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SoFi Review

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Reviews 9365

Jay V

2025-04-06

Honestly it was very easy

Honestly it was very easy. Not too intrusive or cumbersome to apply and communicate with. Great rates and other opportunities to reduce APR etc.

Anousone Chiaokhiao

2025-04-06

The ease of applying

The ease of applying, communication and ultimately receiving the funds was so simple and fast. I was really impressed!

Trace

2025-04-06

The entire process was simple

The entire process was simple. I answered a few questions and found out immediately if I qualified for my loan. I received a follow-up call and the representative was friendly, attentive, and provided exceptional customer service. I recommend Sofi to assist with your financial needs.

Yvonne Pankopf

2025-04-05

Super simple and quick process.

Super simple and quick process.

Colleen

2025-04-05

Debt consolidation

Unbelievably fast process and I received exactly what I needed to consolidate my credit card debt after I had been denied by other institutions for having too much debt. Go figure…that’s why most people need a consolidation loan. Thanks to SoFi, I will be debt free in 5 years!

Elizabeth P

2025-04-04

My experience with SOFI has been great

My experience with SOFI has been great. The whole process was effortless and extremely quick. I am extremely grateful for the opportunity to pay off my debt with SOFI.

Mike Smith

2025-04-04

Loan was quick and easy to apply

Loan was quick and easy to apply

Chris Beers

2025-04-03

Well I mean from the time I saw my…

Well I mean from the time I saw my options on credit karma from SOFI to the time I got the money it was just easy. Step by step instructions and not that many of them. I called a couple times to the 800 number with questions and each time the person on the other line was knowledgeable and helpful and I felt supported. In less than a week I had the money in my account. I was very happy with the process and will absolutely do it again.

Lossie Deans

2025-04-03

The process was simple and easy.

The process was simple and easy.

Elle Cee

2025-04-02

So far so good!

So far so good! The setup issues were on my end. I received very friendly, very informative help when I reached out. I set up obtainable goals and believe there will be positive results. Whether the outcome is good or bad, I will send a review again as companies deserve an honest review. Thank you so much so far!!

Tony Conestabile

2025-04-02

Seamless process!

Seamless process!

Adel Mujic

2025-04-02

Quick and easy approval

Loan process with SoFi was easy and quick. They approved me within 3 days and I was set. I highly recommend SoFi.

Carl w Sanford

2025-04-02

interest changes

It started with interest in the 8s and ended in the 11s it offered perks if you signed up for two credit card payments and more if you signed up for auto pay . Maybe they were there but I never saw any change in payments

Craig

2025-03-31

Highly Recommended

Very easy to do anything and everything. Website is ideal, and all processes are easy to accomplish!

customer

2025-03-30

Easy to understand website

The website was easy to understand. Completing the information required was seamless.

Deliwe Jalbert

2025-03-30

Excellent service

Excellent service

Cheryl Root

2025-03-30

My experience with SoFi

My experience with SoFi, was a very good one. The application form was easy to fill, and the wait time to find out if I got the loan was a matter of minutes.

Aaron Jachter

2025-03-30

Simple process

Simple process. Clear instructions and fast results. Also got the best interest rates hands down.

waraya

2025-03-30

Very great company to deal with

Very great company to deal with

Ivica Zupic

2025-03-29

Easy loan process and funds were…

Easy loan process and funds were quickly deposited. Thank You.

Misty

2025-03-29

Made it very quick and easy to…

Made it very quick and easy to consolidate my dent and got my funds fast. Thank you SoFi !

FRANCES M COLEMAN

2025-03-29

Great

Very easy and quick process

dukatz

2025-03-29

The process was fast and easy

The process was fast and easy. We applied and were funded in less then a week.

Issah Samir

2025-03-29

Best banking and investment ✨

One of the best banking and investment 👍

Jason

2025-03-28

Good company

This company was quick and easy with the process of getting a loan. Their doing great

Leroy G

2025-03-28

Satisfied Customer

So-fi came right on time . Thank you

London Paris

2025-03-26

It’s so funny

It’s so funny

Nicole

2025-03-26

Very fast approval and easy, fair terms!

