Advertising Disclosure

SoFi Review

Find a customized quote easily

Reviews 9818

Susan Gredler

2025-08-03

So easy to access money.

So easy to access money.

Mark Johnson

2025-08-03

Fast and easy service!

It was very fast and easy to get my personal loan with a reasonable interest rate. I am very happy with their services.

Rodney Harris

2025-08-03

Sofi.. A cut above the rest in my opinion

The process, time to funding, interest rate and terms are great. Sofi has earned my business as my first look for finance options for my business and personal purchase power support tools.

Douglas Schroeder

2025-08-03

This process went very well

This process went very well! The application process was simple and easy and took very little time to complete. The approval process took less the a day and the money was deposited into my account in 2 days.

Diane Lucidi

2025-08-03

Process was fast and easy

Process was fast and easy

Michael Mongelluzzo

2025-08-03

I get by with a little help from my friends

Always nice to know there’s a solution to your problems, it helps to know when someone got your back.

Patrick Rice

2025-08-03

I applied for a loan and i was approved…

I applied for a loan and i was approved in about 4 days. Sofi has wonderful customer service. The wsit time was never long. It was definitly a wonderful process

A. Y. Ghali

2025-08-02

Reasonable offer.

I like their offer. I didn't like that it is difficult to contact Customer Service by phone.

Quinn

2025-08-02

The process was easy and convenient

The process was easy and convenient. Representatives were knowledgeable, personable and informative. Process easy and smooth. Would recommend

Suzanne Spletzer

2025-08-02

So easy to do

So easy to do. Fast response and receipt of money in my account. Recommending it to everyone.

Maria Lleras

2025-08-02

Good experience

I recently worked with SoFi Bank , and the entire experience was seamless and professional from start to finish. The application process was user-friendly, fast, and completely digital — which made things incredibly convenient.

DW

2025-08-02

Pleasant & easy experience

Pleasant & easy experience! Very straightforward… 👍🏾

Okey22

2025-08-01

Quick

Quick, efficient, great service

Brian McGowan

2025-08-01

So easy to apply

So easy to apply. Approved instantly and funds were in my account the next day

Franklin McArthur Jr

2025-08-01

SoFi, The Absolute Best In The Business!

Getting a personal loan from SoFi, was the easiest and fastest transaction I have ever experienced after applying for and receiving the loan funding. I truly believe SoFi is the absolute best in the business and I’ve had many loans in my lifetime.

Cassandra L

2025-08-01

Great experience

Great experience. Quick process . Easy to use the application.

Jennifer Tower

2025-07-31

You made my experience so easy and…

You made my experience so easy and quickly. I have enjoyed being a customer and appreciate the pleasant experience I had getting a personal loan.

Paul Marchese

2025-07-31

I like the quick decision.

I like the quick decision they provided. Then the money was sent with in two days of the decision. Everything done on line made it so convenient. I would recommend SoFi to anyone looking for a loan or mortgage.

Sarah Parsons

2025-07-31

Know problem getting the loan

Know problem getting the loan. Easy to apply for and had an answer the same day.

bharoo jharoo

2025-07-30

Timely response with a great package.

Timely response with a great package.

Lorraine Groh

2025-07-30

My experience with SoFi was amazing. I cannot recommend them enough. The whole transaction went quickly.

SoFi was fast reviewing and accepting my loan request. The funds came in immediately and I do not have to worry about what date I am paying them because of electronic payments from my bank. They directly paid off certain high interest credit cards and because of this my credit score went up. This transaction went very smoothly and efficiently.

Luis arcadio

2025-07-30

Process is seamless

Process is seamless, straightforward, and no hassle. I was approved the following business day after applying over the weekend.

Paul Fernandez

2025-07-30

Very pleasant experience

The process was fast, easy, and no hidden fees. Very up-front, which is rare nowadays.

Babs F.

2025-07-30

It was extremely quick to apply and get…

It was extremely quick to apply and get approved for a loan.

Kim Marchetto

2025-07-30

So simple and saved me SO much interest!

The entire process was very simple and fast! I especially liked that I could review my prequalified offers before deciding which loan terms were best suited for me. Once I continued with the application, I received a brief phone call from a friendly representative to verify some information and my loan was funded within a few days! This was a great option for me to consolidate my credit cards and cut my interest in half! I finally feel like I'll be able to breathe and can now pay off my debt so much faster while alleviating thousands of dollars in interest! Thank you SoFi!

GysgtofMarines

2025-07-30

fast and easy

fast and easy

customer

2025-07-30

Awesome!!

The process was quick and easy!

