SoFi Review
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Reviews 9664 
Andrea
Efficient application process and quick…
Efficient application process and quick response and funding
Levon Earnest
Loan in account in 3 business days
Straight forward. Loan was fast. Lower interest rates.
Mustafa Kemal Batur
Sofi is extremely fast and…
Sofi is really extremely fast and practical. Traditional banks are left behind, thanks Sofi.
PB
Person loans
Sofi customer service very helpful, easy process, it is life changing for us. Consolidate all credit card debts becomes just one loans. We put application online and three day later we got approved within days we got the money 💰 paid off all credit card debts and our student loans done. We are thankful 🙏 and appreciate 🙏 🙌 ❤️. We recommend families and friends. Give a try you will life change like us
M.H. Galv
Easy application but confused about a…
Easy application but confused about a capitalization charge/ change to the policy
Terrence RealEstate Ingram
The process was seamless
The process was seamless. Funds were made available in a timely fashion. Great support staff to answer any questions.
Markita
Easy & Quick!
I've never had such an easy transaction and super quick! And the best rates I could find. Thank you SoFi!!
JenS
Do it!
This was the EASIEST, fastest and most convenient process I have ever been through. Thank you so much!! Recommend 110% whether for a large purchase, debt consolidation your own way, lots of options for terms/rates etc..
Fleming
The process clearly shows options
The process clearly shows options, easy to understand, and easy to complete
Stephen Hanchey
Very responsive to my request
Very responsive to my request. Very timely and easy to work with.
Jody Cross
Was great straight forward and easy to…
Was great straight forward and easy to follow instructions to qualify for loan.
Tulio Camino
Quick & Easy Process
It was quick & east to process. SoFi provided me with the best rate available. The loan was funded the next day into my bank account
John knutson
Simple and fast
The process was easy and fast. Once approved the money came quickly to my account.
H Spradlin
The whole proceedure was very easy to…
The whole proceedure was very easy to do. Navigating the website was very user friendly.
Cass Dupars
This was a quick and easy process
This was a quick and easy process. I couldn't be more thankful. I was approved and funds were in my account within a day or two. I got myself out of debt and feel so free now!
Mary Breedlove
Easy to use but the interest pay with…
Easy to use but the interest pay with the customer service is not that great and can never be compared to CPWEALTH. Great advance solution and weekly pay.
Bernie Mullen
Very quick and easy
Very quick and easy
Alejandro Hernandez
Amazon bank and it good idea
Amazon bank and it good idea
Rane Knight
Funding the loan was fast and really…
Funding the loan was fast and really easy. I would and did recommend this company to a family member, who also got funded. The only thing I was disappointed about, was a day after my family member was funded, I got an email that informed me I could earn $300 for recommending someone. I called to talk to a representative who informed me that my family member would have had to use my link (whatever that was) to ask for the loan, and once funded then I would receive $300. I missed out on that opportunity.
Monica Harvey
The quickness of funding
The quickness of funding
Robert Graves
Personal loan
Great service and quick approval
zenebech tsegaye
The company is more than I expected
The company is more than I expected. It is a great company and too fast and the service. Thank you so much 🙏🙏🙏🙏
Edna Lovett
The process was fast and easy
The process was fast and easy. The funds were delivered very quickly to my account. The interest rate was better than my previous rate on a personal loan. It was a great experience!
J Rod
Great experience
Great experience, easy, and fast thank Sofi for the trust and the help that you provide and believe in me. Thank
The only one
Sofi it has been the most…
Sofi it has been the most trusted banking resource for my needs. It’s like a best friend when I need them they are there to help. I’m very grateful and satisfied with their services.
Tamarr Walker
Easy &Efficient
Process was very easy and self explanatory. Approval time and receipt of funds was very short. No issues and was very easy.
Hasu
SOFI, BEST BANK OF THE MODERN ERA
I cant express this clearly enough over the internet. SOFI is the best online-non brick-and-mortar bank you can have an account with. I have been with a handful of banks and NO ONE has the customer service quality, the savings returns, the checking returns, the EARLY DIRECT DEPOSIT that SOFI does. I get my Veteran Disability direct deposit SIX DAYS EARLY. SOFI gives you your direct deposit the moment it sees it in the FED. The user experience in your account is amazing and NOTHING fights you back. Everything flows with absolute ease. THE ONLY gripe I have is the mobile checking requirements. I feel they should adjust it to the modern era where people rarely see, use, or receive checks. You start off with a really low mobile check deposit limit and the only way to grow it is to keep making mobile check deposits. So if you get a check higher than $500, you are SOL. The only way you'll ever get that number up if you don't ever use or see checks, is to intentionally find reasons to make checks or get checks for your mobile deposit.