I can't believe how easy it was to get a larger personal loan with SoFi! I got an almost instant approval and it really saved me! I really needed to consolidate some high interest credit cards and another personal loan from my transition out of a divorce a few years ago. This really helped me clean the slate and get on track to paying off the debt incurred. I really appreciate it!

T Michele

2025-03-26

Quick and easy.

Quick and easy.

James Moody

2025-03-26

The process was very simple and fast

The process was very simple and fast. I did not think that I would qualify and was a little skeptical at first but it all worked out. Funds were deposited very quickly and I was able to consolidate my debt.

Bryan Lipscomb

2025-03-25

My representative was absolutely awesome from beginning to end.

My representative was absolutely a pleasure to work with. She walked me through the process and provided me with a option that suit my financial needs. The process was easy and I had no issues.

Vivian Howell

2025-03-24

I got a great rate and fast service

I got a great rate and fast service

Stu Cohen

2025-03-24

Fast

Fast, easy and conveinant. The documents I was asked to upload I did and I was not asked to provide anything further. I appreciate the expediancy of the process.

MARY S

2025-03-24

I love SoFi

I love SoFi! I checked my rate for a personal loan, got approved in minutes and ended up getting a better rate than I was first shown. I'll keep coming back to SoFi for future loans.

Cecille Bajit

2025-03-23

Best decision ever!

I was very skeptical, but I did not want to continue paying high interest credit card bills. It literally took about 5 mins to get approved and before I knew it, the fund was already in my bank account. Paid off all my credit card bills in a couple of days. I wish I’d done this sooner. Some reviews may deter you, but if you have good credit score, all will go smoothly. I’m free!

Linda

2025-03-22

Obtaining a loan was so easy!

Obtaining a loan was so easy through So-Fi. I made my application online late on a Friday night, not expecting to hear anything until the next Monday, but received a call the next morning from a loan agent verifying that I had made the loan. I was approved within a few hours and had the money in the bank the next Monday. Such a fast and easy process!

Jun Joseph Rimorin Juquiana

2025-03-22

The best ever loan provider

The best ever loan provider. No too many questions and get loan soonest possible time. Thank you.

Carol McCullough

2025-03-22

Good app to keep up with your credit…

Good app to keep up with your credit score

Alandwen Doubles

2025-03-21

It was simple

It was simple, straightforward and I had the money the very next day

Walter Maxwell

2025-03-21

The ease of the app.

The ease of the app.

Rickey Jackson

2025-03-21

750about…

Man I really don't care nothing about this company I'm just trying to get to 750

Pete Guillory

2025-03-21

Fast and easy loans

Getting the loan was quick and easy. The money dropped in my account within days and the payment options were very affordable. Easiest loan I've ever applied for and I would definitely use them again.

customer

2025-03-20

Super easy to navigate through the…

Super easy to navigate through the process

Chris Ranallo

2025-03-20

I was VERY impressed with the…

I was VERY impressed with the communication and process that SOFI provided throughout my loan process. The online portal is super user friendly and they have one person dedicated to my file that reached out asking for more info and documentation. I appreciate them working with me and helping me through the process. After I got approved, my loan funded in less than 24 hours!

Chuck Zimmerman

2025-03-20

it was quick and easy

it was quick and easy

Joe Shephard

2025-03-20

The only thing that’s I have to say is…

The only thing that I have to say is that I don’t know what the heck you’re doing and I don’t want you to think I’m trying to be rude to you or something like that right away I just don’t know if you’re going to get a response from the other way around or if you’re not gonna do anything to make me feel like everything is gonna work for me and I know you know that but I’m trying not to even expect it to be a bad thing and I’m just gonna keep going on with my life because I’ve got no choice and no other option right now and so here I go again

Tracey Adcock

2025-03-19

Such a easy process & great rate!

Such a easy process & great rate!

Tit Johnson

2025-03-19

The process was very easy.

The process was very easy.

MOLINAOTERO/ALEJANDRO

2025-03-19

THEY DON ASKING TO MANY QUESTIONS AND…

THEY DON ASKING TO MANY QUESTIONS AND THEY TRUST ME TO MAKE ME LOAN , FOR THAT REASON I WILL DO EVERYTHING TO DO ALL MY PAYMENTS ON TIME FROM THE BEGGINING TO THE END .