Lorelle Shearman-Taoipu

2025-07-30

It was so easy to apply and so fast the…

It was so easy to apply and so fast the approval and the funding I was able to pay off everything I wanted to and I'm still really new to the loan I haven't made my first payment yet but the payment and the interest rate were Fair compared to others

Yhen

2025-07-30

The whole process was so fast I just…

The whole process was so fast I just wished I did it a month earlier when my credit score was still above 730 to get a better rate… but over all it helped me when I needed instant cash…

Linda Crockett

2025-07-29

The application process was easy and…

The application process was easy and the rate was competitive.

Tanya West Saltrick

2025-07-27

Fast funding

Fast funding. Low rate and monthly payments.

Fabrice A K Kokolo Moundzika

2025-07-26

Excellent for SoFi

Excellent for SoFi

Sheilaw

2025-07-25

Easy processed

The entire process was easy to navigate and the answer was right on key without the suspension.

Stacie E

2025-07-25

The process was incredibly quick and…

The process was incredibly quick and all online. I appreciated seeing different options and interest rates that allowed me to choose the best loan for me.

Mark Chapin

2025-07-25

My experience

It was just fast easy and trustworthy.

Christy Brown-Quillen

2025-07-25

Easiest loan process I have ever been…

Easiest loan process I have ever been through!

Scooter

2025-07-25

Everything went very smoothly

Everything went very smoothly, easy to navigate and glad that I am part of the team 👍🏻

Bani

2025-07-25

Fast turnaround time

Fast turnaround time. Great interest rates ! Easy process.

Marcel Baldwin

2025-07-24

This was the easiest

This was the easiest, fastest loan that I’ve ever had!!! SoFi is amazing!!!

Eric Shute

2025-07-24

There is no place with an easier…

There is no place with an easier process for getting a loan ANYWHERE! I’ve used SoFi for several types of loans and they are always the absolute easiest and quickest to get funded. I will continue using SoFi for all my loan needs!

Alex

2025-07-24

Fast

Fast, easy and online. I didn’t have to make any awkward phone calls. I recommend SoFi!

Dale Freeman

2025-07-24

Fastest funding I've ever seen!

Used this loan to pay off a higher interest personal loan. The process was so simple, and I received the funds within 12 hours of signing the documents. My mind was blown that anything could be processed so quickly!

Mary

2025-07-24

Application process was simple

Application process was simple and the loan went through smoothly. The rate was much better than our credit card.

Dennis Eaves

2025-07-24

When I applied for a loan I wanted to consolidate debt to get them paid off

When I applied for a loan I wanted to consolidate my credit cards and debts to be able to pay off my debts. They worked with me and got me the loan I needed to see day light at the end of the tunnel. It was fast, efficient, and easy to complete. They are very professional.

Austin W

2025-07-24

Everything went exactly as planned and…

Everything went exactly as planned and advertised. The agreed upon amounts and rates were honored without any issue whatsoever. It's refreshing in this day and age, to see something in black and white, and have it truly be just that.

Chuck Wade

2025-07-24

Flawless and speedy

Flawless and speedy

Judy

2025-07-23

Whole process was done in 2 days

Whole process was done in 2 days

Judith Sanchez

2025-07-23

Easy breezy

The entire process was so simple and fast.

Joel Keyser

2025-07-23

Very simple with no bait and switch…

Very simple with no bait and switch tactics

customer

2025-07-23

Quick and easy

Quick and easy

Carlos I. Medina

2025-07-23

The application process was fast and…

The application process was fast and easy.

Samuel Edoror

2025-07-23

The process was very smooth and easy.

The process was very smooth and easy.

vy dinh

2025-07-23

Applying is very easy and the funding…

Applying is very easy and the funding is fast

Eddie Cruz

2025-07-22

I recently took out a personal loan…

I recently took out a personal loan through SoFi and I couldn’t be more impressed with the entire experience. The application process was simple, straightforward, and completely online. What really stood out was how fast and efficient the service was—my loan was approved and the funds were deposited into my account on the same day. Thank you, SoFi!

Wilburn

2025-07-22

Tigerland

Fantastic company. Easy to deal with. No problems. Went so easy. A+++

Barrettman23

2025-07-19

Nice and easy application

Nice and easy application. Account was funded within a few days. Great experience. They one catchy Issue I had was that they will sum up your daily interest and add it to your principal balance to make more interest/money for themselves

SHERI

2025-07-19

SoFi is the Way to Go

The process is relatively pain free. Step by step instructions are easy to follow and the response from SoFi comes pretty quickly. They make it easy to pay on time with autopay that is also quite easy to set up. Customer service is always knowledgeable and friendly. And, you get to talk with real people! I highly recommend SoFi for all your loan needs!

inmankatie

2025-07-19

They was great

They was great. Done exactly everything that they promised they would.