Bob Boynton
Very smooth
Very smooth
Lori Zinsmeister
I was amazed at the professional…
I was amazed at the professional customer service with sofi. They always answered their phones promptly, answered all my questions and dispersed the monies quickly. Great service!
Carlos Rivera
Great Company, awesome service
The process was easy achieved, customers agent was kind and helpful to accomplish the goal, the money was fast funding and overall I don't have any situation with SoFi, Thanks for your help! 🙏
Marie
the whole process was so easy
the whole process was so easy. i got my results in a matter of a few hours instead of the predicted days. When I accepted the money, i received the money almost right away. I had a few options to choose from for repayment, instead of only one.
Jennifer Zazula
So easy to apply!
So easy to apply. Quick approval process and had our money in the bank less than 24 hours after signing the paperwork. Would definitely recommend Sofi for all your loan needs!!
neil cuffy
thanks for your quick service
thanks for your quick service
Amanda C
Applied for a loan for debt…
Applied for a loan for debt consolidation. I absolutely hate social interaction. My job is very people focused and at the end of the day I want to be away from people. This fit us perfectly!! Quick application approval, funds deposited the next day. Very quick and simple process! We hope to be able to finance a mortgage and even refinance vehicles in the near future. Definitely recommend, 💯 %+
judy jones
Sofi personal loans are quick and easy…
Sofi personal loans are quick and easy to apply for. Therei incentivizes are great and enticing
Minu2s
The process was quick and easy
The process was quick and easy. I was able to consolidate high interest credit card debit into one affordable loan. I would recommend to anyone looking to consolidate debt. The rate I received was fair and competitive. I believe the funds were in my account within three days of approval and the loan process took about 15 minutes.
Oliver Sherman
Give SoFi a try
SoFi in my opinion delivers a five star experience that I thought was gone. The staff was very helpful to me in securing my loan. When mortgage companies wouldn’t give me a loan on my home that I have double the equity in to pay off credit cards, SoFi paid off my high interest debt into one payment. This will help me and my family get out of debt in a timely manner. Thank you SoFi
Mike Baptist
Very easy and fast
Very easy process. Application to processing, same day. Thanks very much to SoFi
Cal
Sofi made applying so easy
SoFI made applying so easy! No additional paperwork needed. Got a much lower rate than others! Funds deposited in 48hrs.
Robert Ward
Outstanding Customer Service
Outstanding Customer Service
JERILYN BEESLEY
Quick and easy
Quick and easy, good rate!
Luis Rivera
Good app thanks 😀😀
Good app thanks 😀😀
Everett Parry
It was fast consistently effective and…
It was fast consistently effective and easy to use and understand each step and all the choices you could make that fulfilled my needs
Randy Browning
Great company
Great company, great experience. Got all my bills paid off at more than half the interest rate.
Sharie
It was super easy to apply.
It was super easy to apply.
Anhtuan Truong
Complete the form in under 5 minutes…
Complete the form in under 5 minutes and receive the funds by the next day.
Danny Owusu
Best experience by far
It was smooth, fast and interactive
Curtis Spears Jr
Thank you for the rolbux 😁😁😁
Thank you for the rolbux 😁😁😁
Fabian Yariel
Love it made me more money
Love it made me more money
Joanne Allred
Friendly help easy application
Friendly help easy application. Money was there quick.Good interest rate I would recommend Sofi to anyone looking for a loan.
ansi thaya
Splendid experience
Splendid experience
Michael
It was a very simple and easy process…
It was a very simple and easy process with a quick turnaround time. Did not have to provide additional documentation like some places require.
Renae Smith Roach
Best experience
It was so easy to apply and knew within less than 24 hours that we were approved for our loan. We received our fund a couple of days later. I would recommend them to anyone!
Christine
Whole process was quick and easy
Whole process was quick and easy
Rob G
It’s easy
It’s easy. There were no “hoops” to jump through to complete the application.
Jan E Tingberg
The loan experience with So-Fi was… Excellent
The loan experience with So-Fi was direct and to the point. I asked for a loan and the gave it to me in a very timely and efficient manner as where not to waste my time or there’s. Thank you So-Fi. There is nothing more valuable than time and they did not waste mine. Thanks again
Aaron Bartlett
Lightning fast loans
Lightning fast process from initial application to loan funding! No one can produce these fast results… period! Easy to use website and app, lowest interest rates by far and I loved the option to directly payoff other unsecured debt and receive an additional interest rate reduction. Setup autopay? Get another interest rate reduction! Options for zero-funding fees or pay a low funding fee and get another interest rate reduction. The options are endless and can be geared to your personal preferences. Customer service response is fast and friendly, as well. Highly recommended!
