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SoFi Review

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Reviews 9464

Brendan E.

2025-05-04

Amazing Company!

Great company - easy to use and so quick! Their app is great and very helpful customer service - look forward to paying off this loan but thankful for the help!!! If you need a loan go to this company for sure! A+

Eric Peters

2025-05-04

Fast and simple process

Fast and simple process. Received money next day.

Peter Wai Chan

2025-05-04

Most of the things are good

Most of the things are good; however, the interest rate is a bit too high.

Adam

2025-05-04

Very convenient no stressful…

Very convenient no stressful confliction very quick response

Kristen Hope Ritter

2025-05-02

Overall pretty good

Overall pretty good. The timing of approval was misleading, and I had to upload my ID at least four times (the first time was my own fault - it was expired). Then when it was approved, they said there was a problem with the auto payment or something and I had to go fix it, but when I went online there was nothing to fix.

Falletta Jones

2025-05-02

My experience with SoFi was amazing

My experience with SoFi was amazing! Quick, responsive and affordable terms. Do not hesitate to use them, you will not be disappointed.

customer

2025-05-02

Easy to apply for loans credit cards…

Easy to apply for loans credit cards everything all in one place and reasonable rates very competitive. Very intuitive app with everything you could ever want in, including my credit score, ability to have all my finances, banking in one place.

SeaZan

2025-05-02

Great Experience!

This company served me well!! Looking to find a better interest rate on an existing loan, and SoFi exceeded my expectations. Easy application, quick acceptance, and fast funding. Couldn't have been easier!!

JC Garzon

2025-05-01

Easy to apply and quick response

Easy to apply and quick response. I got my money faster than I expected it!

TRACY SALTER

2025-05-01

No hassle loan

Applying for a loan with SOFI was so easy and very quick. I applied online and once I was approved, the funds were in my account the very next day. I was very impressed with how quickly and easy the loan process went. I got a low interest rate and a short term. I highly recommend SOFI.

Tommy Davis

2025-05-01

The process was easy

The process was easy. The application was easy and the approval was fast. They funding only took a couple of days and the fact that Sofi had the option to pay off my credit cards without me having to pay was a great help.

R W

2025-05-01

It was easy

It was easy. I appreciate the experience. I've reviewed and attempted with others and left humiliated. You've restored things I can't even articulate. Thank you for allowing me to breath again! I've already recommended friends and family. Stay excellent! A refreshing experience!

Steve

2025-05-01

Debt consolidation

Great option to lower interest rate from credit cards.

Cynthia

2025-05-01

The application process was so easy

The application process was so easy. It was very reassuring to know that I had the pre approval with amount of loan and APR before accepting the loan and also before hurting my credit score!!

Cecile Hoornaert

2025-05-01

Simple, fast, great experience

The process was simple, fast, and met my expectations. Thank you SoFi for helping me consolidate my debt!

Daniel

2025-05-01

Very fast funding

Very fast funding, fairly easy application. The rates you see advertised though are way lower than you actually end up getting, even with pre-approval and pre-screening.

MICHAEL GRANDINETTI

2025-05-01

Easy and fast

Easy and fast

Teresa Williams

2025-04-30

I found it was fairly easy to apply for…

I found it was fairly easy to apply for a loan.

Nancy S.

2025-04-30

The process was easy

The process was easy. I missed calls from reps, which would of sped up the process , as soon as I spoke to someone, as they were trying to verify that I was the person applying for the loan, the money was in my account the next morning. I was happy that they were very thorough.

Joseph

2025-04-30

SoFi is great and easy to work with

SoFi is great and easy to work with. So grateful to be part of the SoFi family..

Richard Warner

2025-04-30

Quick and easy process

Quick and easy process. From application to funding in two days total, it was easy and stress free.

Nancy Board

2025-04-30

The thoroughness and speed of the…

The thoroughness and speed of the application process

Robert Carson

2025-04-30

Sofi is a very professional company

Sofi is a very professional company. They are helpful and they respond promptly to a customer's concerns.

Harley Salgado

2025-04-30

Overall experience has been great

Overall experience has been great - we needed to to open a joint account which was really easy to do online. If you plan to use Zelle - just know that there is a 90 day freeze on all new accounts before you are able to use Zelle.

Mike Soto

2025-04-28

This is a great company

This is a great company. Very easy to use their technology. I am very happy with my personal loan experience.

Laura O'Driscoll

2025-04-28

Highly recommend!

Loan application process was easy and funds received quickly.

Kenny Mahan

2025-04-27

Quick service

Quick service

Joseph

2025-04-26

when I applied everything went smooth…

when I applied everything went smooth and fast

Craig Van osdol

2025-04-26

Love,love,love this online bank

Love,love,love this online bank. They are so helpful and very user friendly with awsome incentives to make free money. SoFi your the best!!!!