AGUAZE/EVELYN OLUOWHORIRO

2025-07-19

Very reliable financial institution

Very reliable financial institution , very easy banking process . Interest rate is low and process your request in seconds.

Valentin Ramirez

2025-07-19

Stay hydrated and positive

Everything thing made my experience so gd!!! It was lots of fun to work and help others

Michele Pottle

2025-07-18

I absolutely love this company

I absolutely love this company . It was easy to apply and within minutes it let me know if I was approved and for the amount . The funds were delivered within a couple days from the beginning to end of the process. I would recommend this company. I will continue to stay with them for all my loans . Thank you So-Fi .

Miguel LopezFuentes

2025-07-18

Thanks for a great experience

Thanks for a great experience. Fast, easy, the amount I needed to borrow, and a great rate compared to many other companies out there. I will definitely recommend SoFI to friends and family.

Jody

2025-07-18

Great service

Was a simple process, but also a great experience giving me a chance to get ahead without feeling like I never move an inch.

Pamela Martin

2025-07-18

I found this whole process easy and…

I found this whole process easy and efficient. I would highly recommend SoFi to others as a professional and painless process. No endless red tape ir hoops to jump through. The best way to put all debt into a lump sum with options about repayment. Thank you for what you offer to help others to get on their feet.

Tabitha

2025-07-18

I've had miscommunication with the…

I've had miscommunication with the hours of your office towards some taxes this mission WILL to be continued.. What I do appreciate is your actions and the quality Sincerely..t.b.576...

Pam

2025-07-17

Easy to apply & approved in minutes

It was so easy to apply. Application and approval were done in less than 10 minutes. Got the money quickly, too. Thank you, SoFi! Best bank!

nahom dereje

2025-07-17

What a great company

What a great company

Renee

2025-07-17

Funding was fast and easy

Funding was fast and easy. I took out a personal loan to pay off my credit card debt. The rate was fair, approved on the spot with a 689 score and funds in my account less than 24 hours later. I appreciate the help. You will help me reach my financial goals within 2 years!!! Thank you!!!

Alfonso Thomas

2025-07-17

My loan experience was very seamless…

My loan experience was very seamless and hassle free and beyond amazing. I would definitely suggest anyone looking for a loan to truly consider SoFi. Regards, Thomas

Dre B.

2025-07-16

This has been one of the fastest and…

This has been one of the fastest and easiest loan processes I've ever encountered. It was a recommendation via Credit Karma, and I am so appreciative of the recommendation. To add to that, the interest rate is pretty fair, as well...I would say comparable to credit union rates. Highly recommend!!!

Mark

2025-07-16

Fantastic

Fantastic, easy loan process.

Bev

2025-07-16

Personal Loan

I applied for a personal loan with SoFi. The process was seamless. I chose SoFi because of the low interest rate and the no origination fee options they offer. I would most definitely recommend SoFi and if needed I would do business with them in the future.

Myra Stone

2025-07-16

The Website was very navigable

The Website was very navigable. Followed all the steps and instructions. That was on a Friday and by Monday I had 2 CC’s paid off and the remaining loan in my bank account.

Nicole W

2025-07-16

We were veryimpressed with how quickly…

We were veryimpressed with how quickly we were approved. No unnecessary delays. Customer service was patient and kind

christopher ware

2025-07-16

The only loan bank that would help me

I'm extremely happy with so far so far has helped me build decent credit score and gave me the money to help me with my future

Chad

2025-07-16

Easy and convenient

Easy and convenient

Jerry White

2025-07-16

SOFI Loan Review

Super easy and streamlined. All done on the internet. No detailed hard to understand paperwork. Very fast funding. Great customer service.

Jennifer Anderson

2025-07-16

Trust worthy

My application process was fast and easy. I plan on using Sofi in the future. I used chat GBT to help me find trusted banks to help me pay off my credit cards so I would have one payment instead of 2-3.

Balto

2025-07-16

It was a fast and simple process

It was a fast and simple process. Gave me an answer in minutes.

Mayra R. Castillo

2025-07-15

Reliable

It offered a diverse selection of options, making the process quick, simple, and above all, reliable.

Mike C

2025-07-13

I Highly Recommend SoFi - Thank You !!!

Extremely easy application process , funding and approvals happened quickly less than 24 hrs , by 1week all my elected payoff accounts were directly paid off :). I’m now down to tracking 1 account instead of 19 giving me peace of mind everything is on time. Paying off my credit cards has also increased my credit c score significantly. Customer service was extremely easy to get in touch with and I spent very little time waiting when I had questions. I highly recommend SoFi - Thank you

Top Home Loans

Quicken Loans
Read review
LendingTree
Read review
AmeriSave
Read review
Veterans United
Read review
Rocket Mortgage
Read review