Annette Kidder
Seamless and efficient experience
Seamless and efficient experience! I hemmed and hawed over doing this for years and wished I would have done this sooner! I had one question and I used the AI help option and it was answered immediately. Amazing experience!
Karen Wilson
It was easy and understandable
It was easy and understandable
Elgin Nesby
Fast and easy process!
Fast and easy process!
Carol Moseley
Everything was done online
Everything was done online, convenient and fast!
Vee
Easy to access
Easy to access. Quick reply.
Jacquelyn Williams
Process was very simple
Process was very simple, rate is decent and received my loan very quick!
Marcelo Skapino
It’s amazing how easy it was to apply…
It’s amazing how easy it was to apply and be approved. It just took a few minutes to complete all the information, being approved, signing the documents and in a few hours I got the money in my bank account. Don’t waste time going to a bank. Use Sofi and you won’t regret.
Felicia Danner
The whole process was easy and I…
The whole process was easy and I received the money quickly.
Jonathan Roberts PhD
It was a very smooth process
It was a very smooth process. I like it so much I’m going to move funds from my savings account to SoFi. I’m getting nearly 0% in my current account. Going to 3.8 % is a no-brainer for me.
Chad Wicker
Easy process
Easy process. Easy to understand.
Michelle Grippin
Fast decision
This is my second loan from SoFi. It’s quick and easy and the funds go in your account within days
Buddy Ruggles
I found the process to be simple
I found the process to be simple, and straight forward. Follow up call from SoFi was helpful as well. Great rates, with many options was definitely a plus! Highly recommend!
Lisa Montellese
I was receiving offers from other…
I was receiving offers from other lenders in the 20-30% range. SoFi come much lower and funded everything I needed to consolidate all of my debt.
Sharon Torres
I have never applied for a personal…
I have never applied for a personal loan before and the process with SoFi was painless easy and fast! And I mean fast the application process took minutes, I was approved within the hour. I reviewed the agreement signed it and in less than 72 hours payment was sent to my credit cards and the remainder was in my account. I have recommend SoFi to friends and family and to whoever wants to know about a quick and easy process to consolidate credit card debt.
Debra Johnson
My Sofi Loan
I was able to personalize the amount and terms. The actual process was quick and communication was good. I was able to go online to see what docs were needed and upload them directly to the file. It was smooth and quick, fro m start to signing. Funded in a few days and direct payoffs went smoothly.
tony pacheco
The quick response and no hassle
The quick response and no hassle Also very legit
Yazmin P.
Simple application process and fast…
Simple application process and fast funding!
Vanessa Garner
Easy process
Super easy application process and quick response. Had my funds in approximately 3 days. Would certainly use again and recommend!
Glenda Adams
My experience was very good and the…
My experience was very good and the loan process was very smooth and easy. Thanks for the help in getting this loan.
Warren Ellis
The whole experience was quick and…
The whole experience was quick and pleasant!
william hicks
SoFi has been fabulous for loans I’ve…
SoFi has been fabulous for loans I’ve utilized! I definitely have given information to others to utilize with loan needs of various kinds. Love SoFi!!!
Mark Dinkel
The best experience
My credit cards were quickly paid by SoFi. I received the amount I requested. I entered the account number incorrectly for my auto payment. However, I was able to contact SoFi customer service to correct the problem.
Rose Vazquez
Thank you SoFi
Thank you SoFi It was truly a pleasant experience and not a scam. The funding came within two days. You are not like other company's that try to get you to settle with credit card company's for less. You are truly a blessing and I want to say thank you! I would recommend SoFi who has reasonable rates. You helped me when no one else would. Now that I have you I have countless offers from other businesses trying to give me a loan. I am sticking with you! You have a customer for life!
nelson franco
TO MANY FEES CHARGE
TO MANY FEES CHARGE. (INTEREST RATES TO HIGH), CONSIDERING MY CREDIT SCORE. FICO SCORE (740). I REQUEST A (LOWER INTEREST RATE) FOR MY LOAN. RETIRE MILITARY VETERAN ON A FIX INCOME.
Bettye Jamerson
Sofi is the best loan process ever!05/11/25
The application process was fast, simple and pleasant. I loved the loan process.
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