Cody Rios

2025-04-25

Awesome service 👏

Awesome service 👏

Ashley Meadows

2025-04-25

JUST A FAN

I don't have any merch, bor had tooturnt tea, but this family seriously is goals! And id vuy the merch and the tea if it was available! Im all about shenanigans and fishing, and having a good time, and doing stupid shit, i emvrace it eith my kids, people to stuck up and judgemental and have forgotten gow to live life! Id love to see too turnt toney visit smith mountain lake Va, our water falls and swimming holes, rivers fishing and getting turnt...we are south of the mason dixon but we are mixture of cultures.

Ralph Woodard

2025-04-23

Great Experience

The experience was great, easy, efficient and quick!

Luis Benavides

2025-04-23

It was excellent

It was excellent

JonJax

2025-04-23

Very easy to apply

Very easy to apply. Fast approval.

Gregory Jackson

2025-04-23

Very quick and easy application…

Very quick and easy application process. Loan was approved within a couple of hours, and funded within 48 hours! Great customer service as wee.

Charles Hill

2025-04-23

When I needed money the most to help…

When I needed money the most to help pay a big expense SoFi was there to provide me the money. It was very quick and easy in order to get the money! Thanks SoFi.

John Law

2025-04-23

I requested a personal loan for…

I requested a personal loan for emergency use, and Sofi team approved within 24 hr, I feel so relieved. Within another business day, the fund directly despoited into my banking account. Honestly speaking, I have used other platform loan, but I have never had such a good experience with Sofi. They work efficiently, simplify the process and everything is done professionally, speedy and online. Highly recommend this for your next loan,

Beatrice B

2025-04-23

allen

I don't know

Cassandra-Birimingham,AL

2025-04-23

No hassle quicker then I expected

No hassle quicker then I expected

Grace Pearson

2025-04-21

Fast and easy and instructions are very…

Fast and easy and instructions are very clear to follow!

GABBi

2025-04-20

Fast and easy

Easy application process. Fast approval. Fast funding. Just completed this process in the last couple of weeks.

Latana Allen

2025-04-19

Sofi loan process was quick and easy

I recently applied for a loan with Sofi and was thoroughly impressed with the entire process from start to finish. the application was straightforward, the approval process was surprisingly quick, and the communication throughout was clear and consistent. Would defiantly recommend SoFi.

Dominique B

2025-04-19

Simple application process

Simple application process, hassle-free, fast approval, and highly recommended

Peter

2025-04-19

Pleasant Experience

Very straightforward process with no bureaucracy. Application and approval took just a few minutes. Minimum disbursement allocation to credit card companies was simple to follow and process of sending reminder to my bank account was easy.

customer 7

2025-04-19

SoFi, so easy!

SoFi is super easy to work with. They helped fill in the information. Then my offers were easy to review and and tailor to my situation. Everything was easy to understand. Don’t wait, get the help, get SoFi!

Warren Rogers

2025-04-18

Simple process and fast funding

Everything from the online application to the document request went smoothly. I completed the application in the morning and additional information requests from SoFi for documentation were made via phone and email. within hours of the application. Once that was complete and the loan approved, I had the funding next day!

William King

2025-04-18

Seamless process

Seamless process

Kola Komolafe

2025-04-17

Great customer experience throughout…

Great customer experience throughout the whole process

Simone Pliopa

2025-04-17

Excellent my experience

Excellent my experience! Easy application and the loan hit in my account in less than 24 hous. I recommend 100% this company! Thank you.

Frank

2025-04-17

Easiest loan ever!

I have to be honest, I thought this was a scam. I read the reviews and did some homework. In 40 years of banking and lending, I have never experienced an easier process than this was. I was truly impressed. If you have a good or great credit rating, this is a quick, and easy process to go through. Start to finish for me was under 24 hours. Great Job! I will use you again.

Tim Lynch

2025-04-17

Experiences from other lenders kept me from trying.

I was really nervous about going through the process, but it was painless and easy. There weren't any phone calls hounding me and the 2 times I did call them the people were nice and helpful. I applied on a Saturday and received the money on Tuesday morning. It was an extraordinary relief to pay off my credit card debt and now have a lower interest rate and monthly payment.

Rowland Rodriguez

2025-04-17

Great process

Great process. Fast and easy approval. Even faster funding

BC Hand

2025-04-17

SoFi is a great experience!

SoFi is a great experience! Everything is very simple to understand. Received my loan in a couple days.

Natacha Edwards

2025-04-16

Easy process

The process was easy and I got the money the next day.

Christopher

2025-04-16

Fast and easy.

Twice now I have been able to get a loan at a better interest rate than a few other places I tried. It was super fast funding.

Kris M

2025-04-16

Quick and Easy Process!

SoFi has a quick and easy process! Love how easy they’ve made this process to receive a loan. Their easy to use app makes everything easy to access and review. I have no complaints.