Scott

2025-03-18

They were fast and efficient in the…

They were fast and efficient in the easy process.

Taboo Johnson

2025-03-18

I believe this was an experience that I look back on and learn from. Thanks…

I believe this was an experience I will look back on and possibly learn from. Thanks

April Parry

2025-03-18

The loan process was effortless.…

The loan process was effortless and transparent! I am so happy I chose to refinance through them. They communicated with me every step of the way. There were no surprises and they kept their word on every promise. I loved being able to do everything from my computer at home.

Christian G

2025-03-16

Sofi is the Best.

Sofi is a great lending platform. It doesn't get easier than this. I was approved and the funds hit my bank account the next day. Thank you Sofi you guys are the best.

Wayne Allen

2025-03-16

I was on credit karma and it said try…

I was on credit karma and it said try for a loan with us. I never expected getting it! I might have tried for a bit more, but easiest loan I've ever applied for and super fast response!

Stefanie Boyd

2025-03-15

Easy loan

The ease of shopping and comparing the rates for this loan. How quickly the funds were transferred and received. The only downside is not being able to change your due date.

Don Anderson

2025-03-15

Wonderful service

Wonderful service. Great interest rates. Full range of banking services. My first choice for all my banking needs.

Marisol

2025-03-15

The process was very easy

The process was very easy, orderly and communication excellent.

Harry Santiago

2025-03-14

Fast Funding for an emergency home…

Fast Funding for an emergency home repair it what make Sofi great. If you think this is a lowest interest loan keep looking, Sofi is when emergencies arise like home repair it is handy for fast funding. Interest rates varies per customer, Just don't expect to have a interest lowest than 16% with 850. I would pay loan off when I get money from insurance in a year or two meanwhile my home have been fix thanks to Sofi.

Sokleng N.

2025-03-14

Very easy to apply

Very easy to apply, Very fast funding. Great company to work with.

W. Ortega

2025-03-14

I believe I was treated fairly…

I believe I was treated fairly throughout the whole process and from previous experience as a return customer.

Vic & Barbara Warner

2025-03-14

Easy hassle free and fun!

Easy hassle free and fun!

James McCrea

2025-03-14

Everything was so smooth and simple

Everything was so smooth and simple. The decision was fast and the communication was excellent.

Josh Parks

2025-03-14

Was so easy

Was so easy, and quick. Thank you

Jenny

2025-03-13

SoFi made my loan process a lot easier

SoFi made my loan process a lot easier! They were able to help me get funded for a loan to meet my needs. The online application was a breeze! I would recommend SoFi to anyone needing a loan!

customer

2025-03-13

Simple Process

The process and application was very simple and quick. I got an approval right away and had the money in the bank in less than 2 weeks.

Kathy

2025-03-13

I'm fairly new to SoFi but am glad they…

I'm fairly new to SoFi but am glad they are not afraid to give a loan to someone my age. It's hard to get insurance or home loans for seniors even if you have great credit score but so far SoFi gives us a chance to keep living a normal life.

Jameson Perdue

2025-03-13

SoFi was very easy to work with

SoFi was very easy to work with. I was approved for the loan within minutes. Funded within 1 day. Great experience.

Chris Schmidt

2025-03-13

Entire process first rate.

Application process painless. Response and approval fast. Entire process first rate.

ISATU

2025-03-13

The process of going through and…

The process of going through and getting the loan was helpful. I can clearly save and get out of credit card debts. Thank you.

Joseph Martinez

2025-03-12

The process was quick and very easy

The process was quick and very easy. All questions were answered. Glad I chose SoFi for mt loan.

Sammie

2025-03-12

The easy in the process to apply for…

The easy in the process to apply for the loan was was great 👍

Paul Driscoll

2025-03-12

The process was fast and easy

The process was fast and easy, from application thru funding. It was a pleasure working with SoFi.

Taj adams

2025-03-12

They have a good set up on the app did…

They have a good set up on the app did not take that long to give me a answer and deposit was fast

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