! We used to consolidate 4 credit cards to make payment easier and on time and now to one place! The interest was a little lower and now no late fees and no negative credit issues! Paid off all 4 cards and now paying SoFi via autodebit and paying more when we can!
Quick and easy process from start to finish
The rates quoted held true after approval. The money was fast to arrive at my cards and in my account. Easy & painless!
Easy application process, that took only minutes for approval and funding was deposited the very next day!
It was a fast and easy experience.
Easy to see all the offers and pick the best one for me
I've been with Sofi for about a year. I have checking, savings, investing and credit card accounts with them. Their products are great, easy to use/understand and most of all their deposit policies are better (in releasing funds) than any other bank I have had. With today's modern systems, banks don't need more than 24 hours to release funds, but some still hold funds to steal interest. SoFi does not do this and I am grateful for it. One thing I would keep in mind is that the investing platform is very simplistic, if you are looking for technical trading platform, this is not the place for that.
Great communication, very easy to do everything online.
It was a nice experience working with you and it was fast, what can I say it was Marvelous
Amazing customer service with great financial help and very reasonable rates. Outstanding time in decisions and execution of loans.
Getting a loan with SoFi was absolutely stress free not complicated and quick. They offer the best rates I've seen for unsecured loans
SoFi has made the process seamless and easy to do. The on line process of Borrowing money is the best process I have experienced to date, Should you need to talk with someone to answer any questions they are three for you all the way through he process. Just a really nice process.
Was able to get approved for a loan to consolidate debt with Sofi. The process was really great and got my funds very quickly. They have given peace of mind in being able to eliminate my debt with a low monthly payment. Would definitely recommend and give it 5 stars.
As someone who is on a financial journey for years, Sofi has been a good straightforward experience. The Sofi preapproval process let me shop around for a loan with out harming my credit. My first application was denied, Sofi let me know by digital letter right away why. A month later, I was approved quick and painless on a weekend day. I got the option to choose from several payback amounts, I was able to make my own budget. The banking dashboard is easy to read and understand. I recommend Sofi 100 percent.
I saw the commercials on Television and I thought they were just getting paid to say the things they said. I experience it for myself and it was so easy and quick that it made my head spin. I was approved and received my funds in 2 days. Thank you SoFi!
My experience from beginning to end was amazing. The approval process to the loan being funded far exceeded my expectations. I will refer you to all of my friends!
It was quick and easy to apply and see different options. The loan will help but was not the amount we requested and the amount we really needed. As a self-employed/1099 worker my earnings can fluctuate dramatically and I cannot give a precise amount of income, so I averaged what I made the last 5 years. They only ask for the last two years of income which unfortunately have been a bit slower for me. If they had asked for the last 5 years they could have seen the higher amounts that I have made before the last two years. Wish they would recognize self-employed and 1099 contract work a bit more and understand how it can fluctuate.
Very easy quick hassle free .I love there customer service. I would recommend them
It was quick and easy. I had an unexpected expense and needed to refinance my current loan. I didn't feel judged and the application process went smoothly. It was funded quickly. I only wish it would have paid off the current loan and deposited the difference to my bank. It was probably something I didn't do in the application. It worked out since I made a payment in full back to the first loan as soon as possible.
Everything was as expected Everyone was courteous Everything was done in a timely manner
Document review was quick and easy and the loan processed in two days.
The whole process was quick and not complicated. The money was put directly into my account. SoFi offered many more services.
Very easy process. Just provided a couple documents and some information and it was completed.
Quick and easy application process for Personal loan. Conveniently and quickly deposited in my account and have better loan rates than most other options. Additionally the SoFi app is great and have several other products and applications. Besides the high yield savings account (currently 4.3% APY); once of my favorites was the Relay in which you can track your Credit Score, external accounts movements and budget plans. I would highly recommend SoFi for personal loans or any other of their products.
very easy to get a loan! i do wish interest rates were lower but i like sofi.
The website is easy to use. Loan documents and disclosure as rate, loan terms, and amount is detailed to preview before agreeing to the terms of the loan.
The process was do simple and the funding was fast!
Honestly, the on boarding process for getting the loan started is not optimal. I don’t know how it can be so confusing for example I started a completely new Sofi account on accident by entering my actual different email for my personal loan. I wanted the loan to be under my main SoFi account, but somehow that didn’t happen and I can’t link them. Also, the communication is horrendous when you are on your loan you never truly know what the next step is and you have to do a lot of digging to figure it out, but once the loan is secured, it is super simple to pay it down.
Was easy to apply! The communication from this company helped me to feel at ease with the whole process that I really didn't have to talk to anyone. Would highly recommend their service.