Richard Tyner

2025-04-16

Easy application process with fast results.

Easy application process, quick decisions, and fast funding of loans. This is the 2nd time I've borrowed from SOFI and definately won't be my last. Some of the lowest Interest Rates on the market with perks to get it even lower for direct payments to other creditors, and if you select autopsy. Very good company to do business with.

Charlie Walker

2025-04-16

Efficient process for lending

Efficient process for lending. We filled the online application and received funding in less than 24 hours. I'd recommend SoFi to anyone looking for lending.

Jackie Hamilton

2025-04-16

Easy Peasy!

It was such and easy and convenient process from start to finish!

Thomas Geissler

2025-04-16

Easy aEasy and Rapidpplication process and rapid…

Easy application process and rapid response.

Venusa Gantt

2025-04-15

I excepted a referral from my daughter…

I excepted a referral from my daughter after discussing with her the need to consolidate some credit card debt. It was easy, fast and saved me money by paying off high interest credit cards.

Stefano Mazzini

2025-04-15

Quick, easy, and uncomplicated

Trying to get a loan with Sofi he’s so quick and easy that when I had financial trouble I immediately went on the app and tried it out and got approved now I’m in a great place to start repaying the loan. Repaying the loan is also easy and understandable, especially with auto pay. The fees and interest are easy to understand as well. So long as you don’t overextend yourself and know what you are doing you will be completely in safe hands.

David Eldridge

2025-04-15

Simple

Simple, quick and easy to apply

terry Schroyer

2025-04-15

The loan process was fast and easy

The loan process was fast and easy. I would tell everyone about your services. Thank you so much.

Cheryl Keddie

2025-04-14

Able to be eligible for credit

To be honest, I didn't believe I was eligible, and when I was, it made my life so much easier and better. I paid all my credit cards off and have a low monthly payment.

SILAS CORKWELL

2025-04-14

it was vary good

it was vary good

Reggie Pittman

2025-04-14

SoFi Bank is worth it!

Great Banking Experience! SoFi offered a 4.6% APY. SoFi has Zelle. Use SoFi to save money! We moved our money out of a traditional brick and mortar bank that we used for 35 years. We’ve earned more interest on our SoFi money in 2 years than we have in 35 years at our local, brick and mortar large corporate bank! SoFi has 4 stars because there APY went from 4.6% to 4.2%, which is still higher than a traditional brick and mortar bank. SoFi has great customer service also!

allen johnson

2025-04-13

User friendly online process

User friendly online process. Fast funding.

Jeni

2025-04-12

Very easy to apply and funded quickly…

Very easy to apply and funded quickly as well. 10 out of 10 👏🏻

Sonny

2025-04-12

Delightful Experience!

We found the entire process from start to finish to be remarkably simple and very user friendly. Within a couple of days, we were approved and had our money with no hidden surprises. This is a very streamlined process and very well put together. We highly recommend!

William Cole

2025-04-12

799 is a rip off they took out of my…

799 is a rip off they took out of my loan I still have to pay interest on money I didn’t receive I won’t use these Sofi people anymore

Marcella

2025-04-11

Success on my journey.

The entire process was quick and easy to follow. Response took a little longer than expected but results were great!!

Omar D Casas

2025-04-10

Everyone was amazing.

Everyone was amazing and the process pretty straightforward.

Aasta Don

2025-04-10

Wonderful

Was truly a wonderful, quick and easy experience.

Carmen

2025-04-10

Easy and Quick

It was very easy to apply for the loan and received an answer quickly about receiving the funds. This is the third loan I have had through SOFI and I have been very happy with their services.

Kristina

2025-04-09

Fast response on approval

Fast response on approval, was updated constantly on status. Definitely recommend!

Dale Hassey

2025-04-09

Fast and easy

Fast and easy, funds availble within an hr.

Ashley Backus

2025-04-08

I love this app this episode is so…

I love this app this episode is so wonderful this is probably the best card I ever had in Ohio

姜映丞

2025-04-08

Very Good.The page is very clean and…

Very Good.The page is very clean and free of advertisements.

Frank Wind

2025-04-08

Pretty simple I guess .

Pretty simple I guess .

Melanie Eitelman-Colvin

2025-04-07

Great Experience

I absolutely love the speed in which I was approved and received the funding. It was so easy and quick. I highly recommend this company.

Allan Nagar

2025-04-07

Fast quick services and responses

Fast quick services and responses. Easy and simple to make happen.

Jay V

2025-04-06

Honestly it was very easy

Honestly it was very easy. Not too intrusive or cumbersome to apply and communicate with. Great rates and other opportunities to reduce APR etc.

Anousone Chiaokhiao

2025-04-06

The ease of applying

The ease of applying, communication and ultimately receiving the funds was so simple and fast. I was really impressed!

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