Applying for the loan was dead simple. In fact, the hardest part was figuring out the amount of the loan, and evaluating my current credit cards. Till this time, the interest rate on my credit cards (most of them anyway) were lower than what I could get a loan for. SoFi was the first to have an interest rate that beat all my cards hands down.
Easy application process, fast communicators. I love their app and started banking with them for added benefits.
Super easy application process with super fast funding.
My process was easy. I feel so relieved that all my creditors are paid and I'll have this paid off in two years. Then I'll be debt free They made the experience so easy. I have a checking acct with them also! Thank you!
The process was very easy. The interest rate was reasonable.
Quick, easy, and efficient.
Process was quick and easy
Everything was done in a professional manner
It was pretty simple to work thru the loan process.
It was a quick and simple process. Approval was quick. Deposit made the next day.
Great! Received funds within 24 hours.
Loan process was fast and easy. The agents assisting on the phone were very quick and efficient. The entire process was very quick.
I thought SoFi was very timely in all of our correspondence and implementing the loan. However, they advertise no application fees and never talk about a loan origination fee. I was surprised and disappointed about this fee once I learned about and obligated to pay it.
Was so easy fast results with no problem
Easy process. Provided options for best personal financial decision regarding loan.
All steps made easy and fully clear. Good experience.
SOFIs process to obtain a loan was so very easy and the customer service was excellent! A wonderful company to deal with and they are definitely customer oriented!
It was easy to work with Sofi
Quick & easy loan process with a reasonable rate! I also like the great interest rate for my savings account. Sofi makes investing so easy. At this time, I haven't found anything I dislike about Sofi!
Sofi personal loans have been nothing but a great and easy loan to apply and receive.
Constant decreasing the interest rate for savings and checking. Regardless of reason more than two changes per year has me moving to another bank that’s more consistent
Very good website and everything went smoothly.
Fast and easy…!!! Excellent in every regard. No hassle process that I’m super satisfied with!!!
It was the easiest and most efficient loan process I’ve ever experienced. I would not hesitate to recommend SoFi to anyone who might need help with a loan.
It's was a very easy application process. And the funds was deposited in my checking account in 2 business days. Great way to get cash when you need it.
Very fast and simple process.
Answered questions, received loan. Got money in 24 hours…
The overall experience was quick, efficient and easy to get through. I loved the idea of being able to accomplish everything from my phone so easily.
The ease of Navigating your website, and it's ability to obtain the required documentd to process the loan. Kudos to you ITT personel !
Easy loan process. Payments to credit cards was fast and remainder of money to pay off other debts was in my account fast.
Easy to get a loan but you need lots of documents if your retired.
Process was very easy, I LOVED the ability to figure out the best plan to fit my needs. Setting up and getting the funds was quick as well.
So quick and easy! Completed paperwork and was approved immediately! Funded in 2 days.
Easy and quick
Loan process was very simple and clear cut with no hidden objectives or fees.
Quick and Easy with decent rates...
It was a very easy process. The directions were straightforward and understandable. I also liked that I was offered multiple options for monthly payments based on the loan term (how many years) I chose, with only slight differences in rates. The only thing I didn't like was that I receive multiple marketing messages promoting much lower interest rates than I was offered. I have good credit so I was a bit suprised.
Process from beginning to end was very clear, concise and quick. The app for the Phone was an amazing tool.
I had a great experience. The funding was fast and the rate was even better. Thanks SoFi
The loan process with SoFi was incredibly easy and fast! I had a few personal loans with higher interest rates, and after the Fed announced a rate cut, I decided to apply for a SoFi loan. I was quickly approved on a Friday, and the funds were in my account by Monday—wow! Now, I can pay more than the minimum on my loan, as the payment is less than what I was paying for my other loans combined. I’m finally on the path to financial freedom. Thank you, SoFi!
SoFi saw how I have never missed a payment of any kind in my adult life and approved my requested sizable loan within one hour. Two days later the funds were in my bank account and gave me the financial flexibility I immediately needed.
The process was quick and easy didn’t take long at all very nice
Quick and easy...
Very easy process, streamlined and professional. Love it
I appreciate the loan and terms. It was available when I needed it most.
Very easy application process and approval. Did not even speak to anyone but applied through the web site. Again it was a very easy process and the funds were sent quickly.
Excellent bank, good UX, try to be helpful in customer service.
Very user friendly and fast.
Great customer and technology services
Very easy application and on line instructions were easy to follow. Thank you.
SoFi has elevated the online process as a validated and trustworthy tool for finance services—ease of application, prompt communication of status and approvals.
Simple and easy to request.
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